Freshened Up & Move-In Ready! Discover this charming 2-bedroom, 2-bathroom gem nestled on a desirable corner lot in the vibrant 55+ community of Spruce Creek North. Recently refreshed and available for immediate occupancy, this home offers comfort, quality, and peace of mind with a 2023 roof, newer hot water heater, and a transferable termite bond. Step inside to enjoy luxury vinyl plank flooring throughout, complemented by tile in the kitchen and baths. The split-bedroom floor plan offers privacy and functionality, with the primary suite boasting an ensuite bath with walk-in shower, while the guest bath features a tub/shower combo. Unwind in the enclosed lanai or relax on the rear patio surrounded by nature landscaping. The 2-car garage includes an automatic opener and side door access to the yard, perfect for convenience and easy outdoor access. Living in Spruce Creek North means access to wonderful amenities for just $118/month, including a clubhouse, pool, fitness room, social clubs, and more. All designed to support an active, low-maintenance lifestyle. This community is also pet-friendly and offers night security patrols, basic cable, and trash pickup included in the HOA. Cash, Conventional, VA, and FHA financing are welcome. Don't miss this opportunity to enjoy Florida retirement living at its finest. Schedule your private tour today!
Pending
$193,350
6495 SW 109th St, Ocala, FL 34476
2beds
1,296sqft
Est.:
Single Family Residence
Built in 1989
0.32 Acres Lot
$184,000 Zestimate®
$149/sqft
$118/mo HOA
What's special
Enclosed lanaiCorner lotSplit-bedroom floor planPrimary suiteAutomatic opener
- 63 days
- on Zillow |
- 48 |
- 2 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: 22 hours ago
Listing Provided by:
Robb Harrison 513-442-9083,
ROBB HARRISON REALTY INC 352-877-2790
Source: Stellar MLS,MLS#: OM703501
Originating MLS: Ocala - Marion

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 14x15
Bedroom 2
- Features: Walk-In Closet(s)
- Level: First
- Area: 166.75 Square Feet
- Dimensions: 11.5x14.5
Balcony porch lanai
- Level: First
- Area: 185.25 Square Feet
- Dimensions: 19.5x9.5
Dining room
- Level: First
- Area: 104.5 Square Feet
- Dimensions: 11x9.5
Kitchen
- Level: First
- Area: 109.25 Square Feet
- Dimensions: 11.5x9.5
Living room
- Level: First
- Area: 270 Square Feet
- Dimensions: 20x13.5
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Inside
Features
- Split Bedroom, Thermostat
- Flooring: Luxury Vinyl, Tile
- Has fireplace: Yes
- Fireplace features: Decorative, Free Standing, Non Wood Burning
Interior area
- Total structure area: 2,240
- Total interior livable area: 1,296 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 22x20
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed, Patio
- Exterior features: Private Mailbox, Rain Gutters
Lot
- Size: 0.32 Acres
- Dimensions: 125 x 110
- Features: Corner Lot
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 3568600818
- Zoning: R3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Deed Restrictions, Fitness Center, Pool
- Senior community: Yes
- Subdivision: SPRUCE CREEK
HOA
- Has HOA: Yes
- Amenities included: Fence Restrictions, Fitness Center, Pool, Recreation Facilities
- Services included: Cable TV, Community Pool, Recreational Facilities, Trash
- HOA fee: $118 monthly
- HOA name: Wayne Harmon
- HOA phone: 352-558-1495
- Pet fee: $0 monthly
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $149/sqft
- Tax assessed value: $196,065
- Annual tax amount: $1,345
- Date on market: 6/12/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
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