Key Highlights:
1% Rule for investors!
CAP Rate: 8% where the average for the area is much lower!
DSCR: 1.21 See supplements for the breakdown!
$56,400 in Annual Income
Huge Lot – Add a Garage to Boost Rent Potential!
Fully Leased BUT you can OWNER OCCUPY for the OWNER OCCUPY BUYERS
This fully renovated, cash-flowing duplex brings in over $56,400 annually and offers serious upside. Situated on a large lot with room to add a detached garage, increasing rents even further is well within reach.
Key Highlights:
CAP Rate: 8% where the average for the area is much lower!
DSCR: 1.21 See supplements for the breakdown!
$56,400 in Annual Income
New Roof in 2024
Major Renovation in 2012: New windows, siding, electrical, plumbing, and full interior remodel.
Functional Layout: 4BR lower unit and 5BR upper unit—high bedroom count means more rental income.
Updated Upper Unit in 2025: Fresh paint, updated modern kitchen, newer appliances, updated bath, in-unit washer/dryer.
Updated Lower Unit in 2025: Retiled the lower level bathroom. Long term tenant in lower level.
Reliable Cash Flow: Long-term tenant in the lower unit, recently rented upper unit with solid rent history.
Turnkey & Low Maintenance: All major systems and mechanicals have been updated.
This property checks all the boxes for a savvy investor—strong returns, low maintenance, and growth potential. Don’t miss out on one of the best cash-flowing duplexes available!
Schedule your showing today before it’s gone!
Active
$459,900
690 Western Ave N, Saint Paul, MN 55103
9beds
2baths
3,322sqft
Est.:
Duplex Up and Down
Built in 1905
-- sqft lot
$448,700 Zestimate®
$138/sqft
$-- HOA
What's special
Functional layoutHuge lotUpdated lower unitUpdated upper unitNew roof
- 45 days
- on Zillow |
- 283 |
- 14 |
Zillow last checked: 7 hours ago
Listing updated: July 11, 2025 at 07:47am
Listed by:
Elina Butkov 612-380-2401,
eXp Realty,
Nevin Alexander 952-994-0166
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6679164

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 9
- Bathrooms: 2
Heating
- Forced Air
Features
- Basement: Full,Unfinished
Interior area
- Total structure area: 3,322
- Total interior livable area: 3,322 sqft
- Finished area above ground: 2,522
- Finished area below ground: 800
Property
Parking
- Parking features: Gravel, Driveway - Other Surface, Other
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Doors 36"+, Hallways 42"+
Features
- Levels: More Than 2 Stories
- Patio & porch: Deck
Lot
- Size: 6,098.4 Square Feet
- Dimensions: 138 x 45
- Topography: Level
Details
- Foundation area: 1315
- Parcel number: 362923120061
- Zoning description: Residential-Multi-Family
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex Up and Down
Materials
- Engineered Wood
- Roof: Age 8 Years or Less
Condition
- Age of Property: 120
- New construction: No
- Year built: 1905
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Humphreys Add To, Saint P
Location
- Region: Saint Paul
Financial & listing details
- Price per square foot: $138/sqft
- Tax assessed value: $340,400
- Annual tax amount: $6,757
- Date on market: 6/27/2025
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