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  • $459,900

    690 Western Ave N, Saint Paul, MN 55103

    9beds
    2baths
    3,322sqft
    : 
    Duplex Up and Down
    Built in 1905
    -- sqft lot
    $448,700 Zestimate®
    $138/sqft
    $-- HOA

    What's special

    Functional layoutHuge lotUpdated lower unitUpdated upper unitNew roof
    Key Highlights: 1% Rule for investors! CAP Rate: 8% where the average for the area is much lower! DSCR: 1.21 See supplements for the breakdown! $56,400 in Annual Income Huge Lot – Add a Garage to Boost Rent Potential! Fully Leased BUT you can OWNER OCCUPY for the OWNER OCCUPY BUYERS This fully renovated, cash-flowing duplex brings in over $56,400 annually and offers serious upside. Situated on a large lot with room to add a detached garage, increasing rents even further is well within reach. Key Highlights: CAP Rate: 8% where the average for the area is much lower! DSCR: 1.21 See supplements for the breakdown! $56,400 in Annual Income New Roof in 2024 Major Renovation in 2012: New windows, siding, electrical, plumbing, and full interior remodel. Functional Layout: 4BR lower unit and 5BR upper unit—high bedroom count means more rental income. Updated Upper Unit in 2025: Fresh paint, updated modern kitchen, newer appliances, updated bath, in-unit washer/dryer. Updated Lower Unit in 2025: Retiled the lower level bathroom. Long term tenant in lower level. Reliable Cash Flow: Long-term tenant in the lower unit, recently rented upper unit with solid rent history. Turnkey & Low Maintenance: All major systems and mechanicals have been updated. This property checks all the boxes for a savvy investor—strong returns, low maintenance, and growth potential. Don’t miss out on one of the best cash-flowing duplexes available! Schedule your showing today before it’s gone!
    45 days
    on Zillow
    |
    283
    |
    14
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    Zillow last checked: 7 hours ago

    Listing updated: July 11, 2025 at 07:47am

    Listed by:

    Elina Butkov 612-380-2401,

    eXp Realty,

    Nevin Alexander 952-994-0166

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6679164MLS Logo
    Travel times

    Tour with a buyer's agent

    We'll find a local expert to take you on a private tour of 690 Western Ave N.

    Next available tour time:Wednesday at 9am

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 9
    • Bathrooms: 2
    Heating
    • Forced Air
    Features
    • Basement: Full,Unfinished
    Interior area
    • Total structure area: 3,322
    • Total interior livable area: 3,322 sqft
    • Finished area above ground: 2,522
    • Finished area below ground: 800

    Property

    Parking
    • Parking features: Gravel, Driveway - Other Surface, Other
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: Doors 36"+, Hallways 42"+
    Features
    • Levels: More Than 2 Stories
    • Patio & porch: Deck
    Lot
    • Size: 6,098.4 Square Feet
    • Dimensions: 138 x 45
    • Topography: Level
    Details
    • Foundation area: 1315
    • Parcel number: 362923120061
    • Zoning description: Residential-Multi-Family

    Construction

    Type & style
    • Home type: MultiFamily
    • Property subtype: Duplex Up and Down
    Materials
    • Engineered Wood
    • Roof: Age 8 Years or Less
    Condition
    • Age of Property: 120
    • New construction: No
    • Year built: 1905

    Utilities & green energy

    • Gas: Natural Gas
    • Sewer: City Sewer/Connected
    • Water: City Water/Connected

    Community & HOA

    Community
    • Subdivision: Humphreys Add To, Saint P
    Location
    • Region: Saint Paul

    Financial & listing details

    • Price per square foot: $138/sqft
    • Tax assessed value: $340,400
    • Annual tax amount: $6,757
    • Date on market: 6/27/2025
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