Welcome to 712 Gemstone Drive, a beautifully upgraded home tucked inside one of San Marcos' best-kept secrets — Rancho Tesoro. Gated, quiet, and surrounded by rolling hills and trails, this hidden gem is ideal for families craving space, nature, and community. Thoughtfully designed with modern upgrades and timeless finishes, the home features a light-filled open-concept layout with luxury vinyl plank flooring, a white-on-white chef’s kitchen with quartz counters and oversized island, and seamless indoor-outdoor flow to a private backyard oasis. Host friends around the fire pit, practice your short game on the putting green, or watch the kids play on the turf, this yard is built for connection and joy. The first floor includes a full bedroom and bath, ideal for guests, multigenerational living, or a private home office. Upstairs, the spacious primary suite feels like a retreat with spa-inspired bath and dual vanities. You’ll love the loft/flex space and well-sized secondary bedrooms — perfect for growing families or hybrid work setups. Rancho Tesoro is a beloved yet often undiscovered master-planned community in 92078. Residents enjoy resort-style amenities including a private pool, playground, BBQ areas, and gated trails connecting to Discovery Lake, South Lake, and Double Peak. This location is perfect for outdoor lovers: morning walks around Discovery Lake, sunset hikes to Double Peak, or biking to Lake San Marcos for dinner at Amalfi. Minutes to Urban Sweet Cafe, Mr. Taco, SETS, Tabu Sushi, Players Sports Bar, Vine & Tap, and the North City Friday Farmers Market — this home offers the full North County lifestyle. If you’ve been searching for a place where the kids can ride bikes safely, where you can hike before work, and where neighbors actually know your name… this is it. Come experience what life could look like in one of San Marcos’ most special communities.
For sale
Listing Provided by:
Jennifer Chaney DRE #01396118 jennifer@jenniferchaneyhomes.com,
eXp Realty of California, Inc
$1,185,000
712 Gemstone Dr, San Marcos, CA 92078
4beds
2,550sqft
Est.:
Single Family Residence
Built in 2019
4,000 Square Feet Lot
$1,173,700 Zestimate®
$465/sqft
$230/mo HOA
What's special
- 21 days
- on Zillow |
- 1,386 |
- 59 |
Zillow last checked: 7 hours ago
Listing updated: August 13, 2025 at 01:10pm
Listing Provided by:
Jennifer Chaney DRE #01396118 jennifer@jenniferchaneyhomes.com,
eXp Realty of California, Inc
Source: CRMLS,MLS#: NDP2507788
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Bonus Room, Bedroom, Entry/Foyer, Family Room, Foyer, Game Room, Guest Quarters, Great Room, Kitchen, Laundry, Loft, Living Room, Primary Bedroom, Other, Pantry
Kitchen
- Features: Galley Kitchen
Cooling
- Central Air
Appliances
- Laundry: Gas Dryer Hookup, Inside, Laundry Room
Features
- Bedroom on Main Level, Entrance Foyer, Galley Kitchen, Loft, Main Level Primary, Walk-In Pantry, Walk-In Closet(s)
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,550 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Uncovered spaces: 1
Features
- Levels: Two
- Stories: 2
- Entry location: front door
- Pool features: Community, Heated, In Ground, Association
- Has view: Yes
- View description: Mountain(s)
Lot
- Size: 4,000 Square Feet
- Features: 0-1 Unit/Acre, Landscaped, Street Level
Details
- Parcel number: 2221742203
- Zoning: R-1:Single Fam-Res
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Curbs, Park, Street Lights, Sidewalks, Pool
HOA
- Has HOA: Yes
- Amenities included: Fire Pit, Maintenance Grounds, Maintenance Front Yard, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pool, Pets Allowed, Security
- HOA fee: $230 monthly
- HOA name: Rancho Tesoro Community
Location
- Region: San Marcos
Financial & listing details
- Price per square foot: $465/sqft
- Tax assessed value: $761,175
- Annual tax amount: $11,684
- Date on market: 8/13/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
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