This beautifully updated 3-bedroom, 2.2-bath townhome offers the perfect blend of comfort, style, and location. Light-filled living and dining areas flow seamlessly into the remodeled kitchen (2022), featuring new cabinetry, granite countertops, stainless steel appliances, and a cozy fireplace. Step outside to a new composite deck with serene views of landscaped HOA-maintained green space-perfect for morning coffee or evening relaxation. Hardwood floors span the main and upper levels, enhancing the home's warmth. The spacious primary suite boasts a walk-in closet and a stylishly updated en-suite bath (2020). Two additional bedrooms share an updated full hall bath, making it ideal for family or guests. The finished walkout lower level expands your living space with a wet bar, half bath, laundry/storage area, and access to a second private deck. A guest powder room on the main level, a two-car garage, and countless thoughtful updates-including newer Andersen windows, lighting and fixtures, HVAC and water heater (2019), and garbage disposal (2023)-make this home truly turnkey. Enjoy maintenance-free living with community amenities including a pool and clubhouse, all just minutes from downtown Geneva, St. Charles, and the scenic Fox River.
Contingent
$375,000
74 White Oak Cir, St Charles, IL 60174
3beds
1,588sqft
Est.:
Townhouse, Single Family Residence
Built in 1976
-- sqft lot
$-- Zestimate®
$236/sqft
$425/mo HOA
What's special
Cozy fireplaceNew composite deckWet barTwo-car garageRemodeled kitchenFinished walkout lower levelStylishly updated en-suite bath
- 26 days
- on Zillow |
- 439 |
- 28 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: July 14, 2025 at 09:28am
Listing courtesy of:
Martha Harrison 630-418-2466,
@properties Christie's International Real Estate
Source: MRED as distributed by MLS GRID,MLS#: 12412595

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Rooms
- Room types: Breakfast Room, Foyer
Primary bedroom
- Features: Flooring (Hardwood), Bathroom (Full)
- Level: Second
- Area: 176 Square Feet
- Dimensions: 11X16
Bedroom 2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 3
- Features: Flooring (Hardwood)
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11X11
Bar entertainment
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 99 Square Feet
- Dimensions: 11X9
Breakfast room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11X10
Family room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 322 Square Feet
- Dimensions: 23X14
Foyer
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 48 Square Feet
- Dimensions: 8X6
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space), Flooring (Hardwood)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 242 Square Feet
- Dimensions: 22X11
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 240 Square Feet
- Dimensions: 16X15
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Microwave, Dishwasher, Refrigerator
Features
- Wet Bar, Storage, Walk-In Closet(s)
- Flooring: Hardwood
- Basement: Finished,Exterior Entry,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Other
Interior area
- Total structure area: 0
- Total interior livable area: 1,588 sqft
Property
Parking
- Total spaces: 4
- Parking features: Asphalt, Garage Door Opener, On Site, Garage Owned, Detached, Owned, Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Patio & porch: Deck, Patio
Lot
- Dimensions: 22X87X24X87
- Features: Common Grounds, Mature Trees
Details
- Parcel number: 0934451149
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Single Family Residence
Materials
- Cedar, Stucco, Stone
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: The Oaks
HOA
- Has HOA: Yes
- Amenities included: Party Room, Sundeck, Pool
- Services included: Parking, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
- HOA fee: $425 monthly
Location
- Region: St Charles
Financial & listing details
- Price per square foot: $236/sqft
- Tax assessed value: $287,397
- Annual tax amount: $5,923
- Date on market: 7/10/2025
- Ownership: Fee Simple w/ HO Assn.
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