Skip main navigation
Contingent
  • $375,000

    74 White Oak Cir, St Charles, IL 60174

    3beds
    1,588sqft
    : 
    Townhouse, Single Family Residence
    Built in 1976
    -- sqft lot
    $-- Zestimate®
    $236/sqft
    $425/mo HOA

    What's special

    Cozy fireplaceNew composite deckWet barTwo-car garageRemodeled kitchenFinished walkout lower levelStylishly updated en-suite bath
    This beautifully updated 3-bedroom, 2.2-bath townhome offers the perfect blend of comfort, style, and location. Light-filled living and dining areas flow seamlessly into the remodeled kitchen (2022), featuring new cabinetry, granite countertops, stainless steel appliances, and a cozy fireplace. Step outside to a new composite deck with serene views of landscaped HOA-maintained green space-perfect for morning coffee or evening relaxation. Hardwood floors span the main and upper levels, enhancing the home's warmth. The spacious primary suite boasts a walk-in closet and a stylishly updated en-suite bath (2020). Two additional bedrooms share an updated full hall bath, making it ideal for family or guests. The finished walkout lower level expands your living space with a wet bar, half bath, laundry/storage area, and access to a second private deck. A guest powder room on the main level, a two-car garage, and countless thoughtful updates-including newer Andersen windows, lighting and fixtures, HVAC and water heater (2019), and garbage disposal (2023)-make this home truly turnkey. Enjoy maintenance-free living with community amenities including a pool and clubhouse, all just minutes from downtown Geneva, St. Charles, and the scenic Fox River.
    26 days
    on Zillow
    |
    439
    |
    28
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: July 14, 2025 at 09:28am

    Listing courtesy of:

    Martha Harrison 630-418-2466,

    @properties Christie's International Real Estate

    Source: MRED as distributed by MLS GRID,MLS#: 12412595MLS Logo
    Travel times

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 4
    • Full bathrooms: 2
    • 1/2 bathrooms: 2
    Rooms
    • Room types: Breakfast Room, Foyer
    Primary bedroom
    • Features: Flooring (Hardwood), Bathroom (Full)
    • Level: Second
    • Area: 176 Square Feet
    • Dimensions: 11X16
    Bedroom 2
    • Features: Flooring (Hardwood)
    • Level: Second
    • Area: 143 Square Feet
    • Dimensions: 13X11
    Bedroom 3
    • Features: Flooring (Hardwood)
    • Level: Second
    • Area: 121 Square Feet
    • Dimensions: 11X11
    Bar entertainment
    • Features: Flooring (Ceramic Tile)
    • Level: Basement
    • Area: 99 Square Feet
    • Dimensions: 11X9
    Breakfast room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 132 Square Feet
    • Dimensions: 12X11
    Dining room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 110 Square Feet
    • Dimensions: 11X10
    Family room
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 322 Square Feet
    • Dimensions: 23X14
    Foyer
    • Features: Flooring (Ceramic Tile)
    • Level: Main
    • Area: 48 Square Feet
    • Dimensions: 8X6
    Kitchen
    • Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space), Flooring (Hardwood)
    • Level: Main
    • Area: 121 Square Feet
    • Dimensions: 11X11
    Laundry
    • Features: Flooring (Other)
    • Level: Basement
    • Area: 242 Square Feet
    • Dimensions: 22X11
    Living room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 240 Square Feet
    • Dimensions: 16X15
    Heating
    • Natural Gas
    Cooling
    • Central Air
    Appliances
    • Included: Microwave, Dishwasher, Refrigerator
    Features
    • Wet Bar, Storage, Walk-In Closet(s)
    • Flooring: Hardwood
    • Basement: Finished,Exterior Entry,Walk-Out Access
    • Number of fireplaces: 1
    • Fireplace features: Gas Starter, Other
    Interior area
    • Total structure area: 0
    • Total interior livable area: 1,588 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Asphalt, Garage Door Opener, On Site, Garage Owned, Detached, Owned, Garage
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Patio & porch: Deck, Patio
    Lot
    • Dimensions: 22X87X24X87
    • Features: Common Grounds, Mature Trees
    Details
    • Parcel number: 0934451149
    • Special conditions: None

    Construction

    Type & style
    • Home type: Townhouse
    • Property subtype: Townhouse, Single Family Residence
    Materials
    • Cedar, Stucco, Stone
    • Foundation: Concrete Perimeter
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1976

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Subdivision: The Oaks
    HOA
    • Has HOA: Yes
    • Amenities included: Party Room, Sundeck, Pool
    • Services included: Parking, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
    • HOA fee: $425 monthly
    Location
    • Region: St Charles

    Financial & listing details

    • Price per square foot: $236/sqft
    • Tax assessed value: $287,397
    • Annual tax amount: $5,923
    • Date on market: 7/10/2025
    • Ownership: Fee Simple w/ HO Assn.
    • Loading