Enjoy the best of Ocean Reef living from this top-floor, two-bedroom Cay Harbor condominium. Ideally situated in a central location, this residence is just a short walk from Buccaneer Island, The Inn, and the vibrant shops and restaurants of the Fishing Village. Expansive water views create a serene backdrop, while a bonus sleeping area with a Murphy bed adds flexibility for family and guests. Exciting upgrades are on the horizon, with the Cay Harbor association set to begin a comprehensive renovation this summer. Plans include a full exterior refresh, the addition of a spacious full-length balcony to enhance outdoor living, and a newly designed pool and entertainment area—all designed to elevate the carefree lifestyle unique to Ocean Reef. Additional features include dedicated golf cart storage and unassigned dockage for vessels up to 40'. With quick access to offshore fishing, diving, and snorkeling, this residence is an ideal choice for those seeking a low-maintenance retreat in a private, amenity-rich community.
For sale
$2,995,000
8 Cay Hbr #E, Key Largo, FL 33037
2beds
1,156sqft
Est.:
Condominium
Built in 1972
-- sqft lot
$2,790,900 Zestimate®
$2,591/sqft
$1,309/mo HOA
What's special
Expansive water viewsFull exterior refreshSpacious full-length balcony
- 36 days
- on Zillow |
- 235 |
- 5 |
Zillow last checked: 7 hours ago
Listing updated: July 12, 2025 at 05:27pm
Listed by:
Ocean Reef Club Sotheby's International Realty
Source: CLS at Ocean Reef,MLS#: 2880

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Appliances
- Included: Washer, Dryer, Dishwasher, Freezer, Refrigerator, Microwave
Features
- Windows: Impact Glass
- Furnished: Yes
Interior area
- Total structure area: 1,156
- Total interior livable area: 1,156 sqft
Video & virtual tour
Property
Features
- Stories: 1
- Exterior features: Dock
Details
- Parcel number: 00081711004000
- Special conditions: Traditional
Construction
Type & style
- Home type: Condo
- Architectural style: Condominium
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 1972
Community & HOA
Community
- Subdivision: Cay Harbor
HOA
- Has HOA: Yes
- HOA fee: $3,927 quarterly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $2,591/sqft
- Annual tax amount: $11,515
- Date on market: 7/8/2025
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