**Offering an assumable VA loan at 4.63%**. Energy-efficient and ideally located! This 4-bed, 2-bath, 1,991 sqft home sits on a spacious 0.34-acre corner lot (room for a pool) in Cross Creek. Built in 2019, it features an open layout, granite countertops, stainless steel appliances (including a 2022 refrigerator), and large kitchen island perfect for entertaining.This home includes 32 fully paid-off solar panels, keeping electric bills next to nothing and offering long-term savings. The roof, HVAC, and water heater are all from 2019, and the home includes a sprinkler system for easy lawn care.Located near the pool and playground, just under 30 minutes to the beach and EOD Schoolhouse, and about 40 minutes to Eglin AFB, this home offers comfort, savings, and convenience.
For sale
Price cut: $8K (7/10)
$399,999
809 Whispering Creek Ave, Freeport, FL 32439
4beds
1,991sqft
Est.:
Single Family Residence
Built in 2019
0.34 Acres Lot
$-- Zestimate®
$201/sqft
$88/mo HOA
What's special
Granite countertopsOpen layoutCorner lotStainless steel appliancesLarge kitchen islandSprinkler system
- 72 days
- on Zillow |
- 424 |
- 21 |
Zillow last checked: 7 hours ago
Listing updated: August 08, 2025 at 05:44am
Listed by:
Nicole H Brenay 352-572-4896,
Century 21 AllPoints Realty,
Julie Dennis 850-533-5733,
Century 21 AllPoints Realty
Source: ECAOR,MLS#: 977507
Originating MLS: Emerald Coast

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Tray Ceiling(s), Walk-In Closet(s)
- Level: First
Bedroom
- Level: First
Primary bathroom
- Features: Double Vanity, MBath Shower Only, MBath Tile, Walk-In Closet(s)
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Electric Range, Electric Water Heater
Features
- Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island, Recessed Lighting, Pantry, Bedroom, Dining Area, Kitchen, Living Room, Master Bedroom
- Flooring: Laminate, Carpet
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,991
- Total interior livable area: 1,991 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Porch
- Pool features: Community
Lot
- Size: 0.34 Acres
- Dimensions: 95 x 146 x 98 x 152
- Features: Corner Lot, Sidewalk, Survey Available
Details
- Parcel number: 031S192330000H0090
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
Condition
- Construction Complete
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Playground, Pool
- Security: Smoke Detector(s)
- Subdivision: Cross Creek
HOA
- Has HOA: Yes
- Services included: Accounting, Maintenance Grounds, Insurance, Management, Recreational Faclty
- HOA fee: $265 quarterly
Location
- Region: Freeport
Financial & listing details
- Price per square foot: $201/sqft
- Tax assessed value: $296,786
- Annual tax amount: $3,957
- Date on market: 6/6/2025
- Listing terms: Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
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