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  • $382,000

    81 White Oak Cir, Saint Charles, IL 60174

    3beds
    1,610sqft
    Townhouse, Single Family Residence
    Built in 1977
    -- sqft lot
    $383,300 Zestimate®
    $237/sqft
    $2,682 Estimated rent

    What's special

    Welcome to this stunning 3-bedroom, 2.5-bath townhome complete with a convenient 2-car garage. Enjoy the outdoors in your private patio, creating a serene environment for relaxation or entertainment. The property's unique location, just steps away from a pool and the scenic Fox River, provides a vacation-like atmosphere for you to relish daily. Nearby downtown Geneva and St. Charles offer an array of shopping, dining, and entertainment options for your enjoyment. Additionally, the nearby Metra station provides easy access to the city and surrounding areas. The main floor of this beautiful townhome features an elegant hardwood flooring throughout and inviting, open layout with a spacious living room and dining area, complete with a cozy fireplace. The area flows seamlessly into a well-appointed kitchen equipped with elegant white cabinetry and durable stone countertops. A powder room on the main floor adds convenience for guests. On the second floor, you'll find three well-proportioned bedrooms with remote-controlled blinds for privacy and comfort. Each room benefits from custom closet organization systems, providing ample storage space. The primary bedroom features a walk-in closet and an updated en-suite bathroom with a double sink vanity and stylish shower. An updated hall bathroom serves the additional bedrooms. The versatile basement is perfect for use as a gym, playroom, or additional storage space to suit your needs. Don't miss out on this incredible opportunity to own a home in a prime location with an abundance of amenities, making it the perfect place to call your own! Seller is providing a $10,000 credit for windows replacement.

    Zillow last checked: 7 hours ago

    Listing updated: July 13, 2025 at 01:01am

    Listing courtesy of:

    Monika Sipiora 708-650-7575,

    HomeSmart Connect LLC

    Bought with:

    Julie Brown

    Baird & Warner Fox Valley - Geneva

    Source: MRED as distributed by MLS GRID,MLS#: 12356311MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: Flooring (Hardwood), Window Treatments (Blinds), Bathroom (Full)
    • Level: Second
    • Area: 176 Square Feet
    • Dimensions: 16X11
    Bedroom 2
    • Features: Flooring (Hardwood), Window Treatments (Blinds, Curtains/Drapes)
    • Level: Second
    • Area: 143 Square Feet
    • Dimensions: 11X13
    Bedroom 3
    • Features: Flooring (Hardwood), Window Treatments (Blinds, Curtains/Drapes)
    • Level: Second
    • Area: 154 Square Feet
    • Dimensions: 11X14
    Dining room
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Main
    • Area: 154 Square Feet
    • Dimensions: 11X14
    Foyer
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 54 Square Feet
    • Dimensions: 6X9
    Kitchen
    • Features: Kitchen (Custom Cabinetry, SolidSurfaceCounter, Updated Kitchen), Flooring (Ceramic Tile)
    • Level: Main
    • Area: 88 Square Feet
    • Dimensions: 8X11
    Laundry
    • Features: Flooring (Other)
    • Level: Basement
    • Area: 48 Square Feet
    • Dimensions: 6X8
    Living room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 550 Square Feet
    • Dimensions: 22X25
    Play room
    • Level: Basement
    • Area: 400 Square Feet
    • Dimensions: 20X20
    Walk in closet
    • Features: Flooring (Hardwood)
    • Level: Second
    • Area: 36 Square Feet
    • Dimensions: 6X6
    Heating
    • Natural Gas
    Cooling
    • Central Air
    Appliances
    • Included: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Gas Water Heater
    Features
    • Walk-In Closet(s), Open Floorplan, Granite Counters
    • Flooring: Hardwood
    • Windows: Drapes
    • Basement: Unfinished,Full
    • Number of fireplaces: 1
    • Fireplace features: Wood Burning, Family Room
    Interior area
    • Total structure area: 0
    • Total interior livable area: 1,610 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt, Garage Door Opener, On Site, Garage Owned, Detached, Garage
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Patio & porch: Patio
    Details
    • Additional structures: None
    • Parcel number: 0934451113
    • Special conditions: None

    Construction

    Type & style
    • Home type: Townhouse
    • Property subtype: Townhouse, Single Family Residence
    Materials
    • Frame, Stucco
    • Foundation: Concrete Perimeter
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1977

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Security
    • Security features: Carbon Monoxide Detector(s)
    Location
    • Region: Saint Charles

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $425 monthly
    • Amenities included: Party Room, Pool
    • Services included: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal

    Other

    Other facts
    • Listing terms: Conventional
    • Ownership: Fee Simple w/ HO Assn.
    Services availability
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    $383,300
    2% more+ $7,666
    With Zillow Showcase(estimated)
    $390,966