Welcome to this stunning 3-bedroom, 2.5-bath townhome complete with a convenient 2-car garage. Enjoy the outdoors in your private patio, creating a serene environment for relaxation or entertainment. The property's unique location, just steps away from a pool and the scenic Fox River, provides a vacation-like atmosphere for you to relish daily. Nearby downtown Geneva and St. Charles offer an array of shopping, dining, and entertainment options for your enjoyment. Additionally, the nearby Metra station provides easy access to the city and surrounding areas. The main floor of this beautiful townhome features an elegant hardwood flooring throughout and inviting, open layout with a spacious living room and dining area, complete with a cozy fireplace. The area flows seamlessly into a well-appointed kitchen equipped with elegant white cabinetry and durable stone countertops. A powder room on the main floor adds convenience for guests. On the second floor, you'll find three well-proportioned bedrooms with remote-controlled blinds for privacy and comfort. Each room benefits from custom closet organization systems, providing ample storage space. The primary bedroom features a walk-in closet and an updated en-suite bathroom with a double sink vanity and stylish shower. An updated hall bathroom serves the additional bedrooms. The versatile basement is perfect for use as a gym, playroom, or additional storage space to suit your needs. Don't miss out on this incredible opportunity to own a home in a prime location with an abundance of amenities, making it the perfect place to call your own! Seller is providing a $10,000 credit for windows replacement.
Closed
$382,000
81 White Oak Cir, Saint Charles, IL 60174
3beds
1,610sqft
Townhouse, Single Family Residence
Built in 1977
-- sqft lot
$383,300 Zestimate®
$237/sqft
$2,682 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: July 13, 2025 at 01:01am
Listing courtesy of:
Monika Sipiora 708-650-7575,
HomeSmart Connect LLC
Bought with:
Julie Brown
Baird & Warner Fox Valley - Geneva
Source: MRED as distributed by MLS GRID,MLS#: 12356311

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Flooring (Hardwood), Window Treatments (Blinds), Bathroom (Full)
- Level: Second
- Area: 176 Square Feet
- Dimensions: 16X11
Bedroom 2
- Features: Flooring (Hardwood), Window Treatments (Blinds, Curtains/Drapes)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 11X13
Bedroom 3
- Features: Flooring (Hardwood), Window Treatments (Blinds, Curtains/Drapes)
- Level: Second
- Area: 154 Square Feet
- Dimensions: 11X14
Dining room
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11X14
Foyer
- Features: Flooring (Hardwood)
- Level: Main
- Area: 54 Square Feet
- Dimensions: 6X9
Kitchen
- Features: Kitchen (Custom Cabinetry, SolidSurfaceCounter, Updated Kitchen), Flooring (Ceramic Tile)
- Level: Main
- Area: 88 Square Feet
- Dimensions: 8X11
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 48 Square Feet
- Dimensions: 6X8
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 550 Square Feet
- Dimensions: 22X25
Play room
- Level: Basement
- Area: 400 Square Feet
- Dimensions: 20X20
Walk in closet
- Features: Flooring (Hardwood)
- Level: Second
- Area: 36 Square Feet
- Dimensions: 6X6
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Gas Water Heater
Features
- Walk-In Closet(s), Open Floorplan, Granite Counters
- Flooring: Hardwood
- Windows: Drapes
- Basement: Unfinished,Full
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Family Room
Interior area
- Total structure area: 0
- Total interior livable area: 1,610 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, On Site, Garage Owned, Detached, Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Patio & porch: Patio
Details
- Additional structures: None
- Parcel number: 0934451113
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Single Family Residence
Materials
- Frame, Stucco
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Security
- Security features: Carbon Monoxide Detector(s)
Location
- Region: Saint Charles
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $425 monthly
- Amenities included: Party Room, Pool
- Services included: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
Other
Other facts
- Listing terms: Conventional
- Ownership: Fee Simple w/ HO Assn.
Services availability

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$383,300
2% more+ $7,666
With Zillow Showcase(estimated)
$390,966