Assumable loan at 2.75% with 521k balance remaining! Welcome to 8412 Margarita Place, a pristine, like new pool home in the 55+ community of Latitude Margaritaville Watersound. This beautifully customized 3-bedroom, 3-bathroom Breeze Bay floor plan offers the perfect blend of luxury, functionality, and relaxed coastal living, all on a quiet cul-de-sac with no drive by traffic. Thoughtfully designed for both everyday comfort and entertaining, the home boasts an open, single-level layout with soaring 9' ceilings, 8' interior doors, and luxury finishes throughout. The heart of the home is the expansive quartz kitchen island, comfortably seating six and opening into a light-filled great room with vaulted ceilings, custom fireplace, and a wall of glass sliders that extend your living space to the fully screened lanai. Outside, enjoy your own private retreat featuring a custom pool with a hot tub, an extended tanning ledge, and elegant pavers, all overlooking the tranquil pond beyond. The primary suite is a peaceful haven with recessed ceilings, bay windows with water views, private pool access, and two spacious walk-in closets. The en-suite bathroom features double vanities and a large, tiled walk-in shower. Two generous guest suites each enjoy their own full bathrooms, ideal for visiting family or friends. Additional upgrades include Revwood Mohawk laminate flooring, premium tile selections, upgraded lighting and plumbing fixtures, recessed lighting, ceiling fans, quartz countertops throughout, security system with cameras, premium blinds, and more. This home has been meticulously cared for, lightly lived in, and fully inspected in 2024 with all warranty items addressed. Furniture is negotiable, including Polywood deck furniture, new beds, stylish living pieces, and more. The home also includes a 2-car garage and HOA-maintained landscaping, giving you more time to enjoy the community's resort-style amenities. Latitude Margaritaville Watersound is an exclusive gated community just 7 miles from the beach and less than 10 minutes from ECP Airport. Residents enjoy access to an on site restaurant, resort pool, pickleball and tennis courts, fitness center with lap pool and spa, music venues, clubs, and a vibrant social calendar. New amenities coming soon include a marina, shopping and dining village, theater, ceramics studio, workshop, and more. Just 3 miles from the new Tallahassee Memorial Healthcare campus and FSU College of Medicine extension. Don't miss this rare opportunity to own a like new, fully upgraded home with an assumable loan at 2.75% in one of the area's most exciting communities.
For sale
Price cut: $4K (7/25)
$825,000
8412 Margarita Pl, Panama City Beach, FL 32413
3beds
2,170sqft
Est.:
Single Family Residence
Built in 2022
6,534 Square Feet Lot
$793,000 Zestimate®
$380/sqft
$324/mo HOA
What's special
- 19 days
- on Zillow |
- 1,070 |
- 29 |
Zillow last checked: 7 hours ago
Listing updated: July 25, 2025 at 01:40am
Listed by:
Zachary T Murzyn 850-481-5322,
Secure Real Estate
Source: CPAR,MLS#: 776727
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Primary Bedroom
Heating
- Central, Electric, Fireplace(s), Heat Pump
Cooling
- Central Air, Ceiling Fan(s), Electric, Heat Pump
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Disposal, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
Features
- Fireplace, High Ceilings, Kitchen Island, Recessed Lighting, Smart Thermostat, Vaulted Ceiling(s)
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total interior livable area: 2,170 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Driveway Spaces:2.00
Features
- Patio & porch: Balcony, Porch, Screened
- Exterior features: Balcony, Porch, Rain Gutters
- Has private pool: Yes
- Pool features: Gas Heat, In Ground, Pool, Private, Screen Enclosure, Pool/Spa Combo, Waterfall, Community
- Has spa: Yes
- Spa features: Community, Hot Tub
- Has view: Yes
- View description: Other
- Waterfront features: Other, Waterfront
Lot
- Size: 6,534 Square Feet
- Dimensions: 50 x 130
- Features: Close to Clubhouse, Cul-De-Sac, Waterfront
Details
- Parcel number: 32503250052
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Wood Frame
- Foundation: Slab
- Roof: Metal,Shingle
Condition
- Year built: 2022
Utilities & green energy
- Utilities for property: Underground Utilities
Community & HOA
Community
- Features: Business Center, Clubhouse, Dock, Dog Park, Fitness Center, Fishing, Gated, Marina, Playground, Park, Pool, Recreation Area, Sidewalks, Trails/Paths
- Security: Carbon Monoxide Detector(s), 24 Hour Security, Smoke Detector(s), Security System, Security Service
- Senior community: Yes
- Subdivision: Latitude at Watersound
HOA
- Has HOA: Yes
- Amenities included: Marina
- Services included: Association Management, Clubhouse, Fishing Rights, Legal/Accounting, Maintenance Grounds, Pool(s), Recreation Facilities, Sprinkler, Security, Tennis Courts
- HOA fee: $324 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $380/sqft
- Tax assessed value: $501,276
- Date on market: 7/25/2025
- Listing terms: Assumable,Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Paved
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