Welcome to your dreamy retreat at the Surf Club, where paradise meets practicality in stunning Panama City Beach. Nestled within a charming 8-unit, low-rise condominium, this newly remodeled, one-bedroom, one-bathroom gem is a rare find. The condo boasts a fresh face with a new roof, air conditioning, and a water heater--all the essential updates to keep you cool and comfy during Florida's sunny days.Perfect as a cozy personal sanctuary or an attractive rental income opportunity, the quality of this build shines through its thoughtful design and craftsmanship. Beautifully combining the tranquility of the Gulf with contemporary upgrades, this condo stands as a delightful abode or investment gem.The Surf Club blends ideal coastal living with affordability, marked by impressively low HOA dues. With no recorded sales since 2017, this condo is a must-have. Don't let this opportunity slip by--seize your chance to claim a quiet corner of Gulf paradise and enjoy an investment that's as sound as the waves lapping at the shore.
For sale
$549,999
8517 Surf Dr UNIT 203, Panama City Beach, FL 32408
1beds
1,060sqft
Est.:
Condominium
Built in 1990
-- sqft lot
$523,800 Zestimate®
$519/sqft
$417/mo HOA
What's special
Contemporary upgradesIdeal coastal livingThoughtful designCozy personal sanctuaryWater heaterAir conditioningTranquility of the gulf
- 141 days
- on Zillow |
- 133 |
- 2 |
Zillow last checked: 7 hours ago
Listing updated: April 28, 2025 at 12:15pm
Listed by:
Matthew W Thomas 850-890-9708,
Beach Time Realty, Inc,
Fred W Thomas 850-832-8695,
Beach Time Realty, Inc
Source: CPAR,MLS#: 770321
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Bedroom
Bedroom
- Level: First
- Area: 340
- Dimensions: 20 x 17
Interior area
- Total interior livable area: 1,060 sqft
Property
Features
- Pool features: None
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 30470070000
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- Year built: 1990
Utilities & green energy
- Utilities for property: Underground Utilities
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: [No Recorded Subdiv]
HOA
- Has HOA: Yes
- Amenities included: Beach Rights
- Services included: Maintenance Grounds, Maintenance Structure
- HOA fee: $5,000 annually
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $519/sqft
- Tax assessed value: $286,140
- Annual tax amount: $2,208
- Date on market: 3/12/2025
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