8700 Front Beach Rd UNIT 5305, Panama City Beach, FL 32407

360 Tour Available! Welcome to ISLAND RESERVE #5305, a TOP-FLOOR unit in one of PANAMA CITY BEACH'S MOST DESIRABLE GATED COMMUNITIES. NEW FLOORING has just been installed in the living and dining areas, along with a BRAND-NEW MICROWAVE. This spacious 2-BEDROOM, 2.5-BATH condo offers DUAL MASTER SUITES, each featuring walk-in closets and PRIVATE BALCONY ACCESS, plus a bright, open-concept layout connecting the living and dining areas to the same expansive balcony. Inside, you'll find NEW FLOORING, GRANITE COUNTERTOPS, and STAINLESS STEEL APPLIANCES, with the added convenience of GARAGE PARKING ON THE SAME LEVEL. Island Reserve is packed with RESORT-STYLE AMENITIES including a 1-ACRE LAGOON POOL with waterfalls, a STATE-OF-THE-ART FITNESS CENTER, and a CLIMATE-CONTROLLED INDOOR GYMNASIUM ideal for basketball or pickleball. This LUSHLY LANDSCAPED COMMUNITY is secured with GATED ACCESS and prohibits short-term rentals for PEACEFUL, YEAR-ROUND LIVING. Perfectly located just 1.4 MILES FROM THE BEACH and 1.2 MILES FROM THE HATHAWAY BRIDGE, with EASY GATED ACCESS OFF LAURIE AVENUE OR GATED ENTRANCE ON ALLISON AVENUE, you're minutes from dining, shopping, and both FRONT BEACH AND BACK BEACH ROADS. Association dues include all utilities except electric and cable/internet. ALL OFFERS CONSIDERED, and now OWNER FINANCING IS AVAILABLE with a full-price offer only of $280,000--featuring a 5% INTEREST RATE, 30-YEAR AMORTIZATION, and 2-YEAR BALLOON PAYMENT, requiring a $50,000 NON-REFUNDABLE DOWN PAYMENT, with NO PREPAYMENT PENALTY. ESTIMATED MONTHLY PAYMENT is $1,234.69 (principal and interest only), and buyer is responsible for HOA dues and taxes; CREDITWORTHINESS WILL BE REVIEWED. Don't miss this UNIQUE OPPORTUNITY to live in a luxury condo with flexible terms in a CENTRALLY LOCATED, HIGHLY SOUGHT-AFTER LUXURY COMMUNITY IN PCB, FL - Less than 2 Miles Away from the Beach --SCHEDULE YOUR PRIVATE TOUR TODAY!