Welcome to Top of the Gulf 824, a Top Floor beachfront property with spectacular views of the sugar white sands and emerald-green waters of the Gulf of America. This cozy studio is being sold fully furnished and it features floor-to-ceiling windows with Gulf views, a fully equipped kitchen, 2 Queen beds and a Sleeper Sofa. The unit is decorated and will make a great vacation home or investment property. NEW AC June 2025, new HWH 2024, new stainless refrigerator 2024 fresh paint. Unlock an incredible opportunity to own a stunning condos in the same exclusive Resort! This owner is selling two separate units. Make an offer on both, and live in one while generating passive income by renting out the other, or keep both as high-yield beach investments. The choice is yours--seize this rare chance to enjoy luxury living and profitable returns on both 824 and 210. Top of the Gulf has both spectacular coastal views and excellent amenities which include beach access, a large Gulf side pool, separate Kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs to relax in, laundry facilities, and a small poolside cafe. The resort is nestled in the heart of Panama City Beach, just minutes from restaurants, shopping, and many local attractions. The HOT Nashville Orchid's Lounge is currently being built walking distance away on Thomas Drive that will bring many to the east end of PCB! Your HOA fee covers water, sewer, garbage, cable, and internet, ensuring you enjoy a hassle-free living experience. This charming property won't last long--schedule your showing today and make it your perfect beach retreat! All information is approximate and should be verified by buyer if important.
For sale
Price cut: $15K (8/19)
$220,000
8817 Thomas Dr #A-824, Panama City Beach, FL 32408
--beds
489sqft
Est.:
Condominium
Built in 1976
-- sqft lot
$-- Zestimate®
$450/sqft
$482/mo HOA
What's special
Beach accessSeparate kiddie poolLarge gulf side poolBbq grillsPicnic areasShuffleboard courtSmall poolside cafe
- 193 days
- on Zillow |
- 144 |
- 15 |
Zillow last checked: 7 hours ago
Listing updated: August 25, 2025 at 02:00pm
Listed by:
Laina Dillman 972-743-9499,
Lifes A Beach Real Estate, LLC,
Wendy S Johnson 804-338-6453,
Lifes A Beach Real Estate, LLC
Source: CPAR,MLS#: 768935
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Studio
Other
- Level: First
- Area: 0
- Dimensions: 0 x 0
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
Features
- Flooring: Tile
- Furnished: Yes
Interior area
- Total interior livable area: 489 sqft
Property
Parking
- Parking features: Parking Lot
Features
- Pool features: In Ground, Pool, Community
- Waterfront features: Gulf, Shoreline - Sand
Details
- Parcel number: 34994299000
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Stucco
- Foundation: Pillar/Post/Pier
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Barbecue, Beach, Clubhouse, Fitness Center, Game Room, Laundry Facilities, Short Term Rental Allowed, Waterfront, Pool
- Security: Security Service
- Subdivision: Top Of The Gulf Condo.
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Game Room, Barbecue
- Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Internet, Laundry, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $482 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $450/sqft
- Tax assessed value: $204,000
- Annual tax amount: $2,262
- Date on market: 2/17/2025
- Cumulative days on market: 194 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
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