Welcome to your new haven! This 2-bedroom apartment welcomes you with tons of natural light. The living room is spacious and bright and with a double glass door access to the balcony perfect for enjoying the view with your morning coffee or evening wine. The well-equipped kitchen makes meal preparation effortless with a dishwasher, refrigerator, and stove, while the washer and dryer hookup ensures convenient laundry days. Enjoy optimal comfort with central heat and air conditioning, and experience the ease of smart home automation. With a pet-friendly policy for furry friends up to 30 lbs
Great location! Situated next to Route 41, a convenient location to downtown and East Ridge. Everything you need is just a few minutes drive.
Apply now and grab this apartment before it's gone!
Only $975 Deposit to Move In!
Ask us about our Obligo Deposit-Free Lease Program!
Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.
Availability Date
Move-in date may change depending on property condition or vacancy status.
MONTHLY CHARGES (in addition to base rent)
Electric (Allowance) ............. $100
Water (Allowance) ................ $60
Internet/WIFI .................... $45
Sewer ............................ $100
Laundromat Access ................ $25
Smart Home Automation ............ $20.95
Renters Insurance ................ $14.99
Community Perks Package .......... $2.99
HVAC Filter Program .............. $12.50
All Bills Paid Program ........... $9.95
AMENITIES
- Smart Home Automation
- Central Heat and Air
- Balcony
- Refrigerator, Stove, Dishwasher
- Pet Friendly (30lbs max)
- Section 8 Accepted
LEASE TERMS
- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Month-to-Month:................. +$250/month
MANDATORY PROGRAMS & FEES
Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.
Renters Insurance ................ $14.99/month
- Provides $100,000 in liability coverage and $10,000 protection for personal belongings.
HVAC Filter Program .............. $12.50/month
- Regular delivery of air filters to improve air quality and reduce energy bills.
Credit Reporting Program ......... $2.99/month
- Reports your on-time rent payments to credit bureaus to help build or improve your credit.
Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.
UTILITY CONCIERGE SERVICE (Optional)
Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.
Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.
Water Allowance .................. $60/month
- Monthly water usage allowance. Any overages will be billed to the tenant.
Electric Allowance ............... $100/month
- Monthly electricity usage allowance. Overages will be billed to the tenant.
Sewer Allowance.................... $100/month
- Monthly sewer usage allowance. Overages will be billed to the tenant.
Internet/WIFI .................... $45/month
- High-speed internet access included as part of your utility package.
Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.
PET POLICY
- Standard Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)
- No fees for ESA or Service Animals
- Pet Application Fee: $35/pet (excluding ESA/Service Animals)
- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
APPLICATION REQUIREMENTS
AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise.)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)
CREDIT REQUIREMENTS:
If employed more than 1 year with current employer:
- 600+: No Risk Mitigation Fee
- 550-599: 50% Risk Mitigation Fee
- 500-549: 100% Risk Mitigation Fee
- 499 and below: Cosigner required (600+ credit score, 2x rent income)
If employed less than 1 year with current employer:
- 650+: No Risk Mitigation Fee
- 600-649: 50% Risk Mitigation Fee
- 550-599: 100% Risk Mitigation Fee
- 500-549: 150% Risk Mitigation Fee
- No credit: Cosigner required (600+ score, 2x rent)
INCOME REQUIREMENT:
- Combined household income must be at least 2x the rent
(Risk Mitigation Fee will be a one time non-refundable fee based on advertised rent)
APPLICATION PROCESS
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days
MOVE-IN COSTS
- First month's rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional Mandatory fees and programs listed above
NEED TO SELL BEFORE YOU MOVE?
Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!
BONUS: BUILD YOUR CREDIT!
Pay your rent on time and we'll report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.
Contact us today to schedule a tour or apply online!
Affordable Housing : Yes
Renters Insurance Required
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required
Utility And Maintenance Reduction Program Required
Apartment for rent
$975/mo
915 S Seminole Dr APT 3, Chattanooga, TN 37412
2beds
800sqft
Price may not include required fees and charges.
Apartment
Available now
Cats, dogs OK
Central air
Shared laundry
What's special
Well-equipped kitchenTons of natural lightWasher and dryer hookupSmart home automation
- 4 days |
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Zillow last checked: 9 hours ago
Listing updated: 9 hours ago
Travel times
Looking to buy when your lease ends?
Consider a first-time homebuyer savings account designed to grow your down payment with up to a 6% match & a competitive APY.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Central Air
Appliances
- Included: Dishwasher, Range Oven, Refrigerator
- Laundry: Shared
Features
- Range/Oven
- Flooring: Linoleum/Vinyl, Tile
Interior area
- Total interior livable area: 800 sqft
Property
Parking
- Details: Contact manager
Features
- Stories: 3
- Exterior features: Balcony, Electric furnace, Range/Oven
Construction
Type & style
- Home type: Apartment
- Property subtype: Apartment
Condition
- Year built: 1974
- Major remodel year: 2001
Utilities & green energy
- Utilities for property: Cable Available
Building
Details
- Building name: Ridge Terrace Apartments
Management
- Pets allowed: Yes
Community & HOA
Location
- Region: Chattanooga
Financial & listing details
- Lease term: Contact For Details
Price history
| Date | Event | Price |
|---|---|---|
| 11/20/2025 | Listed for rent | $975+34.5%$1/sqft |
Source: Zillow Rentals | ||
| 4/9/2016 | Listing removed | $725-21.6%$1/sqft |
Source: Zillow Rental Network | ||
| 3/10/2016 | Listed for rent | $925$1/sqft |
Source: Zillow Rental Network | ||
Neighborhood: 37412
There are 5 available units in this apartment building

