Discover your comfort in this inviting 2-bedroom, 1-bath apartment featuring a seamlessly integrated open floor plan with creamy white walls and lovely wooden floors. The expansive double glass doors lead to a balcony, illuminating the living space with plenty of natural light. The cozy, well-appointed kitchen is perfect for culinary enthusiasts, while the generously sized bedrooms provide a tranquil retreat with ample closet storage. Enjoy energy efficiency and a healthy living environment with a smart home system, central heating and air conditioning, along with electric heating. A convenient laundromat is located on-site for all your laundry needs. Pets under 30 lbs are welcome here. Ideally situated just off Route 41, youll have quick access to downtown and East Ridge.
Seize this opportunityschedule your viewing today!
Only $899 Deposit to Move In!
Ask us about our Obligo Deposit-Free Lease Program!
Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.
Availability Date
Move-in date may change depending on property condition or vacancy status.
MONTHLY CHARGES (in addition to base rent)
Electric (Allowance) ............. $100
Water (Allowance) ................ $50
Internet/WIFI .................... $45
Sewer ............................ $100
Laundromat Access ................ $25
Smart Home Automation ............ $20.95
Renters Insurance ................ $14.99
Community Perks Package .......... $2.99
HVAC Filter Program .............. $12.50
All Bills Paid Program ........... $9.95
AMENITIES
- Smart Home Automation
- Central Heat and Air
- Electric Heat
- Balcony
- Refrigerator, Stove, Dishwasher
- Washer and Dryer Hookup
- Pet Friendly (30lbs max)
- Section 8 Accepted
LEASE TERMS
- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Under 6 Months:................. +$250/month
- Month-to-Month:................. +$250/month
MANDATORY PROGRAMS & FEES
Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.
Renters Insurance ................ $14.99/month
- Provides $100,000 in liability coverage and $10,000 protection for personal belongings.
HVAC Filter Program .............. $12.50/month
- Regular delivery of air filters to improve air quality and reduce energy bills.
Credit Reporting Program ......... $2.99/month
- Reports your on-time rent payments to credit bureaus to help build or improve your credit.
Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.
UTILITY CONCIERGE SERVICE (Optional)
Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.
Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.
Water Allowance .................. $60/month
- Monthly water usage allowance. Any overages will be billed to the tenant.
Electric Allowance ............... $100/month
- Monthly electricity usage allowance. Overages will be billed to the tenant.
Internet/WIFI .................... $45/month
- High-speed internet access included as part of your utility package.
Sewer Allowance.................... $100/month
- Monthly sewer usage allowance. Overages will be billed to the tenant.
Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.
PET POLICY
- Standard Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)
- No fees for ESA or Service Animals
- Pet Application Fee: $35/pet (excluding ESA/Service Animals)
- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
APPLICATION REQUIREMENTS
CREDIT REQUIREMENTS:
If employed 1+ year at current job:
- 600-649: Standard Deposit
- 550-599: Standard Deposit + 50% rent Mitigation Fee
- 500-549: Standard Deposit + 100% rent Mitigation Fee
- 499 and below: Cosigner required (600+ credit score, 2x rent income)
If employed under 1 year:
- 650+: Standard Deposit
- 600-649: Standard + 50% Mitigation Fee
- 550-599: Standard + 100% Mitigation Fee
- 500-549: Standard + 150% Mitigation Fee
- No credit: Cosigner required (600+ score, 2x rent)
AUTOMATIC DENIALS:
- Utility Collections
- Evictions
- Felonies/Misdemeanor (within the last 10 years)
- Landlord Collections
- Drug Charges
- Bankruptcies (within the last 5 years)
APPLICATION PROCESS
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days
INCOME REQUIREMENT
- Combined household income must be at least 2x the rent
MOVE-IN COSTS
- First months rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional fees and programs listed above
NEED TO SELL BEFORE YOU MOVE?
Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!
BONUS: BUILD YOUR CREDIT!
Pay your rent on time and well report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.
Contact us today to schedule a tour or apply online!
Laundry : Laundromat On Site
Pets Allowed
Stevens Realty All Bills Included Utility Concierge Service Required
Utility And Maintenance Reduction Program Required
Apartment for rent
$899/mo
915 S Seminole Dr APT 40, Chattanooga, TN 37412
2beds
800sqft
Price may not include required fees and charges.
Apartment
Available Sat Nov 15 2025
No pets
Central air
-- Laundry
-- Parking
-- Heating
What's special
Open floor planElectric heatingWell-equipped kitchenAbundant natural lightSpacious bedroomsLaundromat accessClean tiled flooring
- 50 days |
- -- |
- -- |
Travel times
Looking to buy when your lease ends?
Consider a first-time homebuyer savings account designed to grow your down payment with up to a 6% match & a competitive APY.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Central Air
Appliances
- Included: Dishwasher, Range Oven, Refrigerator
Features
- Range/Oven
Interior area
- Total interior livable area: 800 sqft
Property
Parking
- Details: Contact manager
Features
- Stories: 3
- Exterior features: Balcony, Range/Oven
Construction
Type & style
- Home type: Apartment
- Property subtype: Apartment
Condition
- Year built: 1974
- Major remodel year: 2001
Utilities & green energy
- Utilities for property: Cable Available
Building
Details
- Building name: Ridge Terrace Apartments
Management
- Pets allowed: No
Community & HOA
Location
- Region: Chattanooga
Financial & listing details
- Lease term: Contact For Details
Price history
| Date | Event | Price |
|---|---|---|
| 10/14/2025 | Listed for rent | $899+10.3%$1/sqft |
Source: Zillow Rentals | ||
| 10/1/2025 | Listing removed | $815$1/sqft |
Source: Zillow Rentals | ||
| 8/10/2025 | Listed for rent | $815+30.4%$1/sqft |
Source: Zillow Rentals | ||
| 10/19/2019 | Listing removed | $625$1/sqft |
Source: Zillow Rental Network | ||
| 10/14/2019 | Listed for rent | $625$1/sqft |
Source: Zillow Rental Network | ||
Neighborhood: 37412
There are 2 available units in this apartment building

