4 Bedrooms...2 Bathrooms...Fernandina Beach...UNDER $400K!!! Don't Walk...RUN!!! Built in 2024, this immaculate homes features a desirable split floor plan that offers privacy and functionality for both everyday living and entertaining. Step inside to discover an open-concept layout filled with natural light, highlighting the sleek quartz countertops, stylish stainless steel appliances, and contemporary finishes throughout the kitchen and living areas. The built-in electric fireplace offers a warm and intimate ambience. The spacious owner's suite features a tray ceiling and large en-suite bath, fully equipped with a dual sink vanity, soaking tub, separate shower, and a walk-in closet. Enjoy your morning coffee or unwind in the evenings from the comfort of the screened lanai, which overlooks a peaceful pond view—creating a serene backdrop to your daily routine. Whether you're hosting guests or simply enjoying a quiet night in, this thoughtfully designed home offers the ideal combination of space, beauty, and convenience. Upgrades include gutters, window treatments, lighting, ceiling fans, and fencing. This move-in ready gem is minutes from shopping, restaurants, Fernandina Beach's historic district and beaches. No CDD! Flood Zone X
Closed
$395,000
95067 GINA Street, Fernandina Beach, FL 32034
4beds
1,901sqft
Single Family Residence
Built in 2024
4,791.6 Square Feet Lot
$398,900 Zestimate®
$208/sqft
$2,665 Estimated rent
Owner options
What's special
Zillow last checked: 8 hours ago
Listing updated: December 04, 2025 at 01:37pm
Listed by:
CASEY CLEARMAN 904-803-4075,
CENTURY 21 LIGHTHOUSE REALTY 904-562-5652
Bought with:
FERNANDINA BEACH REALTY
Source: realMLS,MLS#: 2117125
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
- Flooring: Carpet, Tile, Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total interior livable area: 1,901 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Patio, Screened
- Fencing: Back Yard
- Has view: Yes
- View description: Pond, Water
- Has water view: Yes
- Water view: Pond,Water
- Waterfront features: Pond
Lot
- Size: 4,791 sqft
- Features: Sprinklers In Front, Sprinklers In Rear
Details
- Parcel number: 292N28033000370000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Shingle
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Fernandina Beach
- Subdivision: Concourse Crossing Phase 1
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $950 annually
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
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Estimated market value
$398,900