Welcome to Oyster Bay Harbour, a community set amidst majestic oaks while surrounded by stunning marsh water views. This beautiful home, built in 2021 by Riverside Homes, was meticulously curated to bring luxury & comfort together while maintaining harmony with the surrounding landscape. Architectural millwork that compliments the rooms in which they reside add a special design element that enhances the overall beauty of this home. Anna Maria oak wood flooring throughout with the exception of wet areas, shiplap in the kitchen, guest bath & guest bedroom & coastal crown molding bring additional design features to enhance the overall appeal. A gourmet kitchen with Cambria quartz Brittanica Gold countertops, large island, stainless steel appliances, double stacked cabinets with LED undermount lighting & double ovens make this kitchen a chef's dream. Clearview plantation shutters on all windows, custom closets in all bedrooms & pantry, butler bar with glass upper cabinets & quartz shelves, vented remote control fireplace in great room, bay windows in owner's suite & so much more. Exterior living spaces include a large screened lanai with countertop/sink & stainless steel drawers as well as a large paver patio just beyond the lanai. The 3 car garage has room for your golf cart or other toys. If all of this was not enough, there is also the community swimming pool, tennis courts, pickleball courts & the opportunity to join the Yacht Club with dining, marina, swimming pool, tiki hut & canoe/kayak launch. This coastal paradise is located within minutes of the beautiful beaches of Amelia Island, downtown historic Fernandina Beach with shops, restaurants, art galleries & more. Schedule you tour today!
Sold for $978,000 on 07/15/25
$978,000
96195 Soap Creek Dr, Fernandina Beach, FL 32034
3beds
2,558sqft
Single Family Residence
Built in 2021
0.28 Acres Lot
$973,500 Zestimate®
$382/sqft
$4,001 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: July 15, 2025 at 08:30am
Listed by:
Carolyn Lockhart 904-557-3227,
BERKSHIRE HATHAWAY HomeServices HWREI
Bought with:
Natalie Blackwell, 3352038
PINEYWOODS REALTY, LLC
Source: AINCAR,MLS#: 111424
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Some Gas Appliances, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove
Features
- Ceiling Fan(s), Fireplace, Other, Split Bedrooms, See Remarks, Shutters, Cable TV, Window Treatments
- Windows: Insulated Windows, Blinds, Plantation Shutters
- Has fireplace: Yes
Interior area
- Total structure area: 2,558
- Total interior livable area: 2,558 sqft
Property
Parking
- Total spaces: 3
- Parking features: Three Car Garage, Three or more Spaces, Garage Door Opener
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Brick, Covered, Front Porch, Other, Patio, Screened, See Remarks
- Exterior features: Sprinkler/Irrigation, Other, See Remarks
- Pool features: Community
- Frontage type: Canal
Lot
- Size: 0.28 Acres
- Dimensions: 93 x 128 x 87 x 142
Details
- Parcel number: 463N28620500860000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Shingle
Condition
- Resale
- Year built: 2021
Details
- Builder name: Riverside Homes
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & neighborhood
Security
- Security features: Gated Community
Community
- Community features: Gated, Pool
Location
- Region: Fernandina Beach
- Subdivision: Oyster Bay
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $375 quarterly
Other
Other facts
- Listing terms: Cash,Conventional
- Road surface type: Paved
Services availability
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Estimated market value
$973,500