MAJOR PRICE DROP!!! Welcome to coastal living in Ocean Sound. This stunning 4-bedroom, 2-bathroom home is just 3/10 of a mile to the beach, close enough to HEAR THE OCEAN WAVES, yet safely outside of the flood zone. With a single-level floorplan, and a perfect blend of comfort and style, this is the beachside home you've been dreaming of. Step inside to find a FULLY REMODELED KITCHEN AND BATHROOMS, gorgeous tile flooring, NEW WINDOWS THROUGHOUT, and upgraded lighting that brings warmth to every space. The neutral tones and abundant natural light enhance the open-concept layout, making this home feel bright, airy, and welcoming. Need a home office? The 4th bedroom offers a flexible space to work or sleep. Enjoy your morning coffee on the screened porch, then gather with friends on the patio for evening cookouts. The backyard has PLENTY OF ROOM FOR A POOL and has lots of PRIVACY with no neighbors behind you. Love seeing wildlife? Egan’s Creek Greenway is out your back door. Located less than 2.5 miles to Historic Downtown Fernandina, you’re minutes from charming shops, top-rated restaurants, and all the island lifestyle has to offer. Whether you’re seeking a 2nd home or a full time residence, this home is more than a place to live, it’s a lifestyle!
For sale
Price cut: $53.1K (8/15)
$945,000
991 Ocean Bluff Dr, Fernandina Beach, FL 32034
4beds
2,097sqft
Est.:
Single Family Residence
Built in 1994
10,336.79 Square Feet Lot
$-- Zestimate®
$451/sqft
$19/mo HOA
What's special
Single-level floorplanFlexible spaceAbundant natural lightOpen-concept layoutHear the ocean wavesNeutral tonesGorgeous tile flooring
- 70 days
- on Zillow |
- 711 |
- 27 |
Zillow last checked: 7 hours ago
Listing updated: 17 hours ago
Listed by:
Tammy Tingle 704-965-7505,
CENTURY 21 MILLER ELITE,
Marc Tingle 704-622-5994,
CENTURY 21 MILLER ELITE
Source: AINCAR,MLS#: 112509
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Stove, Ice Maker
Features
- Ceiling Fan(s), Fireplace, Split Bedrooms, Shutters, Cable TV
- Windows: Aluminum Frames, Plantation Shutters
- Has fireplace: Yes
Interior area
- Total structure area: 2,097
- Total interior livable area: 2,097 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Two Car Garage, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Brick, Open, Patio, Screened
- Exterior features: Fence, Fruit Trees, Sprinkler/Irrigation
- Pool features: None
Lot
- Size: 10,336.79 Square Feet
- Dimensions: .23
Details
- Parcel number: 000031155S00050000
- Zoning: R-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1994
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Ocean Sound
HOA
- Has HOA: Yes
- HOA fee: $225 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $451/sqft
- Tax assessed value: $624,011
- Annual tax amount: $7,834
- Date on market: 6/6/2025
- Listing terms: Cash,Conventional
- Road surface type: Paved
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