How Old Do You Have to Be to Rent an Apartment?

Generally, you must be at least 18 years old to rent an apartment in most U.S. states. This age requirement exists because renting an apartment requires signing a lease agreement, which is a legally binding contract. Minors are typically unable to enter into such agreements. However, special circumstances can sometimes open doors for younger renters. Understanding these nuances can help you make an informed decision about your renting journey.

At what age can you rent an apartment?

The age requirement to rent an apartment falls under what’s called the “age of majority,” or the legal threshold when minors become adults with full rights and responsibilities. This concept affects everything from voting rights to contract signing, including signing apartment leases.

In most U.S. states, the age of majority is 18 years old. This means once you turn 18, you can legally rent an apartment in most states. However, not all states follow the same timeline. Alabama and Nebraska set their age of majority at 19, while Mississippi extends it to 21. These variations exist because each state can determine when its residents are considered legally capable of adult responsibilities.

Can you get an apartment at 16 or 17?

In the U.S., you generally cannot rent an apartment at the age of 16 or 17 because you are not legally able to enter into a binding contract, like a lease agreement. When you sign a lease, you’re committing to pay rent, follow property rules, and potentially face legal consequences if you breach the agreement. Since minors cannot be held legally responsible for contract violations, most landlords view renting to underage individuals as too risky. 

For instance, if a 16-year-old signed a lease and then stopped paying rent, the landlord would have limited legal recourse because contracts with minors are generally voidable.

The only time a minor may be considered an adult is if they are legally emancipated. In this instance, you may be able to apply for an apartment at the age of 16 in most states. However, you’ll need official documentation proving your emancipated status to show potential landlords. Landlords may also require higher security deposits or additional references to offset the risk. 

How to get an apartment at 16 or 17

Renting an apartment at 16 or 17 isn’t impossible, but it’s not common. These are a few of the specific circumstances that can make it feasible. 

Search for student housing

Some landlords and property management companies, particularly those near college campuses, may be willing to rent to younger students who can demonstrate financial stability or have parental support. This flexibility often depends on the individual landlord’s policies and comfort level.

Many universities and some high schools offer dormitory or boarding arrangements specifically designed for minors. These programs can provide built-in support systems and supervision while offering more independence than living at home.

Ask a parent to co-sign

Some landlords may be willing to consider renting to a 16- or 17-year-old with parents as a co-signer. When a parent, guardian, or other responsible adult co-signs your lease, they assume full financial responsibility for the rental agreement. The co-signer must meet all income and credit requirements, essentially guaranteeing the lease terms will be fulfilled.

Consider shared housing

Shared housing arrangements with friends or extended family members can provide stability while you work toward full independence. These informal arrangements often involve fewer legal complexities while still giving you experience managing your own space and responsibilities.

Research transitional living programs

Transitional living programs serve minors in difficult situations, such as those aging out of foster care or facing homelessness. These nonprofit-run programs can provide not just housing but also life skills training, job placement assistance, and financial education to help young people successfully transition to independent living.

What to consider before getting an apartment

Renting an apartment represents a major life decision that extends far beyond simply finding a place to live. Take time to honestly assess your readiness to help ensure your success and safety.

• Can you afford the cost of renting? Beyond monthly rent, you’ll need to budget for utilities, groceries, transportation, clothing, healthcare, and unexpected expenses. 
• Do you understand your renter rights? Research your local rental laws thoroughly and consider consulting with a legal professional if needed.
• Can you handle the responsibility? Consider whether you’re prepared to handle emergencies, conflicts with landlords or roommates, and the daily responsibilities of maintaining your own home.
• Are you emotionally ready to rent? Having trusted adults you can turn to for advice, assistance, or help in an emergency can aid your success in your independent living journey.
• Can you balance multiple responsibilities? If you’re still in high school, gauge whether you’ll have the time and energy to balance work, school, and household responsibilities.

Start your apartment renting journey

The key to renting your first apartment begins with understanding your options, honestly assessing your readiness, and building the support systems you’ll need to succeed. You can find rentals on Zillow. Start by searching cities where you’re interested in living and seeing what rentals are available. You can filter by price, pet-friendly options, number of bedrooms, and more to narrow down your options and find an apartment that meets all your needs.