How to Rent with an Eviction on Your Record

While some landlords may be more hesitant to rent to someone with a recent eviction, renters can still secure housing with some extra effort and the right approach. Keep in mind that an eviction can remain on your record for up to seven years, depending on state laws and the type of report. Renting with an eviction may require persistence, preparation, and sometimes compromise. Here are some empowering tips to help you regain control of your rental journey and move forward with confidence.

1. Be honest and transparent

Landlords value honesty. If you're asked about a past eviction, be upfront, share the circumstances, explain what happened, and focus on what’s changed since then, like improved finances or added stability. One effective way to be transparent is by writing a brief letter that addresses the reason for the eviction. Use it to outline what you’ve learned, the steps you’ve taken to improve your situation, and the qualities that make you a reliable and responsible tenant. A thoughtful, sincere letter can go a long way in reassuring potential landlords.

2. Create a renter’s resume

A renter's resume is a comprehensive document that helps you present yourself as a reliable and responsible tenant to potential landlords or property managers. Much like a job resume, it highlights key information such as your rental history, employment details, income verification, personal references, and any relevant background that supports your application. By organizing all the critical details in one easy-to-read format, a renter's resume demonstrates your preparedness and commitment to being a trustworthy tenant. 

3. Check your credit and rental history

Request a copy of your credit report to see exactly what potential landlords may find. This allows you to prepare explanations or dispute any inaccuracies with the reporting agencies. The Zillow Rental Application includes a background and credit check that you can access anytime for 30 days. Your information is securely handled and shared only with the screening providers and the landlord you apply to.

4. Offer strong references

References can be a powerful way to rebuild trust with potential landlords. If possible, provide a reference letter from a previous landlord who can speak to your reliability, cleanliness, and ability to pay rent on time — this is often the most persuasive option. If a landlord reference isn’t available, consider asking an employer or colleague who can vouch for your character and financial responsibility. A strong, sincere recommendation from someone credible can sometimes tip the scales in your favor.

5. Show proof of financial stability

Demonstrate that you can afford the rent. Share pay stubs, bank statements, or tax returns to prove you have reliable income. Being proactive about finances helps reassure landlords of your ability to pay on time.

6. Offer a larger deposit or upfront rent

A higher security deposit or several months’ rent upfront, if allowed by your state and local laws, shows that you’re committed and reduces the financial risk for the landlord. The additional upfront cost can also help offset concerns about your rental history, especially if you’re competing with other applicants. Renters who paid a security deposit, according to a 2024 Zillow study, reported the typical security deposit was $750.

7. Look for private landlords

Private landlords manage their own rentals, usually one to two units or houses, while larger property management companies may manage thousands of rental properties. Since property managers own more real estate, they typically set requirements and regulations to maintain a consistent screening process across all rental properties. Private landlords may be more willing to listen to your situation and work with you to create a solution , because they’re not bound by the same corporate requirements.

8. Use a co-signer or guarantor

Ask a family member or friend with good credit and stable income to co-sign your lease or act as a guarantor. By acting as a co-signer or guarantor on your lease, they are essentially agreeing to be responsible for your financial obligations if you’re unable to pay rent or cover the cost of potential damages. This gives landlords added security and could make it easier for you to secure a rental. If you’re unable to find a co-signer, there are a few third-party companies that will act as a guarantor for you, usually for a fee. 

9. Find a roommate

Another option is to get a roommate with a strong credit profile, which can help balance your application and boost your chances of approval, especially if your own credit or income history isn’t as strong. A financially stable roommate not only makes you a more appealing candidate to landlords but can also help share the financial responsibilities of renting. If you’re considering this route, you can also explore available shared living options to find a good match.

10. Explore rental assistance programs

Some local nonprofit organizations, government agencies, and property managers specialize in working with tenants who have evictions on their records. These resources can offer support ranging from housing navigation to financial aid. Check with your city or county housing office, local nonprofits, or search online for terms like “second chance rentals” in your area.

11. Be flexible in your search

Consider looking at smaller units, older properties, or rentals in less competitive areas; these may attract landlords who are more open to working with tenants rebuilding their rental history. As you search, make sure you’re targeting places that fit comfortably within your budget to help avoid future financial strain. Use a tool like Zillow’s Rent Affordability Calculator to find a realistic price range for your situation.

12. Stay persistent and positive

Finding a rental after an eviction can be challenging, but your rental history is just one part of your story. Stay persistent. Every application, conversation, and improvement you make brings you closer to a fresh start. With patience and effort, the right opportunity will come.

An eviction on your record doesn't define you. With empathy for yourself and a proactive approach, you can move forward. It’s about showing landlords you’re ready to start anew, while finding a rental that feels like home.