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Compare Today's Mortgage Rates in Valley Stream, New York

Answer a few questions about your loan preferences to compare mortgage rates from multiple lenders in Valley Stream, New York.

Rates can vary by location.

What are today's New York mortgage rates?

New York 30-year fixed mortgage rates go up to 6.62%

The current average 30-year fixed mortgage rate in New York increased 4 basis points from 6.58% to 6.62%. New York mortgage rates today are 4 basis points higher than the national average rate of 6.58%.

The New York mortgage interest rate on March 17, 2025 is up 24 basis points from last week's average New York rate of 6.38%.

Additionally, the current average 15-year fixed mortgage rate in New York remained stable at 5.88% and the current average 5-year ARM mortgage rate is up 62 basis points from 6.50% to 7.12%.

Last updated: Monday, March 17, 2025

New York mortgage rate trends

Adjust the graph below to see historical mortgage rates tailored to your loan program, credit score, down payment and location.

LOAN PROGRAMS

There are 3 plot lines describing the rates for 5-year ARM, 15 year fixed, 30 year fixed.

The following tables describe the 3 lines in more detail.

5-year ARM 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on December 17th, 2024the rate was 6.63 percent,and the annual percentage rate was 7.313 percent.
on December 18th, 2024the rate was 6.696 percent,and the annual percentage rate was 7.362 percent.
on December 19th, 2024the rate was 6.683 percent,and the annual percentage rate was 7.365 percent.
on December 20th, 2024the rate was 6.683 percent,and the annual percentage rate was 7.36 percent.
on December 21st, 2024the rate was 6.713 percent,and the annual percentage rate was 7.367 percent.
on December 22nd, 2024the rate was 6.732 percent,and the annual percentage rate was 7.385 percent.
on December 23rd, 2024the rate was 6.745 percent,and the annual percentage rate was 7.376 percent.
on December 24th, 2024the rate was 6.789 percent,and the annual percentage rate was 7.353 percent.
on December 25th, 2024the rate was 6.81 percent,and the annual percentage rate was 7.381 percent.
on December 26th, 2024the rate was 6.77 percent,and the annual percentage rate was 7.353 percent.
on December 27th, 2024the rate was 6.724 percent,and the annual percentage rate was 7.311 percent.
on December 28th, 2024the rate was 6.722 percent,and the annual percentage rate was 7.304 percent.
on December 29th, 2024the rate was 6.73 percent,and the annual percentage rate was 7.315 percent.
on December 30th, 2024the rate was 6.705 percent,and the annual percentage rate was 7.291 percent.
on December 31st, 2024the rate was 6.719 percent,and the annual percentage rate was 7.273 percent.
on January 1st, 2025the rate was 6.713 percent,and the annual percentage rate was 7.275 percent.
on January 2nd, 2025the rate was 6.741 percent,and the annual percentage rate was 7.294 percent.
on January 3rd, 2025the rate was 6.694 percent,and the annual percentage rate was 7.28 percent.
on January 4th, 2025the rate was 6.726 percent,and the annual percentage rate was 7.301 percent.
on January 5th, 2025the rate was 6.699 percent,and the annual percentage rate was 7.289 percent.
on January 6th, 2025the rate was 6.689 percent,and the annual percentage rate was 7.263 percent.
on January 7th, 2025the rate was 6.69 percent,and the annual percentage rate was 7.293 percent.
on January 8th, 2025the rate was 6.705 percent,and the annual percentage rate was 7.294 percent.
on January 9th, 2025the rate was 6.916 percent,and the annual percentage rate was 7.367 percent.
on January 10th, 2025the rate was 7.21 percent,and the annual percentage rate was 7.488 percent.
on January 11th, 2025the rate was 7.177 percent,and the annual percentage rate was 7.476 percent.
on January 12th, 2025the rate was 7.173 percent,and the annual percentage rate was 7.475 percent.
on January 13th, 2025the rate was 6.765 percent,and the annual percentage rate was 7.271 percent.
on January 14th, 2025the rate was 6.72 percent,and the annual percentage rate was 7.238 percent.
on January 15th, 2025the rate was 6.968 percent,and the annual percentage rate was 7.316 percent.
on January 16th, 2025the rate was 6.962 percent,and the annual percentage rate was 7.297 percent.
on January 17th, 2025the rate was 6.979 percent,and the annual percentage rate was 7.306 percent.
on January 18th, 2025the rate was 6.997 percent,and the annual percentage rate was 7.312 percent.
on January 19th, 2025the rate was 6.996 percent,and the annual percentage rate was 7.31 percent.
on January 20th, 2025the rate was 6.974 percent,and the annual percentage rate was 7.306 percent.
on January 21st, 2025the rate was 6.64 percent,and the annual percentage rate was 7.166 percent.
on January 22nd, 2025the rate was 6.651 percent,and the annual percentage rate was 7.174 percent.
on January 23rd, 2025the rate was 6.675 percent,and the annual percentage rate was 7.186 percent.
on January 24th, 2025the rate was 6.683 percent,and the annual percentage rate was 7.19 percent.
on January 25th, 2025the rate was 6.68 percent,and the annual percentage rate was 7.19 percent.
on January 26th, 2025the rate was 6.672 percent,and the annual percentage rate was 7.189 percent.
on January 27th, 2025the rate was 6.803 percent,and the annual percentage rate was 7.21 percent.
on January 28th, 2025the rate was 6.948 percent,and the annual percentage rate was 7.276 percent.
on January 29th, 2025the rate was 6.901 percent,and the annual percentage rate was 7.255 percent.
on January 30th, 2025the rate was 6.913 percent,and the annual percentage rate was 7.261 percent.
on January 31st, 2025the rate was 6.708 percent,and the annual percentage rate was 7.184 percent.
on February 1st, 2025the rate was 6.585 percent,and the annual percentage rate was 7.154 percent.
on February 2nd, 2025the rate was 6.571 percent,and the annual percentage rate was 7.149 percent.
on February 3rd, 2025the rate was 6.616 percent,and the annual percentage rate was 7.158 percent.
on February 4th, 2025the rate was 6.668 percent,and the annual percentage rate was 7.176 percent.
on February 5th, 2025the rate was 6.713 percent,and the annual percentage rate was 7.191 percent.
on February 6th, 2025the rate was 6.81 percent,and the annual percentage rate was 7.224 percent.
on February 7th, 2025the rate was 6.856 percent,and the annual percentage rate was 7.247 percent.
on February 8th, 2025the rate was 6.899 percent,and the annual percentage rate was 7.264 percent.
on February 9th, 2025the rate was 6.864 percent,and the annual percentage rate was 7.253 percent.
on February 10th, 2025the rate was 6.586 percent,and the annual percentage rate was 7.136 percent.
on February 11th, 2025the rate was 6.635 percent,and the annual percentage rate was 7.157 percent.
on February 12th, 2025the rate was 6.683 percent,and the annual percentage rate was 7.185 percent.
on February 13th, 2025the rate was 6.663 percent,and the annual percentage rate was 7.173 percent.
on February 14th, 2025the rate was 6.488 percent,and the annual percentage rate was 7.098 percent.
on February 15th, 2025the rate was 6.529 percent,and the annual percentage rate was 7.113 percent.
on February 16th, 2025the rate was 6.473 percent,and the annual percentage rate was 7.097 percent.
on February 17th, 2025the rate was 6.483 percent,and the annual percentage rate was 7.094 percent.
on February 18th, 2025the rate was 6.559 percent,and the annual percentage rate was 7.128 percent.
on February 19th, 2025the rate was 6.588 percent,and the annual percentage rate was 7.141 percent.
on February 20th, 2025the rate was 6.526 percent,and the annual percentage rate was 7.113 percent.
on February 21st, 2025the rate was 6.48 percent,and the annual percentage rate was 7.092 percent.
on February 22nd, 2025the rate was 6.432 percent,and the annual percentage rate was 7.073 percent.
on February 23rd, 2025the rate was 6.434 percent,and the annual percentage rate was 7.072 percent.
on February 24th, 2025the rate was 6.487 percent,and the annual percentage rate was 7.075 percent.
on February 25th, 2025the rate was 6.575 percent,and the annual percentage rate was 7.115 percent.
on February 26th, 2025the rate was 6.616 percent,and the annual percentage rate was 7.133 percent.
on February 27th, 2025the rate was 6.558 percent,and the annual percentage rate was 7.117 percent.
on February 28th, 2025the rate was 6.458 percent,and the annual percentage rate was 7.079 percent.
on March 1st, 2025the rate was 6.031 percent,and the annual percentage rate was 6.911 percent.
on March 2nd, 2025the rate was 6.075 percent,and the annual percentage rate was 6.923 percent.
on March 3rd, 2025the rate was 6.118 percent,and the annual percentage rate was 6.934 percent.
on March 4th, 2025the rate was 5.973 percent,and the annual percentage rate was 6.886 percent.
on March 5th, 2025the rate was 6.055 percent,and the annual percentage rate was 6.913 percent.
on March 6th, 2025the rate was 6.114 percent,and the annual percentage rate was 6.939 percent.
on March 7th, 2025the rate was 6.085 percent,and the annual percentage rate was 6.928 percent.
on March 8th, 2025the rate was 6.051 percent,and the annual percentage rate was 6.918 percent.
on March 9th, 2025the rate was 6.044 percent,and the annual percentage rate was 6.916 percent.
on March 10th, 2025the rate was 6.532 percent,and the annual percentage rate was 7.097 percent.
on March 11th, 2025the rate was 6.362 percent,and the annual percentage rate was 7.041 percent.
on March 12th, 2025the rate was 6.451 percent,and the annual percentage rate was 7.076 percent.
on March 13th, 2025the rate was 6.734 percent,and the annual percentage rate was 7.151 percent.
on March 14th, 2025the rate was 6.808 percent,and the annual percentage rate was 7.153 percent.
on March 15th, 2025the rate was 6.539 percent,and the annual percentage rate was 7.043 percent.
on March 16th, 2025the rate was 6.557 percent,and the annual percentage rate was 7.047 percent.
on March 17th, 2025the rate was 6.641 percent,and the annual percentage rate was 7.081 percent.
15 year fixed 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on December 17th, 2024the rate was 5.82 percent,and the annual percentage rate was 5.942 percent.
on December 18th, 2024the rate was 5.889 percent,and the annual percentage rate was 6.009 percent.
on December 19th, 2024the rate was 5.997 percent,and the annual percentage rate was 6.118 percent.
on December 20th, 2024the rate was 6.006 percent,and the annual percentage rate was 6.126 percent.
on December 21st, 2024the rate was 6.009 percent,and the annual percentage rate was 6.126 percent.
on December 22nd, 2024the rate was 6.027 percent,and the annual percentage rate was 6.142 percent.
on December 23rd, 2024the rate was 6.034 percent,and the annual percentage rate was 6.152 percent.
on December 24th, 2024the rate was 6.097 percent,and the annual percentage rate was 6.213 percent.
on December 25th, 2024the rate was 6.135 percent,and the annual percentage rate was 6.249 percent.
on December 26th, 2024the rate was 6.125 percent,and the annual percentage rate was 6.246 percent.
on December 27th, 2024the rate was 6.159 percent,and the annual percentage rate was 6.286 percent.
on December 28th, 2024the rate was 6.158 percent,and the annual percentage rate was 6.283 percent.
on December 29th, 2024the rate was 6.175 percent,and the annual percentage rate was 6.31 percent.
on December 30th, 2024the rate was 6.059 percent,and the annual percentage rate was 6.188 percent.
on December 31st, 2024the rate was 6.096 percent,and the annual percentage rate was 6.224 percent.
on January 1st, 2025the rate was 6.123 percent,and the annual percentage rate was 6.253 percent.
on January 2nd, 2025the rate was 6.03 percent,and the annual percentage rate was 6.154 percent.
on January 3rd, 2025the rate was 6.022 percent,and the annual percentage rate was 6.145 percent.
on January 4th, 2025the rate was 6.028 percent,and the annual percentage rate was 6.149 percent.
on January 5th, 2025the rate was 6.004 percent,and the annual percentage rate was 6.124 percent.
on January 6th, 2025the rate was 6.07 percent,and the annual percentage rate was 6.187 percent.
on January 7th, 2025the rate was 6.054 percent,and the annual percentage rate was 6.181 percent.
on January 8th, 2025the rate was 6.053 percent,and the annual percentage rate was 6.179 percent.
on January 9th, 2025the rate was 6.036 percent,and the annual percentage rate was 6.157 percent.
on January 10th, 2025the rate was 6.106 percent,and the annual percentage rate was 6.231 percent.
on January 11th, 2025the rate was 6.124 percent,and the annual percentage rate was 6.247 percent.
on January 12th, 2025the rate was 6.123 percent,and the annual percentage rate was 6.247 percent.
on January 13th, 2025the rate was 6.169 percent,and the annual percentage rate was 6.292 percent.
on January 14th, 2025the rate was 6.179 percent,and the annual percentage rate was 6.3 percent.
on January 15th, 2025the rate was 6.052 percent,and the annual percentage rate was 6.176 percent.
on January 16th, 2025the rate was 5.976 percent,and the annual percentage rate was 6.095 percent.
on January 17th, 2025the rate was 5.954 percent,and the annual percentage rate was 6.074 percent.
on January 18th, 2025the rate was 5.952 percent,and the annual percentage rate was 6.071 percent.
on January 19th, 2025the rate was 5.951 percent,and the annual percentage rate was 6.07 percent.
on January 20th, 2025the rate was 5.934 percent,and the annual percentage rate was 6.054 percent.
on January 21st, 2025the rate was 5.954 percent,and the annual percentage rate was 6.075 percent.
on January 22nd, 2025the rate was 5.963 percent,and the annual percentage rate was 6.083 percent.
on January 23rd, 2025the rate was 6.021 percent,and the annual percentage rate was 6.14 percent.
on January 24th, 2025the rate was 6.025 percent,and the annual percentage rate was 6.142 percent.
on January 25th, 2025the rate was 6.014 percent,and the annual percentage rate was 6.13 percent.
on January 26th, 2025the rate was 6.008 percent,and the annual percentage rate was 6.122 percent.
on January 27th, 2025the rate was 5.952 percent,and the annual percentage rate was 6.072 percent.
on January 28th, 2025the rate was 5.95 percent,and the annual percentage rate was 6.072 percent.
on January 29th, 2025the rate was 5.901 percent,and the annual percentage rate was 6.021 percent.
on January 30th, 2025the rate was 5.862 percent,and the annual percentage rate was 5.982 percent.
on January 31st, 2025the rate was 5.884 percent,and the annual percentage rate was 6.003 percent.
on February 1st, 2025the rate was 5.866 percent,and the annual percentage rate was 5.986 percent.
on February 2nd, 2025the rate was 5.867 percent,and the annual percentage rate was 5.987 percent.
on February 3rd, 2025the rate was 5.889 percent,and the annual percentage rate was 6.005 percent.
on February 4th, 2025the rate was 5.919 percent,and the annual percentage rate was 6.034 percent.
on February 5th, 2025the rate was 5.809 percent,and the annual percentage rate was 5.927 percent.
on February 6th, 2025the rate was 5.854 percent,and the annual percentage rate was 5.972 percent.
on February 7th, 2025the rate was 5.9 percent,and the annual percentage rate was 6.018 percent.
on February 8th, 2025the rate was 5.897 percent,and the annual percentage rate was 6.016 percent.
on February 9th, 2025the rate was 5.885 percent,and the annual percentage rate was 6.011 percent.
on February 10th, 2025the rate was 5.868 percent,and the annual percentage rate was 5.993 percent.
on February 11th, 2025the rate was 5.943 percent,and the annual percentage rate was 6.063 percent.
on February 12th, 2025the rate was 5.999 percent,and the annual percentage rate was 6.122 percent.
on February 13th, 2025the rate was 5.933 percent,and the annual percentage rate was 6.058 percent.
on February 14th, 2025the rate was 5.863 percent,and the annual percentage rate was 5.982 percent.
on February 15th, 2025the rate was 5.851 percent,and the annual percentage rate was 5.966 percent.
on February 16th, 2025the rate was 5.837 percent,and the annual percentage rate was 5.954 percent.
on February 17th, 2025the rate was 5.832 percent,and the annual percentage rate was 5.959 percent.
on February 18th, 2025the rate was 5.924 percent,and the annual percentage rate was 6.045 percent.
on February 19th, 2025the rate was 5.931 percent,and the annual percentage rate was 6.049 percent.
on February 20th, 2025the rate was 5.879 percent,and the annual percentage rate was 5.998 percent.
on February 21st, 2025the rate was 5.822 percent,and the annual percentage rate was 5.94 percent.
on February 22nd, 2025the rate was 5.784 percent,and the annual percentage rate was 5.902 percent.
on February 23rd, 2025the rate was 5.771 percent,and the annual percentage rate was 5.887 percent.
on February 24th, 2025the rate was 5.755 percent,and the annual percentage rate was 5.871 percent.
on February 25th, 2025the rate was 5.65 percent,and the annual percentage rate was 5.769 percent.
on February 26th, 2025the rate was 5.635 percent,and the annual percentage rate was 5.753 percent.
on February 27th, 2025the rate was 5.621 percent,and the annual percentage rate was 5.739 percent.
on February 28th, 2025the rate was 5.568 percent,and the annual percentage rate was 5.686 percent.
on March 1st, 2025the rate was 5.563 percent,and the annual percentage rate was 5.687 percent.
on March 2nd, 2025the rate was 5.578 percent,and the annual percentage rate was 5.698 percent.
on March 3rd, 2025the rate was 5.565 percent,and the annual percentage rate was 5.679 percent.
on March 4th, 2025the rate was 5.487 percent,and the annual percentage rate was 5.611 percent.
on March 5th, 2025the rate was 5.594 percent,and the annual percentage rate was 5.71 percent.
on March 6th, 2025the rate was 5.651 percent,and the annual percentage rate was 5.769 percent.
on March 7th, 2025the rate was 5.63 percent,and the annual percentage rate was 5.745 percent.
on March 8th, 2025the rate was 5.639 percent,and the annual percentage rate was 5.757 percent.
on March 9th, 2025the rate was 5.642 percent,and the annual percentage rate was 5.76 percent.
on March 10th, 2025the rate was 5.617 percent,and the annual percentage rate was 5.731 percent.
on March 11th, 2025the rate was 5.619 percent,and the annual percentage rate was 5.74 percent.
on March 12th, 2025the rate was 5.67 percent,and the annual percentage rate was 5.79 percent.
on March 13th, 2025the rate was 5.853 percent,and the annual percentage rate was 5.902 percent.
on March 14th, 2025the rate was 5.936 percent,and the annual percentage rate was 5.945 percent.
on March 15th, 2025the rate was 5.945 percent,and the annual percentage rate was 5.955 percent.
on March 16th, 2025the rate was 5.946 percent,and the annual percentage rate was 5.956 percent.
on March 17th, 2025the rate was 6.009 percent,and the annual percentage rate was 6.017 percent.
30 year fixed 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on December 17th, 2024the rate was 6.463 percent,and the annual percentage rate was 6.539 percent.
on December 18th, 2024the rate was 6.549 percent,and the annual percentage rate was 6.623 percent.
on December 19th, 2024the rate was 6.678 percent,and the annual percentage rate was 6.756 percent.
on December 20th, 2024the rate was 6.631 percent,and the annual percentage rate was 6.706 percent.
on December 21st, 2024the rate was 6.629 percent,and the annual percentage rate was 6.702 percent.
on December 22nd, 2024the rate was 6.636 percent,and the annual percentage rate was 6.708 percent.
on December 23rd, 2024the rate was 6.679 percent,and the annual percentage rate was 6.755 percent.
on December 24th, 2024the rate was 6.715 percent,and the annual percentage rate was 6.788 percent.
on December 25th, 2024the rate was 6.726 percent,and the annual percentage rate was 6.796 percent.
on December 26th, 2024the rate was 6.745 percent,and the annual percentage rate was 6.82 percent.
on December 27th, 2024the rate was 6.744 percent,and the annual percentage rate was 6.821 percent.
on December 28th, 2024the rate was 6.734 percent,and the annual percentage rate was 6.809 percent.
on December 29th, 2024the rate was 6.743 percent,and the annual percentage rate was 6.824 percent.
on December 30th, 2024the rate was 6.664 percent,and the annual percentage rate was 6.742 percent.
on December 31st, 2024the rate was 6.708 percent,and the annual percentage rate was 6.784 percent.
on January 1st, 2025the rate was 6.727 percent,and the annual percentage rate was 6.803 percent.
on January 2nd, 2025the rate was 6.675 percent,and the annual percentage rate was 6.753 percent.
on January 3rd, 2025the rate was 6.682 percent,and the annual percentage rate was 6.758 percent.
on January 4th, 2025the rate was 6.694 percent,and the annual percentage rate was 6.768 percent.
on January 5th, 2025the rate was 6.686 percent,and the annual percentage rate was 6.759 percent.
on January 6th, 2025the rate was 6.711 percent,and the annual percentage rate was 6.787 percent.
on January 7th, 2025the rate was 6.731 percent,and the annual percentage rate was 6.811 percent.
on January 8th, 2025the rate was 6.74 percent,and the annual percentage rate was 6.819 percent.
on January 9th, 2025the rate was 6.728 percent,and the annual percentage rate was 6.804 percent.
on January 10th, 2025the rate was 6.84 percent,and the annual percentage rate was 6.916 percent.
on January 11th, 2025the rate was 6.857 percent,and the annual percentage rate was 6.931 percent.
on January 12th, 2025the rate was 6.858 percent,and the annual percentage rate was 6.932 percent.
on January 13th, 2025the rate was 6.881 percent,and the annual percentage rate was 6.956 percent.
on January 14th, 2025the rate was 6.874 percent,and the annual percentage rate was 6.95 percent.
on January 15th, 2025the rate was 6.797 percent,and the annual percentage rate was 6.873 percent.
on January 16th, 2025the rate was 6.711 percent,and the annual percentage rate was 6.785 percent.
on January 17th, 2025the rate was 6.701 percent,and the annual percentage rate was 6.774 percent.
on January 18th, 2025the rate was 6.699 percent,and the annual percentage rate was 6.773 percent.
on January 19th, 2025the rate was 6.699 percent,and the annual percentage rate was 6.771 percent.
on January 20th, 2025the rate was 6.694 percent,and the annual percentage rate was 6.768 percent.
on January 21st, 2025the rate was 6.666 percent,and the annual percentage rate was 6.74 percent.
on January 22nd, 2025the rate was 6.682 percent,and the annual percentage rate was 6.756 percent.
on January 23rd, 2025the rate was 6.73 percent,and the annual percentage rate was 6.803 percent.
on January 24th, 2025the rate was 6.725 percent,and the annual percentage rate was 6.798 percent.
on January 25th, 2025the rate was 6.704 percent,and the annual percentage rate was 6.776 percent.
on January 26th, 2025the rate was 6.715 percent,and the annual percentage rate was 6.785 percent.
on January 27th, 2025the rate was 6.664 percent,and the annual percentage rate was 6.736 percent.
on January 28th, 2025the rate was 6.654 percent,and the annual percentage rate was 6.728 percent.
on January 29th, 2025the rate was 6.606 percent,and the annual percentage rate was 6.679 percent.
on January 30th, 2025the rate was 6.566 percent,and the annual percentage rate was 6.641 percent.
on January 31st, 2025the rate was 6.582 percent,and the annual percentage rate was 6.657 percent.
on February 1st, 2025the rate was 6.575 percent,and the annual percentage rate was 6.65 percent.
on February 2nd, 2025the rate was 6.553 percent,and the annual percentage rate was 6.628 percent.
on February 3rd, 2025the rate was 6.614 percent,and the annual percentage rate was 6.688 percent.
on February 4th, 2025the rate was 6.62 percent,and the annual percentage rate was 6.692 percent.
on February 5th, 2025the rate was 6.53 percent,and the annual percentage rate was 6.602 percent.
on February 6th, 2025the rate was 6.546 percent,and the annual percentage rate was 6.62 percent.
on February 7th, 2025the rate was 6.584 percent,and the annual percentage rate was 6.656 percent.
on February 8th, 2025the rate was 6.579 percent,and the annual percentage rate was 6.652 percent.
on February 9th, 2025the rate was 6.571 percent,and the annual percentage rate was 6.649 percent.
on February 10th, 2025the rate was 6.546 percent,and the annual percentage rate was 6.622 percent.
on February 11th, 2025the rate was 6.611 percent,and the annual percentage rate was 6.686 percent.
on February 12th, 2025the rate was 6.669 percent,and the annual percentage rate was 6.744 percent.
on February 13th, 2025the rate was 6.625 percent,and the annual percentage rate was 6.7 percent.
on February 14th, 2025the rate was 6.506 percent,and the annual percentage rate was 6.579 percent.
on February 15th, 2025the rate was 6.496 percent,and the annual percentage rate was 6.567 percent.
on February 16th, 2025the rate was 6.483 percent,and the annual percentage rate was 6.556 percent.
on February 17th, 2025the rate was 6.477 percent,and the annual percentage rate was 6.555 percent.
on February 18th, 2025the rate was 6.571 percent,and the annual percentage rate was 6.643 percent.
on February 19th, 2025the rate was 6.597 percent,and the annual percentage rate was 6.669 percent.
on February 20th, 2025the rate was 6.539 percent,and the annual percentage rate was 6.611 percent.
on February 21st, 2025the rate was 6.485 percent,and the annual percentage rate was 6.556 percent.
on February 22nd, 2025the rate was 6.43 percent,and the annual percentage rate was 6.501 percent.
on February 23rd, 2025the rate was 6.42 percent,and the annual percentage rate was 6.49 percent.
on February 24th, 2025the rate was 6.438 percent,and the annual percentage rate was 6.508 percent.
on February 25th, 2025the rate was 6.35 percent,and the annual percentage rate was 6.42 percent.
on February 26th, 2025the rate was 6.309 percent,and the annual percentage rate was 6.38 percent.
on February 27th, 2025the rate was 6.318 percent,and the annual percentage rate was 6.39 percent.
on February 28th, 2025the rate was 6.257 percent,and the annual percentage rate was 6.328 percent.
on March 1st, 2025the rate was 6.225 percent,and the annual percentage rate was 6.298 percent.
on March 2nd, 2025the rate was 6.233 percent,and the annual percentage rate was 6.303 percent.
on March 3rd, 2025the rate was 6.245 percent,and the annual percentage rate was 6.312 percent.
on March 4th, 2025the rate was 6.2 percent,and the annual percentage rate was 6.272 percent.
on March 5th, 2025the rate was 6.299 percent,and the annual percentage rate was 6.368 percent.
on March 6th, 2025the rate was 6.344 percent,and the annual percentage rate was 6.415 percent.
on March 7th, 2025the rate was 6.304 percent,and the annual percentage rate was 6.374 percent.
on March 8th, 2025the rate was 6.311 percent,and the annual percentage rate was 6.384 percent.
on March 9th, 2025the rate was 6.303 percent,and the annual percentage rate was 6.378 percent.
on March 10th, 2025the rate was 6.349 percent,and the annual percentage rate was 6.418 percent.
on March 11th, 2025the rate was 6.336 percent,and the annual percentage rate was 6.409 percent.
on March 12th, 2025the rate was 6.376 percent,and the annual percentage rate was 6.448 percent.
on March 13th, 2025the rate was 6.525 percent,and the annual percentage rate was 6.555 percent.
on March 14th, 2025the rate was 6.59 percent,and the annual percentage rate was 6.595 percent.
on March 15th, 2025the rate was 6.557 percent,and the annual percentage rate was 6.562 percent.
on March 16th, 2025the rate was 6.573 percent,and the annual percentage rate was 6.578 percent.
on March 17th, 2025the rate was 6.581 percent,and the annual percentage rate was 6.585 percent.

Compare NY mortgage rates by loan type

Valley Stream, NY conforming loans

PROGRAMRATE1W CHANGEAPR1W CHANGE
30-Year Fixed Rate
6.88 %
up0.31 %
7.01 %
down0.02 %
20-Year Fixed Rate
6.45 %
0.00 %
6.62 %
0.00 %
15-Year Fixed Rate
5.88 %
up0.24 %
5.94 %
down0.06 %
10-Year Fixed Rate
--0.00 %--0.00 %
7-year ARM
6.19 %
0.00 %
6.95 %
0.00 %
5-year ARM
6.75 %
up0.39 %
7.51 %
up0.04 %
3-year ARM
--0.00 %--0.00 %
Last updated: 3/17/2025

Valley Stream, NY government loans

PROGRAMRATE1W CHANGEAPR1W CHANGE
30-Year Fixed Rate FHA
5.99 %
up0.06 %
7.00 %
up0.04 %
30-Year Fixed Rate VA
5.99 %
0.00 %
6.20 %
0.00 %
15-Year Fixed Rate FHA
5.63 %
up0.13 %
6.59 %
up0.08 %
15-Year Fixed Rate VA
5.49 %
0.00 %
5.84 %
0.00 %
Last updated: 3/17/2025

Valley Stream, NY jumbo loans

PROGRAMRATE1W CHANGEAPR1W CHANGE

Mortgage options in New York

Loan programs and rates can vary by state. To set yourself up for success and help you figure out how much you can afford, get pre-qualified by a licensed New York lender before you start your home search. Also check New York rates daily before acquiring a loan to ensure you’re getting the lowest possible rate.

If you already have a mortgage and are considering a refinance, get customized rates for your unique circumstances. The APRs on this page are for purchasing mortgages, which are typically similar to refinance rates. Though, refinance rates can be higher.

A lot of lenders will require an appraisal during the mortgage process to determine the fair market value of a property. This ensures you’re not paying more for a home than it’s worth on a purchase transaction and verifies the amount of equity available on a refinance transaction. Home values are constantly changing depending on buyer demand and the local market. Typically, home values increase over time. Contact a New York lender to learn more about local requirements for mortgages.

Mortgage resources

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