From the beach, to the tee box, to the pier, I made a lot of great memories growing up here in South Baldwin County.  That's why, I decided to raise our two boys, Ballard II and Downing, right here on the island in Gulf Shores.  It's worked so far - I couldn't imagine us being happier anywhere else.  I received a B.S. in Finance and an M.A. in Economics from the University of Alabama.  There was a brief stint in Charlotte, NC in the investment ba... Show more