20+ Years of experience in the Financial Industry as Senior Vice President and Senior Lending Officer--Licensed as Broker for 31+ years--Designated CRA in the National Assoc. of Review Appraisers--Owner of investment & rental properties for 30+ years--Graduate of Univeristy of Houston--Licensed with NASD as a General Securities Dealer--born in Luling, Tx--ex-player(Football)for U of H 'Go Coogs' A Straight Shooter and Square Dealer