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Zillow Research

Stories by Zillow

The Zillow Editorial Team is dedicated to empowering home buyers, sellers, and renters with expert insights, data-driven research, and practical advice. Our team of housing market analysts, real estate professionals, and writers brings you the latest trends, tips, and tools to help you navigate every step of your real estate journey. Whether you're exploring neighborhoods, estimating home values, or planning your next move, we provide the knowledge you need to make informed decisions with confidence.

Jumbo vs. Conforming Credit Spread

This analysis uses Zillow Mortgage Marketplace data to compare the rates offered on loans of different sizes (conforming, expanded-conforming, and jumbo), explore how that spread has changed during the 2007-2010 financial crisis, and look at how different events may have impacted the spread.