Looking to buy or sell a home?
At J.P. Morgan Private Bank, we understand complex real estate financing.
We are here to help.
Finding the mortgage that’s right for you
Whether you’re looking for a new home or thinking about refinancing your existing mortgage, we’re ready to welcome you home with a mortgage designed around you. Our specialists can help provide tax-aware real estate strategies – some that you may not find anywhere else to help you:
✓ Lock in a rate for 120 days with no limitations on loan amount
✓ Preserve liquidity to fund other opportunities
✓ Finance tax-efficient investment opportunities
Buying your first home?
When buying your home, there are many considerations to factor into your decision—financing options, titling and personal goals. Leading with custom advice, we can help every step of the way.
Buying a vacation house?
Purchasing a second home can be exciting and sometimes daunting. We can work closely with you to understand how your new home may impact your long-term goals, your financing options, and your wealth transfer and asset protection wishes.
Moving to a new state?
Are you thinking of moving? You’ll want to consider the new state’s taxes, forms of ownership, marital laws and any other potential rules. Our specialists can help you navigate financing, tax and estate planning considerations to help with your transition.
Building your dream home?
Construction projects often require a great deal of capital. To help meet those needs, our residential mortgage platform offers forward rate locks on permanent financing for up to 24 months.
Buying your first home?
When buying your home, there are many considerations to factor into your decision—financing options, titling and personal goals. Leading with custom advice, we can help every step of the way.
Buying a vacation house?
Purchasing a second home can be exciting and sometimes daunting. We can work closely with you to understand how your new home may impact your long-term goals, your financing options, and your wealth transfer and asset protection wishes.
Moving to a new state?
Are you thinking of moving? You’ll want to consider the new state’s taxes, forms of ownership, marital laws and any other potential rules. Our specialists can help you navigate financing, tax and estate planning considerations to help with your transition.
Building your dream home?
Construction projects often require a great deal of capital. To help meet those needs, our residential mortgage platform offers forward rate locks on permanent financing for up to 24 months.
Contact us to speak to a Mortgage Specialist today.
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Strategies for a changing real estate market
At J.P. Morgan Private Bank, we approach your mortgage the same way we help you with your investments: by understanding your goals, risk tolerance and time horizon. You can feel confident knowing your mortgage is designed to serve you now and in the future.
Strategies to help with taxes
The tax deduction for interest on mortgages is generally limited to $750,000—but as the deduction for interest on investments has no cap, this strategy may help you minimize your tax burden.
Present as an all-cash buyer
When all-cash offers are required, conditional pre-approval from J.P. Morgan can mean more because it’s fully underwritten. It provides greater flexibility and peace of mind because it’s valid for six months.
Maximizing borrowing power
Pledging marketable securities as part of the collateral for the mortgage allows you to minimize the amount needed for your down payment, while keeping your investment strategy intact.
Lock in a rate for 120 days
Lock in a mortgage rate for 120 days with no fees while searching for a property, including no rate premium or fees, regardless of product, property type, or loan size.
Insights from the World’s Best Private Bank*
How to reduce your real borrowing costs through tax savings
Why get a private bank mortgage with J.P. Morgan?
Looking to buy or sell a house in today’s strange U.S. market?
*Global Finance Magazine 2022
Why J.P. Morgan Private Bank?
At J.P. Morgan Private Bank, you will benefit from exceptional service and one of the strongest loan-to-value (LTV) ratios available, giving you greater flexibility to put your money to work and preferred pricing based on your assets held with us. Contact us to speak to a Mortgage Specialist today.
JPMorgan Chase & Co., its affiliates, and employees do not provide tax, legal or accounting advice.
JPMorgan Chase Bank, N.A. and its affiliates (collectively “JPMCB”) offer investment products, which may include bank-managed accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts, are offered through J.P. Morgan Securities LLC (“JPMS”), a member of FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMCB, JPMS and CIA are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states. Please read the Legal Disclaimer in conjunction with these pages.
INVESTMENT AND INSURANCE PRODUCTS ARE: o NOT FDIC INSURED o NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY o NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES o SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
Bank deposit products, such as checking, savings and bank lending and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC. Not a commitment to lend. All extensions of credit are subject to credit approval.
This is an advertisement by J.P. Morgan Private Bank and is not an endorsement or recommendation by Zillow.
