Bright & Cozy One-Level Home in Lake Monticello Discover easy living in this move-in ready 3BR/2BA ranch on a quiet, tree-lined street inside Lake Monticello’s sought-after gated community. Enjoy sun-filled rooms, an open, functional layout, and a large back deck perfect for relaxing or entertaining. The yard is beautifully landscaped with mature shade trees, plus an updated front porch, back deck ramp, and fresh power wash. A large storage shed adds convenience. Close to beaches, golf, and all of Lake Monticello’s amenities!
Active
$295,000
10 Loblolly Rd, Palmyra, VA 22963
3beds
1,196sqft
Est.:
Single Family Residence
Built in 2002
0.34 Acres Lot
$290,800 Zestimate®
$247/sqft
$106/mo HOA
What's special
- 34 days |
- 992 |
- 30 |
Zillow last checked: 7 hours ago
Listing updated: February 12, 2026 at 12:00am
Listed by:
SUSAN WATTS 434-249-6794,
FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
Source: CAAR,MLS#: 673144
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Full Bath, Kitchen, Living Room
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave
- Laundry: Washer Hookup, Dryer Hookup
Features
- Primary Downstairs, Eat-in Kitchen, Vaulted Ceiling(s)
- Flooring: Carpet, Vinyl
- Windows: Double Pane Windows
- Has basement: No
Interior area
- Total structure area: 1,196
- Total interior livable area: 1,196 sqft
- Finished area above ground: 1,196
- Finished area below ground: 0
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Porch
- Pool features: Community, Pool
- Has view: Yes
- View description: Residential
Lot
- Size: 0.34 Acres
- Features: Landscaped, Level
Details
- Parcel number: 18A 5 217
- Zoning description: R-4 Residential, 4 Dwellings/Acre
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Cape Cod,Cottage
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optic Available
Community & HOA
Community
- Features: Dock, Gated, Pool
- Security: Smoke Detector(s), Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Golf Course, Beach Rights, Dock
- Services included: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $1,266 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $247/sqft
- Tax assessed value: $175,700
- Annual tax amount: $1,439
- Date on market: 2/11/2026
- Exclusions: Refrigerator, washer, dryer.
Estimated market value
$290,800
$276,000 - $305,000
$1,972/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/12/2026 | Listed for sale | $295,000$247/sqft |
Source:  CAAR #673144 Report a problem | ||
| 11/13/2025 | Listing removed | $295,000$247/sqft |
Source: CAAR #666330 Report a problem | ||
| 7/12/2025 | Listed for sale | $295,000+90.3%$247/sqft |
Source: CAAR #666330 Report a problem | ||
| 7/30/2010 | Sold | $155,000-11.4%$130/sqft |
Source: Public Record Report a problem | ||
| 4/18/2010 | Price change | $174,900+3.2%$146/sqft |
Source: Better Homes and Gardens Real Estate III #472755 Report a problem | ||
| 3/27/2010 | Price change | $169,500-3.1%$142/sqft |
Source: Real Estate III #472755 Report a problem | ||
| 1/16/2010 | Listed for sale | $174,900$146/sqft |
Source: Visual Tour #472755 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,483 | $175,700 |
| 2023 | $1,483 | $175,700 +18% |
| 2022 | -- | $148,900 |
| 2021 | -- | $148,900 |
| 2020 | -- | $148,900 +13.9% |
| 2018 | $1,097 | $130,700 |
| 2017 | $1,097 | $130,700 +2.8% |
| 2016 | $1,097 | $127,100 |
| 2015 | $1,097 +10.7% | $127,100 +1.9% |
| 2014 | $991 -13.3% | $124,700 |
| 2013 | $1,143 | $124,700 -37.8% |
| 2012 | -- | $200,500 |
| 2011 | $1,083 | $200,500 |
| 2010 | -- | $200,500 |
| 2009 | -- | $200,500 |
| 2008 | -- | $200,500 |
| 2007 | -- | $200,500 +40.5% |
| 2006 | -- | $142,700 |
| 2005 | -- | $142,700 +49.9% |
| 2004 | -- | $95,200 |
| 2003 | -- | $95,200 +17% |
| 2002 | -- | $81,400 +917.5% |
| 2001 | $57 | $8,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,687/mo
Principal & interest
$1421
Property taxes
$160
HOA Fees
$106
More affordability tools
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- NAWest Central Primary SchoolGrades: PK-KDistance: 8.2 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 4.7 mi
- NACentral Elementary SchoolGrades: PK-2Distance: 8.2 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22963
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 10 Loblolly Rd
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