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  • $440,000

    10 Locks Rd, Palmyra, VA 22963

    3beds
    1,613sqft
    Single Family Residence
    Built in 1998
    0.37 Acres Lot
    $440,000 Zestimate®
    $273/sqft
    $2,020 Estimated rent

    Home value

    $440,000

    $405,000 - $480,000

    $2,020/mo

    Zestimate® history
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    What's special

    Cozy fireplaceExceptional curb appealGranite countertopsCovered front porchLarge pantryCathedral ceilingsCherry cabinets
    Exceptional curb appeal home in Lake Monticello. Welcome to this beautifully designed 1,613 sq ft golf view home, ideally positioned on a corner lot, this home is for the discriminating buyer. Thoughtfully laid-out 3 bedroom, 2 bath home in Lake Monticello, VA offers the perfect blend of modern comfort, open floor plan, and functional living. Step inside to a light-filled living room featuring cathedral ceilings and a cozy fireplace, creating an inviting open concept living space ideal for entertaining. The spacious oversized kitchen with granite countertops is a standout, featuring cherry cabinets, a large pantry, and abundant prep space—perfect for everyday living and hosting.The primary suite features an updated primary bathroom, offering a fresh, modern feel with quality finishes. Enjoy the warmth and elegance of hardwood flooring throughout main living areas, adding timeless style and durability.Relax year-round on the screened-in porch with golf course views, or unwind on the covered front porch, providing additional outdoor living space and charm.This move-in ready home in Lake Monticello is tastefully updated, well-maintained, and located in a highly desirable golf course and lake community with amenities.

    Zillow last checked:

    Listing updated:

    Listed by:

    IRIS HELFRICH 434-981-9956,

    MONTICELLO COUNTRY REALTY, LLC

    Bought with:

    NONMLSAGENT NONMLSAGENT

    NONMLSOFFICE

    Source: CAAR,MLS#: 676173MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Rooms
    • Room types: Bathroom, Breakfast Room/Nook, Bedroom, Full Bath, Foyer, Kitchen, Living Room
    Primary bedroom
    • Level: First
    Bedroom
    • Level: First
    Bedroom
    • Level: First
    Primary bathroom
    • Level: First
    Bathroom
    • Level: First
    Breakfast room nook
    • Level: First
    Foyer
    • Level: First
    Kitchen
    • Level: First
    Living room
    • Level: First
    Heating
    • Central, Heat Pump
    Cooling
    • Central Air, Heat Pump
    Appliances
    • Included: Dishwasher, Electric Range, Disposal, Microwave, Dryer, Washer
    Features
    • Primary Downstairs, Walk-In Closet(s), Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Vaulted Ceiling(s)
    • Flooring: Ceramic Tile, Hardwood, Vinyl
    • Basement: Crawl Space
    • Has fireplace: Yes
    • Fireplace features: Gas Log
    Interior area
    • Total structure area: 2,051
    • Total interior livable area: 1,613 sqft
    • Finished area above ground: 1,613
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt, Attached, Garage Faces Front, Garage, Garage Door Opener
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Front Porch, Patio, Porch, Screened
    • Exterior features: Mature Trees/Landscape, Porch
    • Has view: Yes
    • View description: Golf Course, Residential
    Lot
    • Size: 0.37 Acres
    • Features: Landscaped, Native Plants
    Details
    • Additional structures: Other
    • Parcel number: 18A 4 179
    • Zoning description: R-3 Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick, Stick Built, Vinyl Siding
    • Foundation: Block
    • Roof: Architectural
    Condition
    • New construction: No
    • Year built: 1998
    Details
    • Builder name: TAYLOR LYN HOMES, INC

    Utilities & green energy

    • Electric: Underground
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Propane

    Community & HOA

    Community
    • Features: Dock, Gated
    • Security: Gated Community, Security Guard
    • Subdivision: LAKE MONTICELLO
    HOA
    • Has HOA: Yes
    • Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Meeting Room, Sports Fields, Water, Beach Rights
    • Services included: Boat Ramp, Clubhouse, Insurance, Playground, Reserve Fund, Snow Removal, Security, Trash
    • HOA fee: $1,450 annually
    Location
    • Region: Palmyra

    Financial & listing details

    • Price per square foot: $273/sqft
    • Tax assessed value: $276,900
    • Annual tax amount: $2,800
    • Date on market: 4/22/2026
    • Cumulative days on market: 93 days
    • Exclusions: mantle in office

    Price history

    DateEventPrice
    8/21/2026Sold$440,000-2%$273/sqft
    Source: CAAR #676173 Report a problem
    7/26/2026Pending sale$449,000$278/sqft
    Source: CAAR #676173 Report a problem
    7/23/2026Price change$449,000-4.3%$278/sqft
    Source: CAAR #676173 Report a problem
    4/24/2026Listed for sale$469,000+95.4%$291/sqft
    Source: CAAR #676173 Report a problem
    12/3/2014Sold$240,000$149/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$2,337 $276,900
    2023$2,337 $276,900 +18.1%
    2022-- $234,400
    2021-- $234,400
    2020-- $234,400 +14.9%
    2018$1,719 $204,000
    2017$1,719 $204,000 +2.5%
    2016$1,719 $199,100
    2015$1,719 +10.7%$199,100 +1.9%
    2014$1,553 -1.4%$195,300
    2013$1,574 $195,300 -29.3%
    2012-- $276,200
    2011$1,491 $276,200
    2010-- $276,200
    2009-- $276,200
    2008-- $276,200
    2007-- $276,200 +13.8%
    2006-- $242,700
    2005-- $242,700 +46.7%
    2004-- $165,400
    2003-- $165,400
    2002-- $165,400 +11.9%
    2001$1,049 $147,800
    Find assessor info on the county website

    Neighborhood: 22963

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Central (Fluvanna)
    • Middle: Fluvanna
    • High: Fluvanna

    Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $440,000
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $440,000