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For sale
  • $2,495,000

    10 West Ridge, Surf City, NC 28445

    5beds
    4,204sqft
    : 
    Single Family Residence
    Built in 2005
    0.79 Acres Lot
    $2,323,000 Zestimate®
    $593/sqft
    $-- HOA

    What's special

    An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.
    10 days
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    Zillow last checked: 7 hours ago

    Listing updated: April 07, 2026 at 12:58pm

    Listed by:

    Jordan Lanier Barkman 910-520-3715,

    Teresa Batts Real Estate, LLC

    Source: Hive MLS,MLS#: 100564861MLS LogoOriginating MLS: Topsail Island Association of Realtors

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bathroom 1, Bathroom 2, Bathroom 3, Basement, Bathroom 5, Office, Laundry
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Vented Exhaust Fan, Mini Refrigerator, Gas Cooktop, Electric Oven, Washer, Self Cleaning Oven, Refrigerator, Dryer, Disposal, Dishwasher
      • Laundry: Laundry Room
      Features
      • Walk-in Closet(s), Tray Ceiling(s), High Ceilings, Entrance Foyer, Solid Surface, Whirlpool, Bookcases, Kitchen Island, 2nd Kitchen, Apt/Suite, Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Dry Bar, Gas Log, Walk-In Closet(s), Wired for Data
      • Flooring: Carpet, Tile, See Remarks, Ceramic Tile, Hardwood
      • Basement: Finished
      • Attic: Access Only,Partially Floored
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 4,204
      • Total interior livable area: 4,204 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, See Remarks, Lighted, On Site
      • Has attached garage: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three Or More
      • Patio & porch: Open, Covered, Deck, Porch, Wrap Around, Balcony, Rear Porch, Side Porch
      • Exterior features: Outdoor Shower, DP50 Windows, Gas Log, See Remarks60
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Canal, Creek/Stream, ICW, Marsh, Sound, Water
      • Has water view: Yes
      • Water view: Canal,Creek/Stream,Marsh,Sound,Water
      • Waterfront features: Pier, Boat Lift, Bulkhead, Canal Front, Deeded Beach Access, Deeded Water Access, Deeded Water Rights, Waterfront, Salt Marsh, Sound Side, Water Access Comm, Water Depth 4+, Marsh Front, ICW Front, Sound Front
      • Frontage type: Creek,Marsh Front,ICW Front,Sound Front,Canal Front
      Lot
      • Size: 0.79 Acres
      • Features: Cul-De-Sac, Pond on Lot, Dead End, Level, Wetlands, Wooded, Boat Slip, Boat Dock, Boat Lift, Bulkhead, Deeded Beach Access, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Navigable Water, Pier, Salt Marsh, Sound Side, Water Access Comm, Water Depth 4+, Landscaped
      Details
      • Additional structures: Shower
      • Parcel number: 42340330300000
      • Zoning: R5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Architectural Shingle,Membrane
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected
      Green energy
      • Green verification: Green Built Homes
      • Energy efficient items: Lighting

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Sandy Ridge
      HOA
      • Has HOA: No
      • Amenities included: Beach Access
      Location
      • Region: Holly Ridge

      Financial & listing details

      • Price per square foot: $593/sqft
      • Tax assessed value: $606,510
      • Annual tax amount: $7,520
      • Date on market: 4/3/2026
      • Cumulative days on market: 11 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Commercial,Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved
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        Estimated market value

        $2,323,000

        $2.21M - $2.44M

        $3,056/mo

        Price history

        Price history
        DateEventPrice
        4/3/2026Listed for sale$2,495,000+2942.7%$593/sqft
        Source: Hive MLS #100564861 Report a problem
        3/6/2000Sold$82,000$20/sqft
        Source: Agent Provided Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$5,034 $1,061,704 +75.1%
        2024$5,034 $606,510
        2023$5,034 +12.5%$606,510
        2022$4,473 $606,510
        2021$4,473 $606,510
        2020-- $606,510
        2019$4,473 $606,510 -13.7%
        2018$4,473 -18.1%$702,555
        2017$5,462 +0.7%$702,555
        2016$5,422 $702,555
        2015$5,422 +4.5%$702,555 +4.5%
        2014$5,191 $672,452
        2013$5,191 +31.3%$672,452
        2012$3,954 $672,452
        2011-- $672,452 +41.3%
        2010-- $476,000

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $13,658/mo
        Principal & interest
        $12203
        Property taxes
        $1455
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          Climate risks

          Neighborhood: 28445

          Getting around

          0 / 100
          Car-Dependent
          40 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Surf City
          • Middle: Surf City
          • High: Topsail

          Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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