Welcome to this charming traditional ranch home, perfectly situated on a large corner lot just minutes from the heart of Albemarle. This property offers the best of both worlds, providing a peaceful neighborhood feel with quick access to downtown shops and the commercial side of town.
The main level is designed for easy and convenient living, featuring a formal living room, a dining room perfect for hosting, and a large, cozy den centered around a classic fireplace. The heart of the home is the modern, updated kitchen that makes meal prep a breeze. Three comfortable bedrooms and two full bathrooms are also located on this floor, providing everything you need for true main-level living.
This home offers even more flexibility with a fourth bedroom and its own private ensuite bathroom, creating an ideal setup for guests or a quiet home office. An unfinished basement provides massive potential for extra storage, a gym, or a future workshop. For maximum convenience, the home is equipped with laundry hookups on both the main floor and the lower level.
The exterior of the property is just as impressive as the interior, with a beautifully landscaped yard that offers excellent curb appeal. You can enjoy the outdoors on the large deck which overlooks a backyard secured by a classic brick fence. In addition to the attached double garage, this property includes an extra corner lot with its own separate service entrance, making it the perfect spot for parking an RV or boat. This well-maintained home combines traditional style with the space and versatility you have been looking for.
Active
$389,000
1002 Ridge St, Albemarle, NC 28001
4beds
2,198sqft
Est.:
Single Family Residence
Built in 1965
1.1 Acres Lot
$380,200 Zestimate®
$177/sqft
$-- HOA
What's special
- 3 hours |
- 19 |
- 0 |
Zillow last checked:
Listing updated:
Listing Provided by:
John Williams johnt.williams@allentate.com,
Howard Hanna Allen Tate Albemarle
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4362620
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Basement
Den
- Level: Main
Dining room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Basement
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater, Refrigerator with Ice Maker
- Laundry: In Basement, In Bathroom
Features
- Basement: Daylight,Full,Partially Finished,Walk-Out Access,Walk-Up Access
Interior area
- Total structure area: 1,793
- Total interior livable area: 2,198 sqft
- Finished area above ground: 1,793
- Finished area below ground: 405
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
Lot
- Size: 1.1 Acres
Details
- Additional parcels included: 654802894246
- Parcel number: 654802894318
- Zoning: R-10
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Full
Condition
- New construction: No
- Year built: 1965
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Subdivision: none
Location
- Region: Albemarle
Financial & listing details
- Price per square foot: $177/sqft
- Tax assessed value: $265,360
- Annual tax amount: $2,972
- Date on market: 4/17/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$380,200
$361,000 - $399,000
$1,960/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Listed for sale | $389,000$177/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,972 +22.1% | $265,360 +33% |
| 2024 | $2,434 | $199,477 |
| 2023 | $2,434 +29.1% | $199,477 |
| 2022 | $1,885 | $199,477 |
| 2021 | $1,885 +26.5% | $199,477 +25.7% |
| 2020 | $1,489 -28.4% | $158,686 |
| 2019 | $2,079 | $158,686 |
| 2018 | $2,079 +4% | $158,686 |
| 2017 | $1,999 +43% | $158,686 +2.5% |
| 2016 | $1,398 | $154,820 |
| 2015 | $1,398 | $154,820 +2.8% |
| 2014 | $1,398 | $150,674 |
| 2013 | -- | $150,674 -4.1% |
| 2012 | -- | $157,098 |
| 2011 | -- | $157,098 |
| 2010 | -- | $157,098 |
| 2009 | -- | $157,098 |
| 2008 | -- | $157,098 |
| 2007 | -- | $157,098 |
| 2006 | -- | $157,098 |
| 2005 | -- | $157,098 |
| 2004 | -- | $157,098 +10.7% |
| 2003 | -- | $141,870 |
| 2002 | -- | $141,870 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,041/mo
Principal & interest
$1872
Property taxes
$169
More affordability tools
Climate risks
Neighborhood: 28001
Nearby schools
GreatSchools rating
- 3/10East Albemarle Elementary SchoolGrades: K-5Distance: 1.1 mi
- 2/10Albemarle Middle SchoolGrades: 6-8Distance: 0.9 mi
- 2/10Albemarle High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: East Albemarle
- Middle: Albemarle
- High: Albemarle
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Stanly County
- Albemarle
- 28001
- 1002 Ridge St





