Architecturally striking retreat on Gilbert Lake, just minutes from downtown Brainerd! Nestled on 300 feet of pristine shoreline, this stunning two-story home offers 4 bedrooms, 3 bathrooms, and a 2-car garage. The expansive primary suite spans the entire upper level, featuring a cozy reading nook, a flex space perfect for an office or second living area, and a private screened balcony with panoramic lake views. The main floor impresses with vaulted ceilings and a dramatic 14-foot granite fireplace, while the walkout lower level includes three additional bedrooms and a spacious family room that opens directly to the lake. With lake frontage on both sides of the peninsula, you’ll enjoy serene sunrises from the dock and unforgettable sunsets from the west-facing stone patio with a private fire pit. Tucked at the end of a quiet road, this home offers rare privacy while still being just minutes from top-tier golf, shopping, dining, medical facilities, and everything the lakes area has to offer. A 160 SF timber-frame outbuilding adds flexible space for storing lake toys, gardening tools, or creating a game room. New well drilled in 2024. Dock, boat lift, and furnishings are negotiable.
Active
Price cut: $25.1K (7/26)
$869,900
10047 Cove Pointe Rd, Brainerd, MN 56401
4beds
3,289sqft
Est.:
Single Family Residence
Built in 1989
1.02 Acres Lot
$862,800 Zestimate®
$264/sqft
$-- HOA
What's special
Pristine shorelineVaulted ceilingsSpacious family roomExpansive primary suiteCozy reading nookWalkout lower level
- 64 days
- on Zillow |
- 1,330 |
- 44 |
Zillow last checked: 7 hours ago
Listing updated: July 26, 2025 at 05:51am
Listed by:
Ryan A Haagenson 612-720-1382,
RE/MAX Results
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6732333

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Office, Loft, Other Room
Bedroom 1
- Level: Upper
- Area: 190.1 Square Feet
- Dimensions: 16.11x11.8
Bedroom 2
- Level: Lower
- Area: 108.07 Square Feet
- Dimensions: 10.10x10.7
Bedroom 3
- Level: Lower
- Area: 109.08 Square Feet
- Dimensions: 10.10x10.8
Bedroom 4
- Level: Lower
- Area: 120.19 Square Feet
- Dimensions: 11.9x10.10
Dining room
- Level: Main
- Area: 153.05 Square Feet
- Dimensions: 16.8x9.11
Family room
- Level: Lower
- Area: 273 Square Feet
- Dimensions: 26x10.5
Kitchen
- Level: Main
- Area: 203.28 Square Feet
- Dimensions: 16.8x12.10
Living room
- Level: Main
- Area: 483 Square Feet
- Dimensions: 23x21
Loft
- Level: Upper
- Area: 171.12 Square Feet
- Dimensions: 18.4x9.3
Office
- Level: Upper
- Area: 578.35 Square Feet
- Dimensions: 26.9x21.5
Other
- Level: Main
- Area: 108.41 Square Feet
- Dimensions: 11.9x9.11
Heating
- Baseboard, Boiler, Hot Water
Cooling
- Ductless Mini-Split
Appliances
- Included: Cooktop, Dishwasher, Dryer, Freezer, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Rented
Features
- Basement: Daylight,Finished,Full
- Number of fireplaces: 1
- Fireplace features: Family Room, Stone, Wood Burning
Interior area
- Total structure area: 3,289
- Total interior livable area: 3,289 sqft
- Finished area above ground: 2,209
- Finished area below ground: 1,080
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Asphalt, Electric Vehicle Charging Station(s), Garage Door Opener, Insulated Garage, Tuckunder Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (26x23)
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Fencing: None
- Has view: Yes
- View description: East, Lake, Panoramic, West
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Lake View, Waterfront Elevation(15-26), Waterfront Num(18032000), Lake Bottom(Hard), Lake Acres(356), Lake Depth(45)
- Body of water: Gilbert
- Frontage length: Water Frontage: 300
Lot
- Size: 1.02 Acres
- Features: Accessible Shoreline, Many Trees
Details
- Additional structures: Storage Shed
- Foundation area: 984
- Parcel number: 99270530
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Shake,Age Over 8 Years,Asphalt,Pitched,Rubber
Condition
- Age of Property: 36
- New construction: No
- Year built: 1989
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service
- Gas: Natural Gas
- Sewer: Private Sewer, Tank with Drainage Field
- Water: Submersible - 4 Inch, Drilled, Well
Community & HOA
Community
- Subdivision: Cove Pointe
HOA
- Has HOA: No
Location
- Region: Brainerd
Financial & listing details
- Price per square foot: $264/sqft
- Tax assessed value: $925,400
- Annual tax amount: $6,268
- Date on market: 6/3/2025
- Road surface type: Paved
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