In Stuart, life has always followed the water. Fishing boats leave before sunrise, afternoons unfold along the river, and evenings bring families and friends together in a downtown that has preserved much of its old Florida character. Along the North Fork of the St. Lucie River, 1009 NW Terrace Road offers a place within that story. Incorporated in 1914, Stuart has grown without losing the qualities that have defined it for generations. Historic streets, locally owned shops, waterfront restaurants, and a community whose connection to the water runs deep. Known as the Sailfish Capital of the World, Stuart remains a place where fishing is more than a pastime and time spent on the water is part of everyday life. Positioned on 0.31 acres with 81 feet of waterfrontage, the property offers a setting increasingly difficult to find. With no fixed bridges between the property and open water, offshore fishing grounds are approximately 10 minutes away by boat, depending on conditions. In the other direction, Historic Downtown Stuart is just moments from home, with its boutiques, restaurants, and Riverwalk overlooking the St. Lucie River. Built in 2014, the residence reflects a balance of enduring construction and comfortable waterfront living. The first level is constructed of concrete block (CBS), while the second features frame construction, with impact windows and doors throughout. Terrazzo floors anchor the first level, giving way to genuine hardwood flooring upstairs. Across 4,394 square feet of interior living space and 5,823 square feet in total, five bedrooms, five full bathrooms, and one half bathroom provide room for extended family, visiting friends, and the kind of weekends that have long been part of life along the river. Yet the significance of this property reaches beyond its architecture or square footage. Homes can be renovated, rooms reimagined, and finishes changed with time. What remains is the land, the relationship to the river, and a location within one of Florida's most established waterfront communities. At 1009 NW Terrace Road, the appeal is not simply owning a home on the water. It is becoming part of a way of life that has shaped Stuart for more than a century.
Coming soon
$2,599,000
1009 NW Terrace Road, Stuart, FL 34994
6beds
4,394sqft
Single Family Residence
Built in 2014
0.31 Acres Lot
$2,368,300 Zestimate®
$591/sqft
$-- HOA
What's special
- 15 hours
- 63
- 4
Zillow last checked:
Listing updated:
Listed by:
Corey Jason Kovalsky 772-349-5362,
One Sotheby's International Realty
Source: BeachesMLS,MLS#: B26095553
Originating MLS: BeachesMLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
- Area: 1
- Dimensions: 1 X 1
Kitchen
- Level: Main
- Area: 1
- Dimensions: 1 X 1
Living room
- Level: Main
- Area: 1
- Dimensions: 1 X 1
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Dishwasher, Gas Range, Ice Maker, Microwave, Oven, Range, Refrigerator, Vented Exhaust Fan, Washer
- Laundry: Inside, Laundry Room
Features
- Dual Sinks, Kitchen Island, Main Level Primary, Pantry, Upper Level Primary, Walk-In Closet(s)
- Flooring: Terrazzo, Tile, Vinyl, Wood
- Doors: French Doors
- Has fireplace: Yes
- Fireplace features: Decorative
Interior area
- Total structure area: 5,823
- Total interior livable area: 4,394 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached, Circular Driveway, Driveway, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two,Three Or More
- Stories: 3
- Has private pool: Yes
- Pool features: Fenced, In Ground, Private
- Fencing: Back Yard,Fenced,Gate,Wood
- Has view: Yes
- View description: Marina, Water
- Has water view: Yes
- Water view: Marina,Water
- Waterfront features: River Front, Seawall
- Frontage type: Waterfront
- Frontage length: 81.00,81.00
Lot
- Size: 0.31 Acres
- Features: 1/4 to 1/2 Acre Lot
Details
- Parcel number: 323741002000001104
- Zoning: res
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS (Concrete Block Structure), Block, Frame
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2014
Utilities & green energy
- Electric: 3 Phase
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Water Available
Community & HOA
Community
- Subdivision: BAHAMA TERRACE
HOA
- Has HOA: No
Location
- Region: Stuart
Financial & listing details
- Price per square foot: $591/sqft
- Tax assessed value: $839,726
- Annual tax amount: $13,847
- Date on market: 11/2/2026
- Listing terms: Cash,Conventional
Estimated market value
$2,368,300
$2.08M - $2.70M
$7,623/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/13/2026 | Listing removed | $2,600,000$592/sqft |
Source: | ||
| 10/14/2025 | Listed for sale | $2,600,000-5.4%$592/sqft |
Source: | ||
| 8/25/2025 | Listing removed | $2,749,000$626/sqft |
Source: | ||
| 5/6/2025 | Price change | $2,749,000-8.2%$626/sqft |
Source: | ||
| 2/24/2025 | Listed for sale | $2,995,000+313.1%$682/sqft |
Source: | ||
| 12/17/2008 | Sold | $725,000-15.7%$165/sqft |
Source: Public Record Report a problem | ||
| 5/4/2006 | Sold | $860,000+135.6%$196/sqft |
Source: Public Record Report a problem | ||
| 5/20/1999 | Sold | $365,000+939.9%$83/sqft |
Source: Public Record Report a problem | ||
| 7/7/1994 | Sold | $35,100$8/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $13,847 -1.1% | $817,650 +2.9% |
| 2024 | $14,005 +2.5% | $794,607 +3% |
| 2023 | $13,667 +3.2% | $771,464 +3% |
| 2022 | $13,241 -0.1% | $748,995 +3% |
| 2021 | $13,253 +0.9% | $727,180 +1.4% |
| 2020 | $13,139 +1.6% | $717,141 +2.3% |
| 2019 | $12,926 | $701,017 +1.9% |
| 2018 | $12,926 +2.5% | $687,947 +2.1% |
| 2017 | $12,614 +165.2% | $673,797 +2.1% |
| 2016 | $4,757 | $659,938 +0.7% |
| 2015 | $4,757 | $655,351 +119.6% |
| 2014 | $4,757 | $298,383 +1.5% |
| 2013 | -- | $293,975 +1.7% |
| 2012 | -- | $289,061 +3% |
| 2011 | -- | $280,641 +1.5% |
| 2010 | -- | $276,493 -54.4% |
| 2009 | -- | $606,650 -11.2% |
| 2008 | -- | $682,980 -4.6% |
| 2007 | $7,156 -17.1% | $715,550 -4.2% |
| 2006 | $8,628 | $747,180 +188.1% |
| 2005 | -- | $259,332 -2.7% |
| 2004 | $4,658 | $266,664 |
| 2003 | $4,658 +2.4% | $266,664 +2.4% |
| 2002 | $4,548 +0.2% | $260,412 +1.6% |
| 2001 | $4,538 -3.6% | $256,311 +7% |
| 2000 | $4,707 +16.7% | $239,534 +17.5% |
| 1999 | $4,033 | $203,881 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Bahama Terrace
Nearby schools
Schools provided by the listing agent
- Elementary: Felix A. Williams
- Middle: Stuart
- High: Jensen Beach
Source: BeachesMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







