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For sale
  • $350,000

    1009 Ramseys Point Rd, Monticello, KY 42633

    4beds
    1,860sqft
    : 
    $2,299/mo
    Get pre-qualified
    Single Family Residence
    Built in 2015
    0.36 Acres Lot
    $336,800 Zestimate®
    $188/sqft
    $-- HOA

    What's special

    Spacious rear deckFirepit area
    LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!
    13 days
    905
    41

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Dave Slusser 859-814-7426,

    Flat Fee MLS

    Source: Imagine MLS,MLS#: 26024531MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: First
      Kitchen
      • Level: Second
      Other
      • Level: First
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Microwave, Refrigerator, Oven
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Ceiling Fan(s)
      • Flooring: Carpet, Tile, Wood
      • Windows: Insulated Windows, Blinds, Screens
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,860
      • Total interior livable area: 1,860 sqft
      • Finished area above ground: 1,860
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached Garage, Driveway, Garage Faces Front
      • Garage spaces: 4
      • Has uncovered spaces: Yes
      Features
      • Levels: One,Two
      • Exterior features: Fire Pit
      • Fencing: None
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 0.36 Acres
      • Features: Wooded
      Details
      • Parcel number: 0224001034.01

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Barndominium
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Foundation: Concrete Perimeter
      • Roof: Metal
      Condition
      • Year built: 2015

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $188/sqft
      • Tax assessed value: $277,000
      • Annual tax amount: $2,435
      • Date on market: 9/6/2026

        Estimated market value

        $336,800

        $320,000 - $354,000

        $2,071/mo

        Price history

        DateEventPrice
        9/6/2026Listed for sale$350,000+26.4%$188/sqft
        Source: Imagine MLS #26024531 Report a problem
        4/18/2023Sold$277,000-7.6%$149/sqft
        Source: Imagine MLS #23004417 Report a problem
        3/29/2023Contingent$299,900$161/sqft
        Source: Imagine MLS #23004417 Report a problem
        3/13/2023Listed for sale$299,900$161/sqft
        Source: Imagine MLS #23004417 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,435 -2.5%$277,000
        2024$2,499 +138.9%$277,000 +150%
        2023$1,046 -0.8%$110,800
        2022$1,055 -0.7%$110,800
        2021$1,063 -1.1%$110,800
        2020$1,075 -0.1%$110,800
        2019$1,076 +0.3%$110,800
        2018$1,073 +1.4%$110,800
        2017$1,058 +77.9%$110,800
        2016$595 $110,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 42633

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Wayne Co
        • Middle: Wayne Co
        • High: Wayne Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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