Under contract

$264,900

1012 Ray Rd SE, Palm Bay, FL 32909

3beds

1,350sqft

$1,704/mo

Get pre-qualified

Single Family Residence

Built in 2004

10,454 Square Feet Lot

$260,900 Zestimate^®

$196/sqft

$-- HOA

What's special

Quiet street

Don't miss your opportunity to own this charming Palm Bay home! Tucked away on a quiet street and situated on a spacious lot just under a quarter acre, this 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and value. Major updates have already been taken care of, including a new roof (2023), A/C just a few years old (2024), recent septic pump-out, and a new bladder tank and well pump for the well system. Enjoy the freedom of NO HOA, giving you the flexibility to use and enjoy your property without additional fees or restrictive rules. Conveniently located near shopping, dining, parks, and everyday amenities, this home is an exceptional opportunity for buyers seeking a well-maintained property with big-ticket improvements already completed. With its combination of updates, lot size, location, and affordability, this is the kind of home buyers have been waiting for.

56 days

86

1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Dryer, Electric Range, Electric Water Heater, Washer, Water Softener Owned
Laundry: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Features

Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring: Tile
Has fireplace: No

Interior area

Total interior livable area: 1,350 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 2
Parking features: Attached, Garage, Off Street
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Patio

Lot

Size: 10,454 Square Feet
Features: Cleared

Details

Additional parcels included: 2944410
Parcel number: 293729Gs00876.00002.00
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block, Concrete, Stucco
Roof: Shingle

Condition

New construction: No
Year built: 2004

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Electricity Connected, Water Available

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Port Malabar Unit 22

HOA

Has HOA: No

Location

Region: Palm Bay

Financial & listing details

Price per square foot: $196/sqft
Tax assessed value: $209,350
Annual tax amount: $3,710
Date on market: 6/3/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Asphalt

Estimated market value

$260,900

$248,000 - $274,000

$1,912/mo

Price history

Date	Event	Price
6/29/2026	Contingent	$264,900$196/sqft
Source: Space Coast AOR #1078914 Report a problem
6/3/2026	Listed for sale	$264,900+146.4%$196/sqft
Source: Space Coast AOR #1078914 Report a problem
3/6/2023	Listing removed	--
Source: Space Coast AOR #956310 Report a problem
2/17/2023	Price change	$1,800-8.9%$1/sqft
Source: Space Coast AOR #956310 Report a problem
2/3/2023	Listed for rent	$1,975$1/sqft
Source: Space Coast AOR #956310 Report a problem
1/7/2005	Sold	$107,500+437.5%$80/sqft
Source: Public Record Report a problem
11/17/2003	Sold	$20,000$15/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,710 +5.5%	$209,350 +0.8%
2024	$3,518 +4.5%	$207,730 +0%
2023	$3,367 +9.4%	$207,670 +7.3%
2022	$3,079 +11.4%	$193,490 +39.6%
2021	$2,764 +8.9%	$138,600 +6.5%
2020	$2,537 -1.8%	$130,190 +4.5%
2019	$2,584	$124,570 +3.4%
2018	$2,584 +7.2%	$120,510 +11.7%
2017	$2,411 +5.8%	$107,850 +7.6%
2016	$2,278 +14.5%	$100,240 +33.3%
2015	$1,989 +19.6%	$75,180 +10%
2014	$1,663	$68,350 +10%
2013	--	$62,140 +9.3%
2012	$1,370 -5.1%	$56,850 -5%
2011	$1,443 -9.8%	$59,850 -19.4%
2010	$1,599 -10.9%	$74,250 -16.6%
2009	$1,795 -13.9%	$89,000 -19.8%
2008	$2,085 -13.2%	$111,000 -9.8%
2007	$2,402 +2.9%	$123,000 +7.3%
2005	$2,335 +1226.4%	$114,680 +1333.5%
2004	$176 +170.8%	$8,000 +185.7%
2003	$65 +26.7%	$2,800 +27.3%
2002	$51 +10.7%	$2,200 +10%
2001	$46 +2%	$2,000
2000	$45	$2,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 32909

Getting around

3 / 100

Car-Dependent

25 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Columbia Elementary School
Grades: PK-6Distance: 2 mi
3/10
Southwest Middle School
Grades: 7-8Distance: 3.7 mi
3/10
Bayside High School
Grades: 9-12Distance: 2.2 mi

Schools provided by the listing agent

Elementary: Columbia
Middle: Southwest
High: Bayside

Source: Space Coast AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.