What's Special: High Ceilings | Close to Park | Loft | 1st Floor Primary Bedroom | Close to Amenity. New Construction – Ready Now! Built by America’s Most Trusted Home Builder. Welcome to the Captiva at 1014 Top Minnow Road in The Waters at Center Lake Ranch. This floor plan offers a thoughtful two-story layout with stylish touches throughout. The gourmet kitchen features a pantry and L-shaped counter that overlooks the dining area and great room, with easy access to a sunny lanai, perfect for outdoor meals. The primary bedroom sits just off the great room and includes a spa-like bathroom with dual sinks, a walk-in shower, and oversized closet. A main floor laundry room adds extra convenience. Upstairs, enjoy two secondary bedrooms and a cozy loft. Located in The Waters at Center Lake Ranch, this natural gas community near Lake Nona offers trails, recreation, and great value in the growing Medical City area. Additional Highlights Include: Gourmet kitchen, lanai, and shower in place of tub at bath 2. MLS#O6361203
Pending
$477,000
1014 Top Minnow Rd, Saint Cloud, FL 34771
3beds
1,989sqft
Est.: Get pre-qualified
Single Family Residence
Built in 2026
4,800 Square Feet Lot
$-- Zestimate®
$240/sqft
$173/mo HOA
What's special
Cozy loftMain floor laundry roomTwo secondary bedroomsHigh ceilingsOversized closetGourmet kitchenWalk-in shower
- 197 days |
- 3 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Michelle Campbell 407-756-5025,
TAYLOR MORRISON REALTY OF FLORIDA INC 407-756-5025
Source: Stellar MLS,MLS#: O6361203
Originating MLS: Orlando Regional

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Family Room, Utility Room, Loft
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: Second
Bedroom 3
- Features: Walk-In Closet(s)
- Level: Second
Dining room
- Features: No Closet
- Level: First
Great room
- Features: No Closet
- Level: First
Kitchen
- Features: No Closet
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Tankless Water Heater
- Laundry: Inside
Features
- High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,514
- Total interior livable area: 1,989 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System
Lot
- Size: 4,800 Square Feet
Details
- Parcel number: NALOT119
- Zoning: RES
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Block, Cement Siding, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: Yes
- Year built: 2026
Details
- Builder model: Captiva
- Builder name: Taylor Morrison
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Street Lights, Underground Utilities, Water Available
Community & HOA
Community
- Features: Dog Park, Playground, Pool
- Pet fee: $0 monthly
- Subdivision: THE WATERS AT CENTER LAKE RANCH
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Playground, Pool
- HOA fee: $173 monthly
- HOA name: Castle Group
- HOA phone: 800-337-5850
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $240/sqft
- Date on market: 11/17/2025
- Cumulative days on market: 197 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/1/2026 | Pending sale | $477,000$240/sqft |
Source: | ||
| 11/17/2025 | Listed for sale | $477,000$240/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34771
Nearby schools
GreatSchools rating
- 5/10Hickory Tree Elementary SchoolGrades: PK-5Distance: 4.8 mi
- 6/10Middle School AAGrades: 6-8Distance: 5.1 mi
- 5/10Harmony High SchoolGrades: 9-12Distance: 4.8 mi
Schools provided by the listing agent
- Elementary: Narcoossee Elementary
- Middle: Narcoossee Middle
- High: Harmony High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Osceola County
- Saint Cloud
- 34771
- 1014 Top Minnow Rd









