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For sale
  • Price cut: $19K (3/30)
    $780,000

    819 S Topsail Drive, Surf City, NC 28445

    3beds
    1,315sqft
    : 
    Single Family Residence
    Built in 1990
    1.34 Acres Lot
    $763,100 Zestimate®
    $593/sqft
    $-- HOA

    What's special

    Vaulted ceilingsCustom wood floorSpacious kitchenScreened porchPrimary bedroomStainless steel appliancesUnforgettable sunsets
    Imagine a coastal retreat with front-row views of the Intracoastal Waterway and unforgettable sunsets. Set on an expansive 1.34-acre soundfront lot, enjoy a daily spectacle of passing boats and the iconic Surf City bridge illuminating the horizon. Inside, the spacious kitchen features stainless steel appliances and a custom wood floor that opens to the main living area, where vaulted ceilings and large windows frame the water beyond. Step outside to enjoy your morning coffee or evening breeze on the screened porch while watching life unfold on the ICW. The main living level includes a bedroom and full bath. Upstairs, an octagonal window offers a charming peek at the bridge, leading to the primary bedroom, an additional bedroom, and another full bath. The ground level adds flexible space with a studio-style area featuring a third bathroom (unpermitted), kitchenette, sleeping area, ample storage, and a mini garage perfect for a golf cart or beach gear. Outdoors, the property is landscaped with hearty coastal flora and generous decking ideal for entertaining. Nature lovers will appreciate the birdlife and the potential to build a dock to a navigable channel (subject to permits). With no HOA restrictions, this property offers excellent short-term rental potential and presents a unique opportunity for savvy investors or home buyers to make their island dreams a reality. Beach access is easy via a 3' pedestrian easement to South Shore Drive, with public beach access just two blocks away at the 600 block of South Shore Dr and Charlotte Ave. 819 S Topsail Dr is perfectly positioned in the heart of town, just moments from shopping, dining, Soundside Park, the Surf City fishing pier, ice cream parlors, surf shops, coffee houses, fish markets, and boutiques. Located only 300 feet from Kenneth Batts Family Park with a playground, basketball court and pier, this home delivers the best of waterfront living in Surf City. Seller is offering a one-year home warranty with acceptable offer. Existing flood insurance policy may be assumable by the new owner. Coverage limits and replacement value should be independently verified with the insurance provider. Potential for a dock, subject to permitting and regulatory approvals.
    69 days
    |
    1,663
    |
    57
    |

    Zillow last checked: 7 hours ago

    Listing updated: 7 hours ago

    Listed by:

    Christina C Howard 910-228-7707,

    Coldwell Banker Sea Coast Advantage-Hampstead

    Source: Hive MLS,MLS#: 100551254MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Living Room, Dining Room, Bedroom 1, Master Bedroom, Bedroom 3
      Primary bedroom
      • Level: Second
      • Dimensions: 9.75 x 16.83
      Bedroom 1
      • Level: First
      • Dimensions: 9.83 x 14.67
      Bedroom 3
      • Level: Second
      • Dimensions: 9.75 x 12.75
      Dining room
      • Level: First
      • Dimensions: 9.08 x 14.58
      Kitchen
      • Level: First
      • Dimensions: 15 x 9
      Living room
      • Level: First
      • Dimensions: 12.58 x 14.58
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Washer, Refrigerator, Dryer, Dishwasher
      • Laundry: Laundry Closet
      Features
      • Vaulted Ceiling(s), High Ceilings, Ceiling Fan(s), Blinds/Shades
      • Flooring: LVT/LVP, Carpet, Wood
      • Basement: None
      Interior area
      • Total structure area: 1,315
      • Total interior livable area: 1,315 sqft
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      Property

      Parking
      • Total spaces: 0.5
      • Parking features: Golf Cart Parking, On Site, Golf Cart Garage
      • Has attached garage: Yes
      Features
      • Levels: Two
      • Patio & porch: Deck, Porch
      • Exterior features: Outdoor Shower
      • Fencing: None
      • Has view: Yes
      • View description: ICW
      • Waterfront features: Salt Marsh, Sound Side, ICW Front
      • Frontage type: ICW Front
      Lot
      • Size: 1.34 Acres
      • Dimensions: 66 x 110
      • Features: Salt Marsh, Sound Side
      Details
      • Parcel number: 42345726410000
      • Zoning: R-10
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Not In Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Surf City

      Financial & listing details

      • Price per square foot: $593/sqft
      • Tax assessed value: $397,225
      • Annual tax amount: $4,925
      • Date on market: 1/26/2026
      • Cumulative days on market: 69 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved
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        Estimated market value

        $763,100

        $725,000 - $801,000

        $2,444/mo

        Price history

        Price history
        DateEventPrice
        3/30/2026Price change$780,000-2.4%$593/sqft
        Source: Hive MLS #100551254 Report a problem
        3/27/2026Price change$799,000-0.1%$608/sqft
        Source: Hive MLS #100551254 Report a problem
        3/2/2026Price change$800,000-2.3%$608/sqft
        Source: Hive MLS #100551254 Report a problem
        2/13/2026Price change$819,000-3.6%$623/sqft
        Source: Hive MLS #100551254 Report a problem
        1/26/2026Listed for sale$850,000+214.6%$646/sqft
        Source: Hive MLS #100551254 Report a problem
        4/26/2013Sold$270,200-5.2%$205/sqft
        Source: Hive MLS #30485597 Report a problem
        4/13/2013Pending sale$285,000$217/sqft
        Source: Listhub #139420 Report a problem
        1/25/2013Listed for sale$285,000$217/sqft
        Source: Listhub #139420 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$3,297 $605,656 +52.5%
        2024$3,297 $397,225
        2023$3,297 +12.5%$397,225
        2022$2,930 $397,225
        2021$2,930 $397,225
        2020-- $397,225
        2019$2,930 $397,225 +35.2%
        2018$2,930 +28.3%$293,734
        2017$2,284 +1.3%$293,734
        2016$2,254 $293,734
        2015$2,254 $293,734 -16.6%
        2014$2,254 $352,028
        2013$2,254 +9.6%$352,028
        2012$2,058 $352,028
        2011-- $352,028 +102.5%
        2010-- $173,841

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $4,281/mo
        Principal & interest
        $3826
        Property taxes
        $455
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          Climate risks

          Neighborhood: 28445

          Getting around

          21 / 100
          Car-Dependent
          51 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Surf City
          • Middle: Surf City
          • High: Topsail

          Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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