Imagine a coastal retreat with front-row views of the Intracoastal Waterway and unforgettable sunsets. Set on an expansive 1.34-acre soundfront lot, enjoy a daily spectacle of passing boats and the iconic Surf City bridge illuminating the horizon. Inside, the spacious kitchen features stainless steel appliances and a custom wood floor that opens to the main living area, where vaulted ceilings and large windows frame the water beyond. Step outside to enjoy your morning coffee or evening breeze on the screened porch while watching life unfold on the ICW. The main living level includes a bedroom and full bath. Upstairs, an octagonal window offers a charming peek at the bridge, leading to the primary bedroom, an additional bedroom, and another full bath. The ground level adds flexible space with a studio-style area featuring a third bathroom (unpermitted), kitchenette, sleeping area, ample storage, and a mini garage perfect for a golf cart or beach gear. Outdoors, the property is landscaped with hearty coastal flora and generous decking ideal for entertaining. Nature lovers will appreciate the birdlife and the potential to build a dock to a navigable channel (subject to permits). With no HOA restrictions, this property offers excellent short-term rental potential and presents a unique opportunity for savvy investors or home buyers to make their island dreams a reality. Beach access is easy via a 3' pedestrian easement to South Shore Drive, with public beach access just two blocks away at the 600 block of South Shore Dr and Charlotte Ave. 819 S Topsail Dr is perfectly positioned in the heart of town, just moments from shopping, dining, Soundside Park, the Surf City fishing pier, ice cream parlors, surf shops, coffee houses, fish markets, and boutiques. Located only 300 feet from Kenneth Batts Family Park with a playground, basketball court and pier, this home delivers the best of waterfront living in Surf City. Seller is offering a one-year home warranty with acceptable offer. Existing flood insurance policy may be assumable by the new owner. Coverage limits and replacement value should be independently verified with the insurance provider. Potential for a dock, subject to permitting and regulatory approvals.
For sale
Price cut: $19K (3/30)
$780,000
819 S Topsail Drive, Surf City, NC 28445
3beds
1,315sqft
Est.:
Single Family Residence
Built in 1990
1.34 Acres Lot
$763,100 Zestimate®
$593/sqft
$-- HOA
What's special
Vaulted ceilingsCustom wood floorSpacious kitchenScreened porchPrimary bedroomStainless steel appliancesUnforgettable sunsets
- 69 days |
- 1,663 |
- 57 |
Zillow last checked: 7 hours ago
Listing updated: 7 hours ago
Listed by:
Christina C Howard 910-228-7707,
Coldwell Banker Sea Coast Advantage-Hampstead
Source: Hive MLS,MLS#: 100551254
Originating MLS: Cape Fear Realtors MLS, Inc.
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Living Room, Dining Room, Bedroom 1, Master Bedroom, Bedroom 3
Primary bedroom
- Level: Second
- Dimensions: 9.75 x 16.83
Bedroom 1
- Level: First
- Dimensions: 9.83 x 14.67
Bedroom 3
- Level: Second
- Dimensions: 9.75 x 12.75
Dining room
- Level: First
- Dimensions: 9.08 x 14.58
Kitchen
- Level: First
- Dimensions: 15 x 9
Living room
- Level: First
- Dimensions: 12.58 x 14.58
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Electric Oven, Washer, Refrigerator, Dryer, Dishwasher
- Laundry: Laundry Closet
Features
- Vaulted Ceiling(s), High Ceilings, Ceiling Fan(s), Blinds/Shades
- Flooring: LVT/LVP, Carpet, Wood
- Basement: None
Interior area
- Total structure area: 1,315
- Total interior livable area: 1,315 sqft
Video & virtual tour
Property
Parking
- Total spaces: 0.5
- Parking features: Golf Cart Parking, On Site, Golf Cart Garage
- Has attached garage: Yes
Features
- Levels: Two
- Patio & porch: Deck, Porch
- Exterior features: Outdoor Shower
- Fencing: None
- Has view: Yes
- View description: ICW
- Waterfront features: Salt Marsh, Sound Side, ICW Front
- Frontage type: ICW Front
Lot
- Size: 1.34 Acres
- Dimensions: 66 x 110
- Features: Salt Marsh, Sound Side
Details
- Parcel number: 42345726410000
- Zoning: R-10
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding, Wood Frame
- Foundation: Other, Pilings
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Not In Subdivision
HOA
- Has HOA: No
Location
- Region: Surf City
Financial & listing details
- Price per square foot: $593/sqft
- Tax assessed value: $397,225
- Annual tax amount: $4,925
- Date on market: 1/26/2026
- Cumulative days on market: 69 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$763,100
$725,000 - $801,000
$2,444/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/30/2026 | Price change | $780,000-2.4%$593/sqft |
Source: | ||
| 3/27/2026 | Price change | $799,000-0.1%$608/sqft |
Source: | ||
| 3/2/2026 | Price change | $800,000-2.3%$608/sqft |
Source: | ||
| 2/13/2026 | Price change | $819,000-3.6%$623/sqft |
Source: | ||
| 1/26/2026 | Listed for sale | $850,000+214.6%$646/sqft |
Source: | ||
| 4/26/2013 | Sold | $270,200-5.2%$205/sqft |
Source: | ||
| 4/13/2013 | Pending sale | $285,000$217/sqft |
Source: Listhub #139420 Report a problem | ||
| 1/25/2013 | Listed for sale | $285,000$217/sqft |
Source: Listhub #139420 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,297 | $605,656 +52.5% |
| 2024 | $3,297 | $397,225 |
| 2023 | $3,297 +12.5% | $397,225 |
| 2022 | $2,930 | $397,225 |
| 2021 | $2,930 | $397,225 |
| 2020 | -- | $397,225 |
| 2019 | $2,930 | $397,225 +35.2% |
| 2018 | $2,930 +28.3% | $293,734 |
| 2017 | $2,284 +1.3% | $293,734 |
| 2016 | $2,254 | $293,734 |
| 2015 | $2,254 | $293,734 -16.6% |
| 2014 | $2,254 | $352,028 |
| 2013 | $2,254 +9.6% | $352,028 |
| 2012 | $2,058 | $352,028 |
| 2011 | -- | $352,028 +102.5% |
| 2010 | -- | $173,841 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,281/mo
Principal & interest
$3826
Property taxes
$455
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Climate risks
Neighborhood: 28445
Nearby schools
GreatSchools rating
- 7/10Surf City ElementaryGrades: PK-5Distance: 3.1 mi
- 9/10Surf City MiddleGrades: 6-8Distance: 3 mi
- 8/10Topsail High SchoolGrades: 9-12Distance: 7.4 mi
Schools provided by the listing agent
- Elementary: Surf City
- Middle: Surf City
- High: Topsail
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28445
- North Carolina
- Pender County
- Surf City
- 28445
- 819 S Topsail Drive






