LAKE LIFE AT ITS BEST! Welcome to 103 Lake Nancy Road, a charming Adirondack-inspired retreat near Saratoga Springs offering the perfect blend of year-round living, weekend getaway, and lakeside enjoyment. This beautifully maintained 3-bedroom, 2-bath home offers a rare opportunity to enjoy the sought-after Lake Nancy lifestyle, just approximately 30 minutes from Saratoga Springs.
Inside, warm and inviting living spaces provide plenty of room to relax and gather with family and friends. Furniture is included, making this home truly move-in ready and allowing you to begin enjoying lake life right away. A partially finished basement adds valuable flexible space for a recreation room, home office, hobby area, or additional storage.
Step outside onto the expansive wraparound deck, perfect for morning coffee, summer dining, entertaining, or relaxing while enjoying the peaceful surroundings and lake views.
The property includes deeded access to Lake Nancy and a shared sandy beach, offering opportunities for swimming, kayaking, fishing, boating, water sports, and all the recreation that makes lake living so special. Spend summer days on the water or quiet evenings on the deck surrounded by nature.
Whether you're looking for a year-round home, vacation property, weekend retreat, or Adirondack getaway, this property delivers the best of lake living near Saratoga Springs. Enjoy a peaceful private-lake setting while remaining close to Saratoga's renowned restaurants, shopping, entertainment, horse racing, and year-round attractions.
Come experience the charm of Lake Nancy and discover a move-in-ready Adirondack retreat where you can relax, enjoy the outdoors, and create lasting memories.
Active
$599,999
103 Lake Nancy Road, Middle Grove, NY 12850
3beds
1,530sqft
Single Family Residence, Residential
Built in 2005
0.27 Acres Lot
$589,300 Zestimate®
$392/sqft
$-- HOA
What's special
Partially finished basementShared sandy beachFurniture is includedExpansive wraparound deckPeaceful private-lake settingMove-in-ready adirondack retreatCharming adirondack-inspired retreat
- 7 days
- 1,209
- 68
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Howard Hanna Capital Inc 518-371-4500,
Jillian Breck 518-225-4799
Source: Global MLS,MLS#: 202625450
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: Second
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Primary bathroom
- Level: Second
Full bathroom
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Other
- Level: Basement
Heating
- Forced Air, Propane, Propane Tank Owned
Cooling
- Central Air
Appliances
- Included: Microwave, Refrigerator, Washer/Dryer
- Laundry: In Basement
Features
- Vaulted Ceiling(s), Walk-In Closet(s), Kitchen Island
- Flooring: Hardwood
- Basement: Finished,Full,Partial
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,530
- Total interior livable area: 1,530 sqft
- Finished area above ground: 1,530
- Finished area below ground: 500
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached, Driveway
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Patio & porch: Wrap Around
- Exterior features: None
- Fencing: None
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Lake/River Across Rd, Shared, Deeded Water Access, Lake Front
- Body of water: Lake Nancy
Lot
- Size: 0.27 Acres
- Features: Views, Corner Lot, Waterfront
Details
- Additional structures: None
- Parcel number: 414800 147.8526
- Zoning description: Single Residence
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Shingle,Asphalt
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2005
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
Community & HOA
HOA
- Has HOA: No
Location
- Region: Middle Grove
Financial & listing details
- Price per square foot: $392/sqft
- Tax assessed value: $399,837
- Annual tax amount: $6,822
- Date on market: 9/4/2026
Estimated market value
$589,300
$560,000 - $619,000
$2,596/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/4/2026 | Listed for sale | $599,999+18.3%$392/sqft |
Source:  Global MLS #202625450 Report a problem | ||
| 1/26/2023 | Sold | $507,000+12.7%$331/sqft |
Source: Global MLS #202231174 Report a problem | ||
| 12/16/2022 | Pending sale | $449,900$294/sqft |
Source: Global MLS #202231174 Report a problem | ||
| 12/13/2022 | Listed for sale | $449,900+57.3%$294/sqft |
Source: Global MLS #202231174 Report a problem | ||
| 12/16/2016 | Sold | $286,000+4%$187/sqft |
Source: Global MLS #201504171 Report a problem | ||
| 11/11/2016 | Pending sale | $275,000$180/sqft |
Source: Equitas Realty #201504171 Report a problem | ||
| 11/2/2016 | Price change | $275,000-12.7%$180/sqft |
Source: Equitas Realty #201504171 Report a problem | ||
| 6/29/2016 | Price change | $315,000-1.5%$206/sqft |
Source: Equitas Realty #201504171 Report a problem | ||
| 3/15/2016 | Listed for sale | $319,658$209/sqft |
Source: Equitas Realty #201504171 Report a problem | ||
| 3/15/2016 | Pending sale | $319,658$209/sqft |
Source: Equitas Realty #201504171 Report a problem | ||
| 1/19/2016 | Price change | $319,658-7.3%$209/sqft |
Source: Equitas Realty #201504171 Report a problem | ||
| 9/15/2015 | Price change | $345,000-11.3%$225/sqft |
Source: Equitas Realty #201504171 Report a problem | ||
| 3/15/2015 | Listed for sale | $389,000+1845%$254/sqft |
Source: Equitas Realty #201504171 Report a problem | ||
| 9/11/2003 | Sold | $20,000$13/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $245,900 |
| 2024 | -- | $245,900 |
| 2023 | -- | $245,900 |
| 2022 | -- | $245,900 |
| 2021 | -- | $245,900 |
| 2020 | -- | $245,900 |
| 2019 | -- | $245,900 |
| 2018 | -- | $245,900 |
| 2017 | $4,628 +195.3% | $245,900 +23.4% |
| 2016 | $1,567 +0.1% | $199,200 +360.9% |
| 2015 | $1,565 | $43,217 |
| 2014 | -- | $43,217 |
| 2013 | -- | $43,217 |
| 2012 | -- | $43,217 |
| 2011 | -- | $43,217 |
| 2010 | -- | $43,217 |
| 2009 | -- | $43,217 |
| 2008 | -- | $43,217 |
| 2007 | -- | $43,217 +159.7% |
| 2006 | -- | $16,641 +102.9% |
| 2005 | -- | $8,200 |
| 2004 | -- | $8,200 |
| 2003 | -- | $8,200 |
| 2002 | -- | $8,200 |
| 2001 | -- | $8,200 |
| 2000 | -- | $8,200 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 12850
Nearby schools
Schools provided by the listing agent
- Elementary: Joseph Henry
- High: Galway
Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $395,0003 bd2 ba1.3k sqft109 James Road, Galway, NY 12074Active
MLS ID #202625694, Amy Smith-Magur, Listing by: KW Platform. Global MLS - $635,0004 bd3 ba2.2k sqft4 Wyndham Way, Milton, NY 12020Active
MLS ID #202625880, Lars Huus-Skladzinski, Listing by: Julie & Co Realty LLC. Global MLS - $550,0003 bd3 ba2.1k sqft1805 Amsterdam Road, Ballston Spa, NY 12020Active
MLS ID #202625745, Kariann Deno, Listing by: Howard Hanna Capital Inc. Global MLS - $--3 bd2 ba2.1k sqft902 County Highway 106, Amsterdam, NY 12010Auction
Xome
