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For sale
    • Price cut: $10K (2/28)
    $315,000

    103 Ruth Ln, Bardstown, KY 40004

    3beds
    1,485sqft
    : 
    Single Family Residence
    Built in 2005
    9,147.6 Square Feet Lot
    $309,200 Zestimate®
    $212/sqft
    $13/mo HOA

    What's special

    Cozy gas fireplaceBack patioSpacious eat-in kitchenCharming covered front porch
    Welcome home to this inviting 3-bedroom, 2-bath residence offering comfortable living and room to grow. The thoughtfully designed main living area features a vaulted ceiling that creates an open, airy feel, anchored by a cozy gas fireplace—perfect for relaxing evenings or hosting guests. The spacious eat-in kitchen provides plenty of workspace and abundant cabinetry, making meal prep and everyday living both convenient and enjoyable. All three bedrooms are generously sized, including a primary suite complete with its own private bath. An unfinished basement with walk-up access offers excellent potential for storage, hobbies, or future expansion, and also includes a storm shelter for added safety and peace of mind. Step outside and unwind on the charming covered front porch, or enjoy outdoor gatherings on the back patio. An attached 2-car garage adds everyday convenience and additional storage space. Comfortable, functional, and full of potential - this home is ready for you to make it your own.
    18 days
    |
    887
    |
    30
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 17, 2026 at 10:47am

    Listed by:

    Bobby Harding 502-548-7621,

    Nest Realty

    Source: GLARMLS,MLS#: 1711106MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Full bathroom
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Description: Eat in Kitchen
      • Level: First
      Laundry
      • Level: First
      Heating
      • Heat Pump
      Cooling
      • Central Air, Heat Pump
      Features
      • Basement: Walk-Up Access,Unfinished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,485
      • Total interior livable area: 1,485 sqft
      • Finished area above ground: 1,485
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Entry Front
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Patio, Porch
      • Fencing: None
      Lot
      • Size: 9,147.6 Square Feet
      • Features: Cleared
      Details
      • Parcel number: 32SW004014

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Propane

      Community & HOA

      Community
      • Subdivision: Miller Springs Estates
      HOA
      • Has HOA: Yes
      • HOA fee: $150 annually
      Location
      • Region: Bardstown

      Financial & listing details

      • Price per square foot: $212/sqft
      • Tax assessed value: $172,900
      • Annual tax amount: $1,824
      • Date on market: 3/11/2026
      • Electric utility on property: Yes
      Get pre-qualifiedBe ready to make an offer.
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      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        $309,200

        $294,000 - $325,000

        $1,782/mo

        Price history

        Price history
        DateEventPrice
        2/28/2026Price change$315,000-3.1%$212/sqft
        Source: GLARMLS #1703890 Report a problem
        2/19/2026Price change$325,000-1.5%$219/sqft
        Source: GLARMLS #1703890 Report a problem
        2/4/2026Price change$330,000-1.5%$222/sqft
        Source: GLARMLS #1703890 Report a problem
        1/28/2026Price change$335,000-1.5%$226/sqft
        Source: GLARMLS #1703890 Report a problem
        11/20/2025Listed for sale$340,000$229/sqft
        Source: GLARMLS #1703890 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2023$1,824 -2.1%$172,900
        2022$1,864 -1.3%$172,900
        2021$1,888 +0.2%$172,900
        2020$1,885 -2.7%$172,900
        2019$1,937 -2%$172,900
        2018$1,977 +14.8%$172,900
        2017$1,722 $172,900
        2016$1,722 $172,900
        2015$1,722 $172,900
        2014$1,722 $172,900
        2012$1,722 $172,900
        2010-- $172,900

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,813/mo
        Principal & interest
        $1590
        Property taxes
        $210
        HOA Fees
        $13
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          Climate risks

          Neighborhood: 40004

          Getting around

          6 / 100
          Car-Dependent
          23 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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