PRICE REDUCED BY $20K!!! Enjoy the convenience of in-town living in this charming home nestled in an established neighborhood just minutes from parks, restaurants, shopping, and everyday amenities. This inviting home features 2 bedrooms, 1 full bath, a cozy living room with a fireplace, a vintage-inspired kitchen, and a bright dining area. A shared driveway leads to a private parking area behind the home near the basement entrance. The cellar-style basement offers additional storage space, while the private fenced backyard provides room to relax, garden, or entertain. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this property offers plenty of potential in a desirable location. Schedule your showing today!
Active
Price cut: $20K (9/2)
$173,000
103 Silver Creek Rd, Morganton, NC 28655
2beds
965sqft
Single Family Residence
Built in 1950
0.12 Acres Lot
$169,800 Zestimate®
$179/sqft
$-- HOA
What's special
- 71 days
- 393
- 25
Zillow last checked:
Listing updated:
Listed by:
Erika Smith E.Smith@CBRealty.com,
Coldwell Banker Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4402583
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Dining area
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Central
Cooling
- Ceiling Fan(s), Wall Unit(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- Laundry: Laundry Closet
Features
- Flooring: Hardwood, Tile
- Basement: Exterior Entry,Unfinished
- Fireplace features: Living Room
Interior area
- Total structure area: 965
- Total interior livable area: 965 sqft
- Finished area above ground: 965
- Finished area below ground: 0
Property
Parking
- Parking features: Parking Space(s), Shared Driveway
- Has uncovered spaces: Yes
- Details: Property features an open parking area behind the external basement entrance.
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Enclosed, Front Porch
- Exterior features: Fire Pit
- Fencing: Back Yard,Fenced,Privacy,Wood
- Waterfront features: None
Lot
- Size: 0.12 Acres
- Features: Hilly
Living quarters
- Secondary features: None
Details
- Additional structures: None
- Parcel number: 4645
- Zoning: R-3
- Special conditions: Subject to Lease
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
- Roof: Metal
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Sewer: Other - See Remarks
- Water: City
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: None
Location
- Region: Morganton
Financial & listing details
- Price per square foot: $179/sqft
- Tax assessed value: $142,981
- Annual tax amount: $891
- Date on market: 7/10/2026
- Cumulative days on market: 72 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Gravel, Paved
Estimated market value
$169,800
$161,000 - $178,000
$1,354/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/2/2026 | Price change | $173,000-10.4%$179/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4402583 Report a problem | ||
| 7/11/2026 | Listed for sale | $193,000+19.1%$200/sqft |
Source: Canopy MLS as distributed by MLS GRID #4402583 Report a problem | ||
| 6/7/2025 | Listing removed | $1,200$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/2/2025 | Listed for rent | $1,200$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/6/2025 | Listing removed | $1,200$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/30/2025 | Listed for rent | $1,200$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/2/2022 | Sold | $162,000-1.2%$168/sqft |
Source: Canopy MLS as distributed by MLS GRID #3869245 Report a problem | ||
| 6/16/2022 | Contingent | $164,000$170/sqft |
Source: Canopy MLS as distributed by MLS GRID #3869245 Report a problem | ||
| 6/9/2022 | Listed for sale | $164,000-3%$170/sqft |
Source: Canopy MLS as distributed by MLS GRID #3869245 Report a problem | ||
| 6/1/2022 | Listing removed | -- |
Source: Canopy MLS as distributed by MLS GRID #3829140 Report a problem | ||
| 4/4/2022 | Pending sale | $169,000$175/sqft |
Source: Canopy MLS as distributed by MLS GRID #3829140 Report a problem | ||
| 3/16/2022 | Listed for sale | $169,000+98.8%$175/sqft |
Source: Canopy MLS as distributed by MLS GRID #3829140 Report a problem | ||
| 12/1/2006 | Sold | $85,000$88/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $891 -0.4% | $142,981 |
| 2024 | $894 +0.6% | $142,981 |
| 2023 | $889 +45.3% | $142,981 +87.6% |
| 2022 | $612 +1% | $76,196 |
| 2021 | $606 +0.7% | $76,196 |
| 2020 | $602 -44.2% | $76,196 |
| 2019 | $1,078 +82.2% | $76,196 +2% |
| 2018 | $591 +3.2% | $74,733 |
| 2017 | $573 | $74,733 |
| 2016 | $573 +0.5% | $74,733 |
| 2015 | $570 | $74,733 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28655
Similar homes
- $179,9002 bd1 ba988 sqft414B Old State Highway 18, Morganton, NC 28655For Sale
MLS ID #4419783, Lauren Williams, Foothills Realty, LLC. Canopy MLS as distributed by MLS GRID - $179,0002 bd1 ba1.2k sqft4954 Crawley Dale St, Morganton, NC 28655For Sale
MLS ID #4401899, Kera Hart, Hart Realty Group LLC. Canopy MLS as distributed by MLS GRID - $209,0002 bd2 ba1k sqft393 Mountain View Dr, Morganton, NC 28655For Sale
MLS ID #4408031, Mark Holland, Western Piedmont Real Estate, LLC. Canopy MLS as distributed by MLS GRID - $140,0002 bd1 ba1.2k sqft426 Bouchelle St, Morganton, NC 28655For Sale
MLS ID #4417290, Cindy Hogston, EXP Realty LLC. Canopy MLS as distributed by MLS GRID - $199,9002 bd1 ba936 sqft4388 Ruritan Dr, Morganton, NC 28655For SaleMLS ID #4396064, Nancy Roper, Roper Real Estate, LLC. Canopy MLS as distributed by MLS GRID
- $204,9002 bd2 ba1k sqft547 Pea Ridge St, Morganton, NC 28655For SaleMLS ID #4394813, Kenneth Morrison, Horizon Realty Associates LLC. Canopy MLS as distributed by MLS GRID
- $205,0002 bd1 ba1k sqft909 Us Highway 70 W, Morganton, NC 28655New ConstructionMLS ID #4422234, Patrick Gorman, ERA Live Moore. Canopy MLS as distributed by MLS GRID
- $214,0002 bd1 ba896 sqft4243 Ralph Patton Rd, Morganton, NC 28655For SaleMLS ID #4387862, Allen Curtis, C Shane Cook & Associates. Canopy MLS as distributed by MLS GRID
- $179,9003 bd1 ba1.1k sqft1156 Oak Forest Dr, Morganton, NC 28655For SaleMLS ID #4326969, Nancy Roper, Roper Real Estate, LLC. Canopy MLS as distributed by MLS GRID
- $203,9002 bd1 ba762 sqft1320 Tom Fox St, Morganton, NC 28655For SaleMLS ID #4397352, Kelli Moore, RE/MAX Legendary. Canopy MLS as distributed by MLS GRID
- $169,9003 bd2 ba1.2k sqft2687 Ellis Deal Ave, Valdese, NC 28690For SaleMLS ID #4412851, Brenda Blankenship, Five Stone Real Estate, LLC. Canopy MLS as distributed by MLS GRID
- $199,9003 bd2 ba1.1k sqft1730 State Highway 126 Rd, Morganton, NC 28655For SaleMLS ID #4408040, Cindy Hogston, EXP Realty LLC. Canopy MLS as distributed by MLS GRID
- $239,0003 bd1 ba1k sqft132 Starmount Cir #85-88, Morganton, NC 28655For SaleMLS ID #4385907, Greg Shuffler, Fonta Flora Realty. Canopy MLS as distributed by MLS GRID
- $164,9003 bd2 ba952 sqft113 Highlander St, Morganton, NC 28655For SaleMLS ID #4220789, Paulo Benedeti, Coldwell Banker Newton RE. Canopy MLS as distributed by MLS GRID
- $238,0002 bd1 ba910 sqft125 Lane St, Morganton, NC 28655For SaleMLS ID #4395531, Mike Shehan, C Shane Cook & Associates. Canopy MLS as distributed by MLS GRID
- $189,9003 bd1 ba1.3k sqft113 Williams Way, Morganton, NC 28655For SaleMLS ID #4343952, Nancy Roper, Roper Real Estate, LLC. Canopy MLS as distributed by MLS GRID
- $171,9002 bd1 ba972 sqft321 Cline Ave SW, Valdese, NC 28690For SaleMLS ID #4401993, John Henderson, Rus/D Real Estate. Canopy MLS as distributed by MLS GRID
- $239,9002 bd2 ba1.3k sqft305 Oakland Ave, Morganton, NC 28655For SaleMLS ID #4412769, Mandy Smart, C Shane Cook & Associates. Canopy MLS as distributed by MLS GRID
- $254,0003 bd1 ba1.2k sqft116 Clark St, Morganton, NC 28655For SaleMLS ID #4412745, Laura Ervin Mulwee, Berkshire Hathaway HomeServices Blue Ridge REALTORS®. Canopy MLS as distributed by MLS GRID
