Take a look at this beautiful 3 bedroom 2 bathroom Ranch home with a full finished basement. This home features many upgrades with newly remodeled kitchens and bathrooms. Featuring 400 square foot fully functioning studio/separate living quarte with full kitchen. PRIVATE entrance to studio with a shared laundry room. Great for extended family or rental income. All appliances stay in the upstairs kitchen and the down stairs kitchen. The home features a PRIVATE large fenced in backyard with a fire pit for cozy nights. It has a workshop with 60 amp services from the house, that can be used as a garage if desired. Close to I-94 for a quick commute to Chicago. This one won't last long. Schedule your showing today!!!
Active
Price cut: $14.9K (10/20)
$225,000
1038 Ridge St, Hammond, IN 46324
3beds
1,078sqft
Est.:
Single Family Residence
Built in 1929
0.29 Acres Lot
$222,000 Zestimate®
$209/sqft
$-- HOA
What's special
Fire pitNewly remodeled kitchens
- 102 days |
- 432 |
- 27 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: October 20, 2025 at 03:22pm
Listed by:
Annette White,
BVG Realty, LLC 219-680-0077
Source: NIRA,MLS#: 828450
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom 2, Kitchen, Primary Bedroom, Living Room, Laundry, Bedroom 3
Primary bedroom
- Area: 145
- Dimensions: 14.5 x 10.0
Bedroom 2
- Area: 150
- Dimensions: 15.0 x 10.0
Bedroom 3
- Area: 96
- Dimensions: 12.0 x 8.0
Kitchen
- Area: 130.5
- Dimensions: 14.5 x 9.0
Laundry
- Area: 391.23
- Dimensions: 18.9 x 20.7
Living room
- Area: 225.75
- Dimensions: 21.5 x 10.5
Heating
- Natural Gas
Appliances
- Included: Dryer, Washer, Refrigerator
Features
- Eat-in Kitchen
- Basement: Finished
- Has fireplace: No
Interior area
- Total structure area: 1,078
- Total interior livable area: 1,078 sqft
- Finished area above ground: 1,078
Video & virtual tour
Property
Parking
- Parking features: Driveway, Paved
- Has uncovered spaces: Yes
Features
- Levels: One
- Exterior features: Fire Pit, Private Yard, Storage
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 0.29 Acres
- Features: Back Yard, Front Yard, Paved
Details
- Parcel number: 450707129001000023
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1929
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Hammond
Financial & listing details
- Price per square foot: $209/sqft
- Tax assessed value: $182,300
- Annual tax amount: $2,137
- Date on market: 9/27/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,VA Loan,Other,FHA,Conventional
Estimated market value
$222,000
$211,000 - $233,000
$1,899/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/20/2025 | Price change | $225,000-6.2%$209/sqft |
Source:  NIRA #828450 Report a problem | ||
| 10/13/2025 | Price change | $239,900-7.7%$223/sqft |
Source: NIRA #828450 Report a problem | ||
| 10/9/2025 | Price change | $260,000-3.7%$241/sqft |
Source: NIRA #828450 Report a problem | ||
| 9/27/2025 | Listed for sale | $270,000+45.9%$250/sqft |
Source: NIRA #828450 Report a problem | ||
| 1/7/2022 | Sold | $185,000+5.8%$172/sqft |
Source: NIRA #502595 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,164 +10.1% | $182,300 +9% |
| 2023 | $1,965 +63.5% | $167,300 +5.8% |
| 2022 | $1,202 -6.3% | $158,100 +42% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,328/mo
Principal & interest
$1065
Property taxes
$184
Home insurance
$79
Climate risks
Neighborhood: South Hammond
Nearby schools
GreatSchools rating
- 3/10Thomas Jefferson Elementary SchoolGrades: PK-6Distance: 0.9 mi
- 3/10Charles N Scott Middle SchoolGrades: 7-8Distance: 3.4 mi
- 2/10Morton Senior High SchoolGrades: 9-12Distance: 3.3 mi
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