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  • $989,900

    1040 Kilarney Rd, Chesterton, IN 46304

    5beds
    7,047sqft
    : 
    Single Family Residence
    Built in 2013
    0.3 Acres Lot
    $956,800 Zestimate®
    $140/sqft
    $171/mo HOA

    What's special

    Corner lot homeGas fireplaceWelcoming southern charmProfessionally landscaped groundsDouble vanityInviting wraparound porchFitness space
    Buyers won't believe the endless opportunities and space in this home! A stunning corner lot home with Georgian influence combines timeless brick architecture with welcoming Southern charm. Offering 6 beds, 5 baths and over 7,000 sq. ft. of luxurious living space, it is ideally situated in the prestigious gated community of Sand Creek. The inviting wraparound porch and classic details set the stage for elegance blended with modern comfort. Inside, an open-concept design showcases a soaring two-story living room with gas fireplace, formal and casual dining areas, and a beautiful kitchen featuring granite countertops, rich cabinetry, stainless steel appliances, and a kitc island. Just off the 3-car garage, a spacious mudroom-laundry room adds everyday convenience. The main floor also offers a dedicated office or guest suite and the primary bedroom with ensuite bath, double vanity and walk-in closet. Upstairs, dual staircases lead to a dramatic catwalk overlooking the great room. The second level includes two bedrooms with a Jack-and-Jill bath, third bedroom with private bath, versatile rec areaS, and a massive finished bonus room above the garage--ideal for a media room, office, or home pilates. The fully finished third floor expands living possibilities even further with space for a playroom, gym, or entertainment area. The finished lower level is designed for both relaxation and entertainment, with polished concrete floors, recreation areas, a home bar, fitness space, and ample guest accommodations. Outdoors, professionally landscaped grounds highlight the beauty of the wraparound porch and a private backyard patio retreat. A rear garage door offers easy access for golf carts and outdoor entertaining. Located just a short golf cart ride away from the exclusive Sand Creek Golf Club, where membership offers access to a 27-hole championship golf course, pool, tennis courts, fitness center, golf simulator, fine dining, lively pub, and year-round social calendar!
    40 days
    |
    1,155
    |
    40
    |

    Zillow last checked: 7 hours ago

    Listing updated: February 19, 2026 at 12:39pm

    Listed by:

    Stefanie Neal,

    BHHS Indiana Realty 219-464-8521

    Source: NIRA as distributed by MLS GRID,MLS#: 834236MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 5
      Rooms
      • Room types: Bonus Room, Other Room, Primary Bedroom, Office, Living Room, Laundry, Kitchen, Dining Room, Bedroom 5, Bedroom 4, Bedroom 3, Bedroom 2
      Primary bedroom
      • Area: 226.8
      • Dimensions: 17.3 x 13.11
      Bedroom 2
      • Area: 146.06
      • Dimensions: 13.4 x 10.9
      Bedroom 3
      • Area: 168
      • Dimensions: 14.0 x 12.0
      Bedroom 4
      • Area: 148.4
      • Dimensions: 14.0 x 10.6
      Bedroom 5
      • Area: 134.46
      • Dimensions: 10.11 x 13.3
      Bonus room
      • Area: 223.08
      • Dimensions: 16.9 x 13.2
      Bonus room
      • Area: 230
      • Dimensions: 46.0 x 5.0
      Dining room
      • Area: 134.46
      • Dimensions: 13.3 x 10.11
      Kitchen
      • Area: 326.7
      • Dimensions: 27.0 x 12.1
      Laundry
      • Area: 180
      • Dimensions: 15.0 x 12.0
      Living room
      • Area: 325.98
      • Dimensions: 18.0 x 18.11
      Office
      • Area: 162.77
      • Dimensions: 16.1 x 10.11
      Other
      • Area: 800
      • Dimensions: 20.0 x 40.0
      Other
      • Area: 600
      • Dimensions: 20.0 x 30.0
      Heating
      • Forced Air, Natural Gas
      Appliances
      • Included: Built-In Gas Range, Washer, Stainless Steel Appliance(s), Refrigerator, Microwave, Dishwasher, Disposal, Dryer
      • Laundry: Laundry Room, Sink, Main Level
      Features
      • Cathedral Ceiling(s), Walk-In Closet(s), Wet Bar, Vaulted Ceiling(s), Open Floorplan, Kitchen Island, High Ceilings, Granite Counters, Eat-in Kitchen, Entrance Foyer, Double Vanity, Ceiling Fan(s)
      • Windows: Blinds
      • Basement: Bath/Stubbed,Storage Space,Partially Finished,Full,Finished,Daylight
      • Number of fireplaces: 1
      • Fireplace features: Gas, Living Room, Great Room
      Interior area
      • Total structure area: 7,047
      • Total interior livable area: 7,047 sqft
      • Finished area above ground: 5,047

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Kitchen Level, Garage Faces Side, Driveway, Off Street, Garage Door Opener
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Patio & porch: Covered, Porch, Patio, Front Porch
      • Exterior features: Lighting
      • Pool features: None
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 0.3 Acres
      • Features: Back Yard, Sprinklers In Front, Rectangular Lot, Paved, Landscaped, Front Yard, Few Trees, Corner Lot
      Details
      • Parcel number: 640707205004000007
      • Zoning description: residential
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Water Connected, Sewer Connected, Natural Gas Connected, Electricity Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Sand Creek
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds, Playground, Park
      • Services included: Trash
      • HOA fee: $2,050 annually
      • HOA name: 1st American MAnagement
      • HOA phone: 219-464-3536
      Location
      • Region: Chesterton

      Financial & listing details

      • Price per square foot: $140/sqft
      • Tax assessed value: $716,700
      • Annual tax amount: $8,074
      • Date on market: 2/19/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,VA Loan,Conventional
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        Estimated market value

        $956,800

        $909,000 - $1.00M

        $6,033/mo

        Price history

        Price history
        DateEventPrice
        2/19/2026Listed for sale$989,900$140/sqft
        Source: NIRA as distributed by MLS GRID #834236 Report a problem
        11/14/2025Listing removed$989,900$140/sqft
        Source: BHHS broker feed #828205 Report a problem
        9/23/2025Listed for sale$989,900+4.8%$140/sqft
        Source: NIRA as distributed by MLS GRID #828205 Report a problem
        6/26/2023Sold$945,000-3.1%$134/sqft
        Source: NIRA as distributed by MLS GRID #527643 Report a problem
        5/9/2023Contingent$974,999$138/sqft
        Source: NIRA as distributed by MLS GRID #527643 Report a problem
        4/26/2023Price change$974,999-2.5%$138/sqft
        Source: NIRA as distributed by MLS GRID #527643 Report a problem
        4/14/2023Price change$999,999-2.4%$142/sqft
        Source: NIRA as distributed by MLS GRID #527643 Report a problem
        3/21/2023Listed for sale$1,025,000$145/sqft
        Source: NIRA as distributed by MLS GRID #527643 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$7,894 +12.1%$716,700 +2%
        2023$7,043 +6.9%$702,500 +12.9%
        2022$6,588 +3.6%$622,400 +6.8%
        2021$6,358 -0.9%$582,600 +3.6%
        2020$6,414 -1.2%$562,500 -0.9%
        2019$6,489 -1.2%$567,400 -0.8%
        2018$6,569 $572,200 -6.8%
        2017$6,569 -2.9%$614,200 +3%
        2016$6,762 +5.2%$596,100 -2.7%
        2014$6,430 +327.6%$612,500 +968.9%
        2013$1,504 +12125%$57,300 +11360%
        2012$12 +23%$500
        2011$10 +25%$500 +25%
        2010$8 $400
        2009$8 $400 +33.3%
        2006-- $300
        2005-- $300

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $5,961/mo
        Principal & interest
        $5105
        Property taxes
        $685
        HOA Fees
        $171
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          Climate risks

          Neighborhood: 46304

          Getting around

          9 / 100
          Car-Dependent
          35 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Brummit Elementary
          • Middle: Westchester Intermediate
          • High: Chesterton High School

          Source: NIRA as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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