In the established Cool Creek Estates, this spacious Carmel home is tucked on a cul-de-sac on a large 0.82-acre lot with a fenced backyard, mature trees, and a brand-new roof and gutters. With multiple living areas, a finished basement, and several big-ticket updates already completed, the home offers a comfortable blend of space, function, and long-term value in Carmel Clay Schools. Inside, the main level features generous gathering spaces designed for everyday living and easy entertaining. The large family room includes a stone fireplace, built-in shelving, wood beams, and direct backyard access, creating a warm central space at the heart of the home. The kitchen includes newer appliances and connects easily to the dining and living areas, while the newly created laundry room and command center adds valuable storage, organization, and everyday convenience. Upstairs, the primary suite includes a renovated primary bath and expanded primary closet. Additional bedrooms offer flexibility for family, guests, or a home office. The finished basement adds even more usable living space for a rec room, media area, home gym, playroom, or office. Outside, the large fenced backyard is surrounded by mature trees and offers plenty of room for pets, play, gardening, and outdoor entertaining. A patio provides space for outdoor dining or relaxing, while the playset and storage barn add extra function to the backyard. The home is also conveniently located near shopping, dining, parks, and Downtown Carmel. Major updates include roof and gutters in 2026, water heater in 2026, finished basement in 2024, laundry room/command center in 2024, primary bath renovation in 2024, expanded primary closet in 2024, refrigerator in 2025, dishwasher in 2024, kitchen flooring in 2020, garage door and motor in 2020, air conditioner components in 2020, rebuilt chimneys in 2018, and driveway replacement in 2018.
Sold
Zestimate®
$491,200
1040 Ridge Ct, Carmel, IN 46033
4beds
3,062sqft
Residential, Single Family Residence
Built in 1969
0.82 Acres Lot
$491,200 Zestimate®
$160/sqft
$2,881 Estimated rent
Home value
$491,200
$467,000 - $516,000
$2,881/mo
Zestimate® history
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List your homeWhat's special
Finished basementFenced backyardGenerous gathering spacesWood beamsStone fireplaceAdditional bedrooms offer flexibilityMature trees
Zillow last checked:
Listing updated:
Listed by:
Mike Deck 317-339-2830,
Berkshire Hathaway Home
Bought with:
Corey Keele
Berkshire Hathaway Home
Source: MIBOR as distributed by MLS GRID,MLS#: 22112742
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
- Area: 300 Square Feet
- Dimensions: 20x15
Bedroom 2
- Level: Upper
- Area: 120 Square Feet
- Dimensions: 12x10
Bedroom 3
- Level: Upper
- Area: 168 Square Feet
- Dimensions: 14x12
Bedroom 4
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Family room
- Level: Main
- Area: 315 Square Feet
- Dimensions: 21x15
Kitchen
- Features: Tile-Ceramic
- Level: Main
- Area: 180 Square Feet
- Dimensions: 15x12
Play room
- Level: Basement
- Area: 675 Square Feet
- Dimensions: 27x25
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Disposal, Gas Water Heater, MicroHood, Microwave, Gas Oven, Refrigerator, Free-Standing Freezer, Washer
- Laundry: Main Level
Features
- Attic Access, Attic Pull Down Stairs, Built-in Features, Entrance Foyer, Hardwood Floors, Pantry, Walk-In Closet(s)
- Flooring: Hardwood
- Basement: Daylight,Partial,Storage Space
- Attic: Access Only,Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Family Room, Wood Burning
Interior area
- Total structure area: 3,062
- Total interior livable area: 3,062 sqft
- Finished area below ground: 465
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
- Details: Garage Parking Other(Finished Garage, Keyless Entry)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Porch
- Exterior features: Storage
- Fencing: Fenced,Fence Complete,Full
Lot
- Size: 0.82 Acres
- Features: Cul-De-Sac, Sidewalks, Street Lights, Wooded
Details
- Parcel number: 291030409002000018
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Residential, Single Family Residence
Materials
- Brick, Cedar
- Foundation: Block
Condition
- New construction: No
- Year built: 1969
Utilities & green energy
- Water: Public
Community & HOA
Community
- Security: Security System, Smoke Detector(s)
- Subdivision: Cool Creek Estates
HOA
- Has HOA: Yes
- HOA fee: $100 annually
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $160/sqft
- Tax assessed value: $513,000
- Annual tax amount: $5,326
- Date on market: 7/8/2026
- Cumulative days on market: 6 days
Price history
| Date | Event | Price |
|---|---|---|
| 8/6/2026 | Sold | $491,200+3.4%$160/sqft |
Source:  MIBOR as distributed by MLS GRID #22112742 Report a problem | ||
| 7/14/2026 | Pending sale | $475,000$155/sqft |
Source: MIBOR as distributed by MLS GRID #22112742 Report a problem | ||
| 7/8/2026 | Listed for sale | $475,000+59.4%$155/sqft |
Source: MIBOR as distributed by MLS GRID #22112742 Report a problem | ||
| 10/23/2017 | Sold | $298,000-0.7%$97/sqft |
Source: MIBOR as distributed by MLS GRID #21497750 Report a problem | ||
| 9/11/2017 | Pending sale | $300,000$98/sqft |
Source: CENTURY 21 Scheetz #21497750 Report a problem | ||
| 8/12/2017 | Price change | $300,000-3.2%$98/sqft |
Source: CENTURY 21 Scheetz #21497750 Report a problem | ||
| 7/26/2017 | Price change | $309,900-1.6%$101/sqft |
Source: CENTURY 21 Scheetz #21497750 Report a problem | ||
| 7/13/2017 | Listed for sale | $315,000+6.8%$103/sqft |
Source: CENTURY 21 Scheetz #21497750 Report a problem | ||
| 10/28/2016 | Sold | $295,000-1.6%$96/sqft |
Source: Agent Provided Report a problem | ||
| 9/16/2016 | Pending sale | $299,900$98/sqft |
Source: ERA Real Estate Links #21430554 Report a problem | ||
| 7/26/2016 | Price change | $299,900-9.1%$98/sqft |
Source: ERA Real Estate Links #21430554 Report a problem | ||
| 7/15/2016 | Listed for sale | $329,900$108/sqft |
Source: ERA Real Estate Links #21430554 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,243 +5.1% | $513,000 +9.6% |
| 2024 | $4,988 +12.6% | $467,900 +1.8% |
| 2023 | $4,432 +18.5% | $459,600 +18.3% |
| 2022 | $3,738 +6.2% | $388,500 +17.4% |
| 2021 | $3,522 +4.5% | $331,000 +6.1% |
| 2020 | $3,371 +6.5% | $312,100 +4.4% |
| 2019 | $3,164 +8.7% | $299,000 +4.7% |
| 2018 | $2,912 +25.7% | $285,700 +5.9% |
| 2017 | $2,316 +1.6% | $269,900 +21.1% |
| 2016 | $2,279 +12.7% | $222,900 +7.2% |
| 2014 | $2,022 -8.7% | $208,000 -5% |
| 2013 | $2,214 -7.3% | $218,900 -5% |
| 2012 | $2,388 +11.5% | $230,400 +3.6% |
| 2011 | $2,141 -4.4% | $222,300 |
| 2010 | $2,239 +18.9% | $222,300 |
| 2009 | $1,883 -7.8% | $222,300 -0.4% |
| 2007 | $2,042 -8.1% | $223,100 +6.7% |
| 2006 | $2,222 | $209,100 +22.7% |
| 2005 | -- | $170,400 +83.4% |
| 2002 | $1,746 -1% | $92,900 +200% |
| 2001 | $1,764 | $30,970 |
Find assessor info on the county website
Neighborhood: 46033
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Nearby schools
GreatSchools rating
- 9/10Mohawk Trails Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 9/10Clay Middle SchoolGrades: 6-8Distance: 1.6 mi
- 10/10Carmel High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- Elementary: Mohawk Trails Elementary School
- Middle: Clay Middle School
- High: Carmel High School
Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$491,200
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Estimated market value
$491,200
- Indiana
- Hamilton County
- Carmel
- 46033
- 1040 Ridge Ct
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