Enjoy gracious Keys living at 1041 Gibraltar Rd. in Key Largo, FL. This single family home is nestled at the end of Gibraltar Rd so you get premium privacy with no pass-through traffic and the added benefit of being located right next to John Pennecamp State Park. Entering the home you walk into expanded living spaces with flow that guides into private comfort from the well appointed kitchen and laundry with multiple dining areas to the large living room with direct access to the covered porch and fenced in back yard. The ground level of the home also offers 2 guest rooms and 2 guest baths. The primary suite encompasses the entire second level of the home with large bedroom, multiple closets, extra spacious primary bath and a private balcony overlooking the backyard. And, good news is that this home is located in an X Flood Zone. Call today for more information and to schedule a private viewing.
For sale
Price cut: $39K (5/3)
$708,000
1041 Gibraltar Rd, Key Largo, FL 33037
3beds
2,289sqft
Single Family Residence
Built in 1985
5,227 Square Feet Lot
$692,400 Zestimate®
$309/sqft
$-- HOA
What's special
- 338 days |
- 303 |
- 30 |
Zillow last checked:
Listing updated:
Listed by:
The Owen Lucas Team 305-393-0559,
Berkshire Hathaway HomeServices Keys Real Estate
Source: FLKMLS,MLS#: 616091
Originating MLS: Marathon/Lower Keys
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Central Air, Ductless, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Features
- Walk-In Closet(s), Granite Counters, Built-in Cabinets, Split Bedroom, Cathedral Ceiling(s)
- Flooring: Tile, Vinyl
- Doors: Impact Rstnce Doors
- Windows: Drapes/Blinds Incl, Impact Rstnce Window
Interior area
- Total interior livable area: 2,289 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Open, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No, None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open Porch/Balcony, Deck, Patio
- Exterior features: Rain Gutters
- Fencing: Fenced,Privacy
- Water view: None
- Waterfront features: None, Dockage: None
Lot
- Size: 5,227 Square Feet
- Dimensions: 50 x 105
- Features: Less Than 1/4 Acre
Details
- Additional structures: Shed(s)
- Parcel number: 00544610000000
- Zoning: SF
- Zoning description: Single Family
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1985
Utilities & green energy
- Sewer: Community Swr Plant, Public Sewer
- Utilities for property: FKAA
Community & HOA
Community
- Security: No Security
- Subdivision: Bahia Mar (102.5)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $309/sqft
- Tax assessed value: $628,521
- Annual tax amount: $5,057
- Date on market: 8/8/2025
- Listing terms: Cash,FHA,VA Loan,Conventional
Estimated market value
Zestimate®
$692,400
Estimated sales range
$658,000 - $727,000
Rent Zestimate®
$5,448/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/3/2026 | Price change | $708,000-5.2%$309/sqft |
Source: | ||
| 1/17/2026 | Price change | $747,000-4.2%$326/sqft |
Source: | ||
| 8/8/2025 | Listed for sale | $780,000+50%$341/sqft |
Source: | ||
| 3/10/2021 | Sold | $520,000-3.5%$227/sqft |
Source: | ||
| 1/13/2021 | Pending sale | $539,000$235/sqft |
Source: Engel & Voelkers Islamorada #594002 Report a problem | ||
| 1/12/2021 | Contingent | $539,000$235/sqft |
Source: | ||
| 1/6/2021 | Price change | $539,000-0.7%$235/sqft |
Source: Engel & Volkers Islamorada #594002 Report a problem | ||
| 11/24/2020 | Price change | $543,000-0.4%$237/sqft |
Source: Engel & Voelkers Islamorada #592048 Report a problem | ||
| 11/2/2020 | Price change | $545,000-0.7%$238/sqft |
Source: Engel & Voelkers Islamorada #592048 Report a problem | ||
| 8/26/2020 | Price change | $549,000-1.8%$240/sqft |
Source: Engel & Voelkers Islamorada #592048 Report a problem | ||
| 8/11/2020 | Listed for sale | $559,000+43.3%$244/sqft |
Source: Engel & Volkers Islamorada #592048 Report a problem | ||
| 2/10/2012 | Listing removed | $390,000$170/sqft |
Source: RE/MAX Keys Properties #553166 Report a problem | ||
| 1/21/2012 | Listed for sale | $390,000+3.7%$170/sqft |
Source: RE/MAX Keys Properties #553166 Report a problem | ||
| 7/28/2011 | Sold | $376,000-3.6%$164/sqft |
Source: | ||
| 12/23/2010 | Price change | $390,000-3.7%$170/sqft |
Source: Key Largo Realty, Inc. #553166 Report a problem | ||
| 10/3/2010 | Listed for sale | $405,000+14.4%$177/sqft |
Source: Key Largo Realty, Inc. #553166 Report a problem | ||
| 12/31/2009 | Sold | $354,000+31.1%$155/sqft |
Source: Public Record Report a problem | ||
| 6/6/2005 | Sold | $270,000$118/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,298 +4.7% | $595,013 +2.9% |
| 2024 | $5,057 +3.9% | $578,244 +3% |
| 2023 | $4,868 +5.9% | $561,402 +3% |
| 2022 | $4,595 +12% | $545,051 +30.2% |
| 2021 | $4,104 +26.3% | $418,653 +19.4% |
| 2020 | $3,249 | $350,556 +2.3% |
| 2019 | $3,249 +1.8% | $342,675 +1.9% |
| 2018 | $3,191 +0.2% | $336,286 +2.1% |
| 2017 | $3,186 +2.1% | $329,370 +2.1% |
| 2016 | $3,122 -1.2% | $322,596 +0.7% |
| 2015 | $3,160 | $320,354 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 2.4 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 12.1 mi
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A local lender can help you make sure your offer is ready when you are.
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