A Home with Room for More — Now Offered with the Adjacent Lot!
Discover a unique opportunity in Fernandina Beach with this thoughtfully designed, newer-construction home offered together with the adjacent vacant lot for a combined price of $649,900. Featuring 3 bedrooms, 2 bathrooms, and approximately 1,340 square feet of living space, the home pairs modern comfort with the added flexibility of an additional parcel right next door.
Built in 2023 by Affinity Homes, the residence offers the appeal of newer construction, including Hardie board siding, 9-foot ceilings, and a welcoming layout designed for everyday living. An encapsulated crawlspace, composite decking, and other notable features add to the property’s appeal.
What truly sets this offering apart is the opportunity to purchase the home and neighboring lot together. Whether you envision enjoying additional outdoor space, creating a little more breathing room, or exploring the possibilities the extra parcel may offer, this combined property presents an opportunity that is increasingly difficult to find.
Prefer to purchase separately? The home is also available individually for $525,000, and the adjacent vacant lot is offered separately for $157,000.
If you’ve been searching for a move-in-ready home with something extra, this is your chance to own more than just a house. Enjoy the comfort of a newer home and the potential that comes with having additional land next door, all in one compelling offering.
Two parcels. One opportunity. $649,900.
For sale
$649,900
1016 N 14th St, Fernandina Beach, FL 32034
3beds
1,340sqft
Single Family Residence
Built in 2023
6,795 Square Feet Lot
$-- Zestimate®
$485/sqft
$-- HOA
What's special
Composite deckingNewer-construction homeHardie board sidingAdditional outdoor spaceAdjacent vacant lotEncapsulated crawlspace
- 13 hours
- 228
- 4
Zillow last checked:
Listing updated:
Listed by:
Charlie Stephens 904-583-6202,
CENTURY 21 MILLER ELITE
Source: AINCAR,MLS#: 117723
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 18'6x14
Bedroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 12'6x10'6
Bedroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 14x11
Primary bathroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 5x10'4
Bathroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 5'4x11
Dining room
- Description: Flooring: Plank,Vinyl
- Dimensions: 10'8x13
Kitchen
- Description: Flooring: Plank,Vinyl
- Dimensions: 8'6x11
Living room
- Description: Flooring: Plank,Vinyl
- Dimensions: 15x14
Utility room
- Description: Flooring: Plank,Vinyl
- Dimensions: 4x5'6
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer, Ice Maker
Features
- Ceiling Fan(s), Split Bedrooms, Storage, Cable TV, Window Treatments
- Windows: Insulated Windows, Blinds
Interior area
- Total structure area: 1,340
- Total interior livable area: 1,340 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Fence
Lot
- Size: 6,795 Square Feet
- Dimensions: 68 x 100
Details
- Parcel number: 000031180002540026
- Zoning: R-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Frame
- Roof: Shingle
Condition
- Resale
- Year built: 2023
Details
- Builder name: Affinity Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Green energy
- Energy efficient items: Insulation
Community & HOA
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $485/sqft
- Tax assessed value: $446,566
- Annual tax amount: $3,539
- Date on market: 10/23/2026
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2026 | Listed for sale | $649,900+23.8%$485/sqft |
Source: | ||
| 10/23/2026 | Listing removed | $525,000$392/sqft |
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| 9/28/2026 | Price change | $525,000-0.2%$392/sqft |
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| 9/16/2026 | Price change | $525,900-0.8%$392/sqft |
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| 8/31/2026 | Price change | $530,000-1.1%$396/sqft |
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| 8/17/2026 | Price change | $535,900-0.8%$400/sqft |
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| 7/31/2026 | Price change | $540,000-1.8%$403/sqft |
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| 7/14/2026 | Price change | $550,000-0.9%$410/sqft |
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| 7/2/2026 | Price change | $555,000-0.7%$414/sqft |
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| 6/2/2026 | Price change | $559,000-1.8%$417/sqft |
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| 4/24/2026 | Listed for sale | $569,000-0.2%$425/sqft |
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| 4/18/2026 | Listing removed | $569,900$425/sqft |
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| 4/14/2026 | Price change | $569,900-1.7%$425/sqft |
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| 3/22/2026 | Price change | $579,900-0.9%$433/sqft |
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| 2/28/2026 | Price change | $584,900-0.5%$436/sqft |
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| 1/26/2026 | Listed for sale | $587,900-16%$439/sqft |
Source: | ||
| 12/10/2025 | Listing removed | $699,990$522/sqft |
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| 11/17/2025 | Price change | $699,990+22.2%$522/sqft |
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| 10/19/2025 | Price change | $572,900-0.9%$428/sqft |
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| 9/27/2025 | Listed for sale | $577,900-0.3%$431/sqft |
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| 9/15/2025 | Listing removed | $579,900$433/sqft |
Source: | ||
| 9/5/2025 | Price change | $579,900-0.9%$433/sqft |
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| 8/12/2025 | Price change | $584,900-0.8%$436/sqft |
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| 7/11/2025 | Price change | $589,900-0.8%$440/sqft |
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| 6/15/2025 | Listed for sale | $594,900$444/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,539 +1.7% | $238,230 +2.9% |
| 2024 | $3,481 -8.9% | $231,516 +34.3% |
| 2023 | $3,822 +150.6% | $172,425 +120% |
| 2022 | $1,525 +12.6% | $78,375 +10% |
| 2021 | $1,355 +174.3% | $71,250 +509.3% |
| 2020 | $494 +9% | $11,693 +10% |
| 2019 | $453 | $10,630 -76.4% |
| 2018 | $453 +7.9% | $45,000 +50% |
| 2017 | $420 +33.2% | $30,000 +275.7% |
| 2016 | $315 +16.5% | $7,986 +10% |
| 2015 | $270 +0.7% | $7,260 +10% |
| 2014 | $269 | $6,600 +225.9% |
| 2003 | -- | $2,025 |
| 2002 | -- | $2,025 |
| 2001 | -- | $2,025 |
| 2000 | -- | $2,025 |
Find assessor info on the county website
Monthly payment
Est. payment





