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  • $1,300,000

    96478 SOAP CREEK DRIVE Drive, Fernandina Beach, FL 32034

    3beds
    3,405sqft
    : 
    Single Family Residence
    Built in 2023
    -- sqft lot
    $-- Zestimate®
    $382/sqft
    $125/mo HOA

    What's special

    Tennis courtsClean finishesCalm coastal feelCoastal-style homeOpen layoutRiver viewsFreestanding tub
    River views and natural light define this coastal-style home in the gated Oyster Bay community. The main living area and primary bedroom both overlook the river/marsh, creating a calm, coastal feel throughout. Inside, the home offers light flooring, clean finishes, and an open layout that works well for everyday living. The primary suite includes a spacious bath with a freestanding tub and glass shower. Oyster Bay is know for its beautiful canopy of mature trees and offers a pool, clubhouse, tennis courts, pickleball, and walking trails, with optional access to the Yacht Club and Marina.
    16 hours
    |
    447
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    MONICA ANN BATES-MATACIA 904-233-7392,

    FLORIDA HOMES REALTY & MTG LLC 904-996-9115

    Source: realMLS,MLS#: 2140198MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bathroom
      • Level: Second
      Bathroom 2
      • Level: Second
      Bathroom 3
      • Level: Second
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
      Features
      • Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
      • Flooring: Laminate, Tile
      Interior area
      • Total interior livable area: 3,405 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch, Rear Porch
      • On waterfront: Yes
      • Waterfront features: Marsh
      Details
      • Parcel number: 463N28620500270000

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      Condition
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Oyster Bay Harbours
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Clubhouse, Gated, Pickleball, Tennis Court(s)
      • HOA fee: $375 quarterly
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $382/sqft
      • Tax assessed value: $1,350,993
      • Annual tax amount: $21,113
      • Date on market: 4/15/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $5,205/mo

        Price history

        Price history
        DateEventPrice
        4/15/2026Listed for sale$1,300,000+1.2%$382/sqft
        Source: realMLS #2140198 Report a problem
        4/5/2026Listing removed$1,285,000$377/sqft
        Source: AINCAR #111888 Report a problem
        12/18/2025Price change$1,285,000-3%$377/sqft
        Source: AINCAR #111888 Report a problem
        10/1/2025Price change$1,325,000-5.3%$389/sqft
        Source: AINCAR #111888 Report a problem
        7/29/2025Price change$1,399,000-3.5%$411/sqft
        Source: AINCAR #111888 Report a problem
        4/11/2025Listed for sale$1,450,000+11.6%$426/sqft
        Source: AINCAR #111888 Report a problem
        6/12/2024Listing removed--
        Source: realMLS #1179202 Report a problem
        1/15/2024Price change$1,299,000-7.1%$381/sqft
        Source: realMLS #1179202 Report a problem
        11/29/2023Listed for sale$1,399,000$411/sqft
        Source: realMLS #1179202 Report a problem
        11/21/2023Listing removed--
        Source: realMLS #1179202 Report a problem
        8/18/2023Price change$1,399,000-4.8%$411/sqft
        Source: realMLS #1179202 Report a problem
        6/19/2023Listed for sale$1,469,250$431/sqft
        Source: realMLS #1179202 Report a problem
        5/25/2023Listing removed--
        Source: realMLS #1179202 Report a problem
        6/8/2022Listed for sale$1,469,250+490.1%$431/sqft
        Source: AINCAR #99631 Report a problem
        2/16/2022Sold$249,000$73/sqft
        Source: AINCAR #96337 Report a problem
        12/21/2021Pending sale$249,000$73/sqft
        Source: AINCAR #96337 Report a problem
        8/21/2021Listed for sale$249,000$73/sqft
        Source: AINCAR #96337 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$21,113 +561.4%$1,350,993 +575.5%
        2023$3,192 +8.7%$200,000 +3.9%
        2022$2,937 +6.7%$192,500 +10%
        2021$2,753 -10.5%$175,000 -7%
        2020$3,075 +4.6%$188,229 +10%
        2019$2,940 $171,117 -2.2%
        2018$2,940 +10.3%$175,000 -12.5%
        2017$2,665 +5.4%$200,000 +55.6%
        2016$2,527 +5.7%$128,563 +10%
        2015$2,391 +19.4%$116,875 +10%
        2014$2,003 $106,250

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $8,390/mo
        Principal & interest
        $6488
        Property taxes
        $1777
        HOA Fees
        $125
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          Climate risks

          Neighborhood: 32034

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Southside
          • Middle: Fernandina Beach
          • High: Fernandina Beach

          Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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