Rare Waterfront Opportunity with Business Local Zoning in Middle River! Welcome to this unique 4-bedroom, 3-bathroom colonial home on 3.08 acres along scenic Seneca Creek. This diamond in the rough boasts approximately 340 feet of water frontage and Business Local (BL) zoning—a rare combination offering both residential comfort and commercial potential. Enjoy waterfront living with your private pier (8 ft deep, dredged in 2012) and boat ramp, which provide effortless access to the Gunpowder River, Hart-Miller Island, waterfront restaurants, marinas, yacht clubs, fishing, and crabbing. The charming home features a wrap-around porch, a spacious parking pad for 10 vehicles, and a large detached garage that fits two cars, a boat, or commercial vehicles. An attached office adds ideal workspace flexibility. Inside, the main level offers a gourmet kitchen, a living room with beautiful wood floors, two bedrooms, two full bathrooms, and an additional room that can serve as a bedroom or flex space. The upper level includes two more bedrooms, a full bath, and replacement windows for enhanced energy efficiency. Convenient washer-dryer hookups are located on both floors. With BL zoning, permitted uses include retail, personal services, offices, and more, making this the perfect property for living and working from home. Buyers are to verify all zoning and permitted uses with Baltimore County. As-Is sale. Don’t miss this one-of-a-kind waterfront property—schedule your private tour today!
Sold for $625,000 on 07/09/25
$625,000
1047 Bowleys Quarters Rd, Middle River, MD 21220
4beds
1,440sqft
Single Family Residence
Built in 1929
3.08 Acres Lot
$625,400 Zestimate®
$434/sqft
$3,210 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: July 13, 2025 at 05:05am
Listed by:
Greg Chamish 443-467-3156,
Black Dog Realty, LLC
Bought with:
Unrepresented Buyer
Unrepresented Buyer Office
Source: Bright MLS,MLS#: MDBC2126600

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Laundry
- Features: Flooring - Laminated
- Level: Main
Office
- Features: Flooring - HardWood
- Level: Unspecified
Heating
- Forced Air, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Oven/Range - Gas, Microwave, Water Heater, Electric Water Heater
- Laundry: Hookup, Main Level, Upper Level, Laundry Room
Features
- Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Chair Railings, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Eat-in Kitchen, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Recessed Lighting
- Flooring: Wood, Hardwood, Carpet, Laminate
- Windows: Replacement, Double Hung, Sliding
- Basement: Side Entrance,Full
- Has fireplace: No
Interior area
- Total structure area: 2,376
- Total interior livable area: 1,440 sqft
- Finished area above ground: 1,440
- Finished area below ground: 0
Property
Parking
- Total spaces: 12
- Parking features: Garage Faces Front, Storage, Oversized, Off Street, Detached, Driveway, Parking Lot
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Sqft: 952
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Wrap Around, Deck, Porch
- Exterior features: Storage, Rain Gutters, Boat Storage
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Private Dock Site, Boat/Launch Ramp - Private, Creek/Stream, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
- Body of water: Seneca Creek
- Frontage type: Road Frontage
- Frontage length: Water Frontage Ft: 343
Lot
- Size: 3.08 Acres
- Features: Cleared, Bulkheaded, Fishing Available, Landscaped, Open Lot, Premium, Rear Yard, Stream/Creek, Not In Development, Corner Lot, Level
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 04152400000418
- Zoning: RC5, BL
- Zoning description: Residential and Business Local
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Foundation: Permanent
Condition
- New construction: No
- Year built: 1929
- Major remodel year: 2014
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: Middle River
- Subdivision: Bowleys Quarters
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
Services availability

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$625,400
2% more+ $12,508
With Zillow Showcase(estimated)
$637,908