Tucked among mature trees along the shores of Owens Pond, this waterfront home offers the perfect blend of privacy, comfort, and life on the water. Situated on about 0.9 acres, the property features a private dock equipped with power and a boat lift, providing a convenient place to enjoy boating, fishing, crabbing, and waterfront relaxation right from your backyard. Inside, the approximately 1,900-square-foot home offers three bedrooms and two-and-a-half baths, including a first-floor primary suite. The home's chalet-inspired design is highlighted by vaulted ceilings, expansive windows, abundant natural light, water views, and a brand-new gas log fireplace that serves as the focal point of the main living area. The open-concept living, dining, and kitchen area flows seamlessly to a spacious waterfront deck, creating a natural extension of the living space. Upstairs, a loft overlooks the main living area, offering flexible space for guests, a home office, or a sitting area. A detached two-car garage provides ample space for vehicles, storage, and recreational equipment. Residents of the Twin Harbors community also enjoy access to a community sand beach on the Chesapeake Bay, offering another opportunity to relax and enjoy the waterfront lifestyle. Whether you're searching for a full-time residence or a weekend getaway, 105 Emerald Cove Road offers a comfortable waterfront setting designed for enjoying every season in Virginia's Northern Neck. Professional photos coming soon.
Coming soon 07/10
$499,000
105 Emerald Cove Rd, Reedville, VA 22539
3beds
1,974sqft
Single Family Residence
Built in 1998
0.9 Acres Lot
$501,800 Zestimate®
$253/sqft
$23/mo HOA
What's special
- 7 days |
- 749 |
- 48 |
Zillow last checked:
Listing updated:
Listed by:
Anjelica Crockett 804-761-5462,
Middle Bay Realty
Source: Chesapeake Bay & Rivers AOR,MLS#: 202601094Originating MLS: Chesapeake Bay Area MLS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Heat Pump, Propane
Cooling
- Heat Pump
Features
- Has basement: No
- Attic: Access Only
Interior area
- Total interior livable area: 1,974 sqft
- Finished area above ground: 1,974
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage
- Garage spaces: 2
Features
- Levels: One and One Half
- Stories: 1.5
- Pool features: None
- On waterfront: Yes
Lot
- Size: 0.9 Acres
Details
- Parcel number: 38F10650
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame,Cape Cod
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Twin Harbors
HOA
- Has HOA: Yes
- Services included: Common Areas, Water Access
- HOA fee: $275 annually
Location
- Region: Reedville
Financial & listing details
- Price per square foot: $253/sqft
- Tax assessed value: $270,100
- Annual tax amount: $1,998
- Date on market: 6/19/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
$501,800
$477,000 - $527,000
$2,640/mo
Price history
Price history is unavailable.
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,999 +12.1% | $270,100 |
| 2024 | $1,783 +8.2% | $270,100 |
| 2023 | $1,648 | $270,100 |
| 2022 | $1,648 | $270,100 |
| 2021 | $1,648 +3.4% | $270,100 |
| 2020 | $1,594 -9.7% | $270,100 -9.7% |
| 2019 | $1,765 | $299,100 |
| 2018 | -- | $299,100 |
| 2017 | -- | $299,100 |
| 2016 | -- | $299,100 |
| 2015 | -- | $299,100 |
| 2014 | -- | $299,100 -13% |
| 2013 | -- | $343,700 |
| 2012 | -- | $343,700 |
| 2011 | -- | $343,700 |
| 2010 | -- | $343,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22539
Nearby schools
GreatSchools rating
- 6/10Northumberland Elementary SchoolGrades: PK-5Distance: 10.7 mi
- 5/10Northumberland Middle SchoolGrades: 6-8Distance: 10.7 mi
- 5/10Northumberland High SchoolGrades: 9-12Distance: 10.7 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Virginia
- Northumberland County
- Reedville
- 22539
- 105 Emerald Cove Rd







