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Under contract
    • Price cut: $19.1K (8/21)
    $479,900

    105 Emerald Cove Rd, Reedville, VA 22539

    3beds
    1,848sqft
    : 
    $3,066/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    0.9 Acres Lot
    $463,900 Zestimate®
    $260/sqft
    $23/mo HOA

    What's special

    New gas log fireplaceFirst-floor primary suiteWaterfront homeDetached two-car garageWater viewsTwo-and-a-half bathsThree bedrooms
    Located in the Twin Harbors community of Reedville, this waterfront home offers a wonderful opportunity to enjoy life on the water for under $500,000. Set on approximately 0.9 acres along Owens Pond, the property combines a waterfront setting with access to a community sand beach on the Chesapeake Bay. Inside, the approximately 1,800-square-foot home features three bedrooms and two-and-a-half baths, including a first-floor primary suite. Vaulted ceilings, abundant natural light, water views, and a new gas log fireplace highlight the main living area, while the open living, dining, and kitchen spaces extend to a spacious waterfront deck. Upstairs, a loft provides flexible space for guests, an office, or additional living space. A detached two-car garage offers plenty of room for vehicles, storage, and recreational gear. Outside, the property includes a private dock with power and a boat lift. With waterfront living, community beach access, and a Reedville location, 105 Emerald Cove Road offers a unique opportunity to own a Northern Neck waterfront home at an approachable price point. Owens Pond has a controlling depth at its entrance to the Chesapeake Bay.
    32 days
    1,544
    140

    Zillow last checked:

    Listing updated:

    Listed by:

    Anjelica Crockett 804-761-5462,

    Middle Bay Realty 804-436-1150

    Source: Bright MLS,MLS#: VANV2002252MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Heating
      • Other, Electric, Propane
      Cooling
      • Heat Pump, Electric
      Appliances
      • Included: Electric Water Heater
      Features
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Corner, Gas/Propane
      Interior area
      • Total structure area: 1,848
      • Total interior livable area: 1,848 sqft
      • Finished area above ground: 1,848

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Detached, Driveway
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Exterior features: Private Beach
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: Private Dock Site, Private Access
      • Body of water: Owens Pond
      • Frontage length: Water Frontage Ft: 203
      Lot
      • Size: 0.9 Acres
      Details
      • Additional structures: Above Grade
      • Parcel number: 38F165
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: A-Frame,Chalet,Coastal,Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Twin Harbors
      HOA
      • Has HOA: Yes
      • HOA fee: $275 annually
      • HOA name: TWIN HARBORS HOMEOWNERS ASSOCIATION
      Location
      • Region: Reedville

      Financial & listing details

      • Price per square foot: $260/sqft
      • Tax assessed value: $454,400
      • Annual tax amount: $2,317
      • Date on market: 8/25/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $463,900

        $441,000 - $487,000

        $2,652/mo

        Price history

        DateEventPrice
        9/23/2026Pending sale$479,900$260/sqft
        Source: Chesapeake Bay & Rivers AOR #202601094 Report a problem
        9/23/2026Contingent$479,900$260/sqft
        Source: Northern Neck AOR #120629 Report a problem
        8/21/2026Price change$479,900-3.8%$260/sqft
        Source: Northern Neck AOR #120629 Report a problem
        7/29/2026Listed for sale$499,000$270/sqft
        Source: Chesapeake Bay & Rivers AOR #202601094 Report a problem
        7/21/2026Contingent$499,000$270/sqft
        Source: Northern Neck AOR #120629 Report a problem
        7/21/2026Pending sale$499,000$270/sqft
        Source: Chesapeake Bay & Rivers AOR #202601094 Report a problem
        7/1/2026Listed for sale$499,000$270/sqft
        Source: Northern Neck AOR #120629 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,999 +12.1%$270,100
        2024$1,783 +8.2%$270,100
        2023$1,648 $270,100
        2022$1,648 $270,100
        2021$1,648 +3.4%$270,100
        2020$1,594 -9.7%$270,100 -9.7%
        2019$1,765 $299,100
        2018-- $299,100
        2017-- $299,100
        2016-- $299,100
        2015-- $299,100
        2014-- $299,100 -13%
        2013-- $343,700
        2012-- $343,700
        2011-- $343,700
        2010-- $343,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 22539

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northumberland
        • Middle: Northumberland
        • High: Northumberland
        • District: Northumberland County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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