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  • $519,000

    105 S Shore Rd, Cuba, NY 14727

    3beds
    990sqft
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    Single Family Residence
    Built in 1940
    435 Square Feet Lot
    $495,800 Zestimate®
    $524/sqft
    $2/mo HOA

    What's special

    Two cozy bedrooms upstairsLarge rear porchHandcrafted fieldstone fireplaceOriginal plank floors
    Welcome to your storybook lakefront escape on the peaceful south shore of Cuba Lake. This charming cottage feels like stepping into a simpler, sweeter time—where original plank floors creak softly underfoot and a handcrafted fieldstone fireplace anchors the heart of the home. Sunlight pours through the ClearView windows of the heated front porch, wrapping you in lake views from every angle. The open kitchen, dining, and living space keep everyone connected, whether you’re sharing meals, playing games, or simply enjoying the glow of the fire. With two cozy bedrooms upstairs and a flexible downstairs room perfect for guests or a home office, the cottage adapts to your needs. Outside, the large rear porch invites, friends, family, and guests. The Covered boat slip provides easy access to your boat and protection from sun and inclement weather. Sit a spell on the dock and watch water activities. The generous garage/outbuilding provides ample storage for all small watercraft, garden and lawn tools. Set on 115 feet of frontage—and buffered by a vacant state-owned lot—this property offers rare privacy and a front-row seat to Cuba Lake’s beauty. Property is turn-key, sold fully furnished/equipped, (with the exception of a few personal items) Bring your bathing suits--it's all you'll need!
    10 days
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    892
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    24
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    Zillow last checked:

    Listing updated:

    Listed by:

    Homestar Realty 585-593-4444,

    Lisa C Darling 585-593-4444

    Source: NYSAMLSs,MLS#: B1696769MLS LogoOriginating MLS: Buffalo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Heating
      • Propane, Wall Furnace
      Appliances
      • Included: Dryer, Electric Water Heater, Free-Standing Range, Oven, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Furnished, Separate/Formal Living Room, Living/Dining Room, Solid Surface Counters, Natural Woodwork, Window Treatments, Bedroom on Main Level
      • Flooring: Carpet, Hardwood, Varies
      • Windows: Drapes, Thermal Windows
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Furnished: Yes
      Interior area
      • Total structure area: 990
      • Total interior livable area: 990 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Garage, Storage, No Driveway
      • Garage spaces: 1
      Features
      • Patio & porch: Deck, Open, Porch
      • Exterior features: Deck, Dock, Enclosed Porch, Porch, See Remarks, Propane Tank - Leased
      • On waterfront: Yes
      • Waterfront features: Dock Access, Lake
      • Body of water: Cuba Lake
      • Frontage length: 115
      Lot
      • Size: 435 Square Feet
      • Dimensions: 115 x 88
      • Features: Rectangular, Rectangular Lot
      Details
      • Additional structures: Boat House
      • Parcel number: 02488914402200011050000000
      • On leased land: Yes
      • Lease amount: $680
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Foam Insulation, Frame, Vinyl Siding, PEX Plumbing
      • Foundation: Pillar/Post/Pier
      • Roof: Architectural,Metal,Shingle
      Condition
      • Resale
      • Year built: 1940

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Connected
      • Water: Well
      • Utilities for property: High Speed Internet Available, Sewer Connected

      Community & HOA

      Community
      • Features: Trails/Paths
      HOA
      • HOA fee: $25 annually
      Location
      • Region: Cuba

      Financial & listing details

      • Price per square foot: $524/sqft
      • Tax assessed value: $125,600
      • Annual tax amount: $6,786
      • Date on market: 7/10/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $495,800

        $471,000 - $521,000

        $1,249/mo

        Price history

        DateEventPrice
        7/10/2026Listed for sale$519,000$524/sqft
        Source: NYSAMLSs #B1696769 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $125,600 -47.7%
        2024-- $240,000
        2023-- $240,000 +91.1%
        2022-- $125,600
        2021-- $125,600
        2020-- $125,600
        2019-- $125,600
        2018-- $125,600
        2017-- $125,600
        2016-- $125,600
        2015-- $125,600
        2014-- $125,600
        2013-- $125,600
        2012-- $125,600
        2011-- $125,600 +18.3%
        2010-- $106,200 -15%
        2009-- $125,000 +76.6%
        2008-- $70,800
        2007-- $70,800
        2006-- $70,800
        2005-- $70,800
        2004-- $70,800
        2003-- $70,800 -6.3%
        2002-- $75,520 -20%
        2001-- $94,400
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 14727

        Getting around

        3 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cuba Elementary
        • Middle: Cuba-Rushford Middle
        • High: Cuba-Rushford High
        • District: Cuba-Rushford

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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