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For sale
    • Price cut: $14.9K (9/1)
    $684,999

    10535 AZTEC ROAD, PORT CHARLOTTE, FL 33981

    3beds
    1,929sqft
    : 
    $4,693/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    0.51 Acres Lot
    $655,500 Zestimate®
    $355/sqft
    $10/mo HOA

    What's special

    Open quiet waterfront viewMotorized boat liftSailboat waterOutdoor kitchenSeparate hot tubOversized primary suiteVaulted ceilings
    RARE SOUTH GULF COVE WATERFRONT OPPORTUNITY — OVER 1/2 ACRE • APPROX. 178 FT OF WATERFRONT • SAILBOAT WATER • NO FIXED BRIDGES • PRESERVE VIEWS! This is not your typical canal-front home. Situated on an oversized 0.51-acre tip lot, this 3-bedroom, 2-bath pool home offers a hard-to-find combination of WATERFRONT, LAND, BOATING ACCESS AND PRIVACY. Boaters will appreciate approximately 178 feet of waterfront, SAILBOAT WATER, NO FIXED BRIDGES and a motorized boat lift with lift motors replaced in July 2026. Navigate South Gulf Cove’s canal system toward Charlotte Harbor and the Gulf while keeping your boat right in your own backyard. Just as impressive is the setting. Peaceful preserve land sits across the canal, providing the added privacy of NO HOMES DIRECTLY ACROSS THE WATER and creating an open, quiet waterfront view. Outdoor living takes center stage with a screened lanai overlooking the canal, saltwater pool heated by OWNED SOLAR PANELS, separate hot tub and outdoor kitchen. Mature tropical landscaping includes fruit-bearing banana, mango and coconut trees. Inside, 1,929 square feet offers a split-bedroom floor plan, vaulted ceilings, walk-in closets and an oversized primary suite. Major improvements include a 2022 roof with 130-MPH wind-rated shingles, impact windows and doors (2024), accordion hurricane protection enclosing the lanai, HVAC (2020), water heater (2024), fresh exterior paint and a variable-speed pool pump installed July 2026. Most furniture and select furnishings will convey with the sale of the home, including the XL flat-screen TV in the living room. Whether you’re searching for a full-time waterfront residence or seasonal Florida retreat, opportunities combining OVER 1/2 ACRE, approximately 178 feet of waterfront, no fixed bridges and preserve views are difficult to replicate. If you’ve been waiting for a South Gulf Cove home with ROOM TO BREATHE, SERIOUS BOATING ACCESS AND WATERFRONT PRIVACY, this is one you’ll want to see in person.
    61 days
    732
    54

    Zillow last checked:

    Listing updated:

    Listed by:

    Tiffany Mullin 813-702-1618,

    FINEHIRSH REALTY POWERED BY SELLSTATE 860-234-2983

    Source: Stellar MLS,MLS#: W7887978MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Attic, Breakfast Room Separate, Dining Room
      Primary bedroom
      • Features: En Suite Bathroom, Dual Closets
      • Level: First
      • Area: 400 Square Feet
      • Dimensions: 16x25
      Bedroom 2
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 12x16
      Bedroom 3
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Dining room
      • Level: First
      • Area: 88 Square Feet
      • Dimensions: 8x11
      Kitchen
      • Features: Breakfast Bar, Pantry, Built-in Features
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Laundry
      • Level: First
      • Area: 48 Square Feet
      • Dimensions: 6x8
      Living room
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 15x18
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
      • Windows: Window Treatments, Hurricane Shutters/Windows
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 2,571
      • Total interior livable area: 1,929 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener
      • Attached garage spaces: 2
      • Details: Garage Dimensions: 21x22
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Enclosed, Patio, Porch, Screened
      • Exterior features: Outdoor Grill, Outdoor Kitchen
      • Has private pool: Yes
      • Pool features: Heated, Indoor, Salt Water, Solar Heat
      • Has spa: Yes
      • Has view: Yes
      • View description: Water, Canal, Lagoon
      • Has water view: Yes
      • Water view: Water,Canal,Lagoon
      • Waterfront features: Canal - Saltwater, Saltwater Canal Access, Bridges - No Fixed Bridges, Lock, Sailboat Water, Seawall
      • Body of water: SANTA CRUZ/AZTEC
      Lot
      • Size: 0.51 Acres
      • Dimensions: 58 x 170 x 180 x 178
      • Features: FloodZone, In County, Oversized Lot, Tip Lot
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Additional structures: Outdoor Kitchen
      • Parcel number: 412127478020
      • Zoning: RSF3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Contemporary,Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Electric: Photovoltaics Third-Party Owned
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected
      Green energy
      • Energy efficient items: Pool, Solar Energy Storage On Site, Windows
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: Public Boat Ramp, Water Access, Deed Restrictions
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: PORT CHARLOTTE SEC 82
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Park
      • HOA fee: $10 monthly
      Location
      • Region: Pt Charlotte

      Financial & listing details

      • Price per square foot: $355/sqft
      • Tax assessed value: $561,891
      • Annual tax amount: $6,605
      • Date on market: 7/25/2026
      • Cumulative days on market: 62 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $655,500

        $623,000 - $688,000

        Not available

        Price history

        DateEventPrice
        9/1/2026Price change$684,999-2.1%$355/sqft
        Source: Stellar MLS #W7887978 Report a problem
        7/26/2026Listed for sale$699,900+84.2%$363/sqft
        Source: Stellar MLS #W7887978 Report a problem
        11/28/2011Sold$380,000-10.6%$197/sqft
        Source: Public Record Report a problem
        10/5/2011Price change$424,900-2.3%$220/sqft
        Source: RE/MAX HOMETOWN PROPERTIES #D5783620 Report a problem
        7/4/2011Price change$434,900-1.1%$225/sqft
        Source: RE/MAX HOMETOWN PROPERTIES #D5783620 Report a problem
        4/20/2011Price change$439,900-2.2%$228/sqft
        Source: SOUTH GULF COVE REALTY, INC #D5778760 Report a problem
        10/9/2010Price change$449,900-9.7%$233/sqft
        Source: SOUTH GULF COVE REALTY, INC #D5778760 Report a problem
        4/1/2010Price change$498,000-16.9%$258/sqft
        Source: BECKY BORCI REALTY LLC #D5775637 Report a problem
        2/3/2010Listed for sale$599,000$311/sqft
        Source: BECKY BORCI REALTY LLC #D5775637 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,606 +2.7%$416,470 +2.9%
        2024$6,431 +8.8%$404,733 +12.2%
        2023$5,909 -7%$360,818 -5.4%
        2022$6,352 -0.4%$381,500 +3%
        2021$6,378 +1.6%$370,388 +1.4%
        2020$6,275 -8.6%$365,274 +1.5%
        2019$6,863 +3.4%$359,859 +2%
        2018$6,639 $352,946 +10%
        2017$6,639 +10.6%$320,860 +2.3%
        2016$6,001 +0.3%$313,592 +6.7%
        2015$5,985 +4.4%$293,810 +10%
        2014$5,731 +28.9%$267,100 +23.5%
        2013$4,447 +19.6%$216,334 -7.3%
        2012$3,719 -6.5%$233,428
        2011$3,978 +5.3%$233,428 +7.1%
        2010$3,777 -8.2%$218,034 -14.4%
        2009$4,113 $254,823 -43.3%
        2007-- $449,602
        2006-- $449,602 +63.7%
        2005-- $274,603 +26.6%
        2004-- $216,829
        2003-- $216,829 +17.9%
        2002$3,312 $183,981
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33981

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Myakka River Elementary
        • Middle: L.A. Ainger Middle
        • High: Lemon Bay High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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