Beautiful 4-bedroom, 3-bath home with additional lot, ideally located less than 5 miles from a public boat ramp-perfect for enjoying the best of Lake Hartwell living and outdoor recreation. From the moment you arrive, this home welcomes you with space, comfort, and versatility. The main level features a bright and inviting living room with a cozy gas fireplace, a dedicated dining area, and a well-appointed kitchen complete with stainless steel appliances, updated fixtures, and generous cabinet space-ideal for everyday living and entertaining. A spacious family room with brand-new carpet and fresh paint offers the perfect gathering space for movie nights, game days, or hosting friends and family. Just beyond, the screened-in back porch creates a peaceful retreat where you can unwind and enjoy the backyard year-round. Upstairs, the private primary suite provides a relaxing escape, featuring double vanities and a walk-in shower. Additional highlights include new windows throughout, a main-level laundry room, and a large insulated two-car garage for added convenience and storage. Bonus Opportunity: Included with the property is Lot 2, featuring its own entrance and address. With power and water available at the road, this cleared lot offers incredible potential for a future home, guest house, mother-in-law suite, or expanded outdoor living space. Move-in ready and full of possibilities, this property offers the rare combination of space, flexibility, and proximity to the water-making it easy to enjoy the lifestyle you've been looking for.
Active
$369,000
97 Estatohe Cir, Toccoa, GA 30577
4beds
2,174sqft
Est.:
Single Family Residence
Built in 1984
1.84 Acres Lot
$355,200 Zestimate®
$170/sqft
$-- HOA
What's special
Cozy gas fireplaceCleared lotSpacious family roomStainless steel appliancesWell-appointed kitchenDedicated dining areaWalk-in shower
- 8 days |
- 706 |
- 35 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Crystal L Garner 706-599-2233,
Hammock Realty North Georgia
Source: GAMLS,MLS#: 10737553
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Bonus Room, Family Room, Laundry, Office
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Breakfast Area
Heating
- Central, Heat Pump, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Oven/Range (Combo), Refrigerator, Washer
- Laundry: Common Area, In Hall
Features
- Double Vanity, Other, Separate Shower
- Flooring: Carpet, Hardwood
- Windows: Double Pane Windows
- Basement: Crawl Space
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log, Living Room
Interior area
- Total structure area: 2,174
- Total interior livable area: 2,174 sqft
- Finished area above ground: 2,174
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Detached, Garage, Garage Door Opener, Kitchen Level
- Has garage: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch, Screened
Lot
- Size: 1.84 Acres
- Features: Level, Open Lot, Sloped
Details
- Additional structures: Garage(s), Workshop
- Parcel number: 048C 009
- Special conditions: Covenants/Restrictions
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Propane
Community & HOA
Community
- Features: None
- Subdivision: Old Toogoola Town Estates
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $170/sqft
- Tax assessed value: $172,382
- Annual tax amount: $1,949
- Date on market: 4/21/2026
- Cumulative days on market: 8 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$355,200
$337,000 - $373,000
$2,347/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/21/2026 | Listed for sale | $369,000$170/sqft |
Source:  GAMLS #10737553 Report a problem | ||
| 4/21/2026 | Listing removed | $369,000$170/sqft |
Source: GAMLS #10629415 Report a problem | ||
| 3/4/2026 | Price change | $369,000-7.5%$170/sqft |
Source: GAMLS #10629415 Report a problem | ||
| 1/9/2026 | Price change | $399,000-9.1%$184/sqft |
Source: GAMLS #10629415 Report a problem | ||
| 10/22/2025 | Listed for sale | $439,000+166.2%$202/sqft |
Source: GAMLS #10629415 Report a problem | ||
| 9/22/2004 | Sold | $164,900$76/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,007 +2.1% | $68,953 +6.9% |
| 2023 | $1,965 +7.6% | $64,530 +5.2% |
| 2022 | $1,827 +2.1% | $61,363 +7.2% |
| 2021 | $1,790 -0.1% | $57,230 +0.9% |
| 2020 | $1,792 -0.4% | $56,743 |
| 2019 | $1,799 -1.6% | $56,743 |
| 2018 | $1,828 +1.6% | $56,743 |
| 2017 | $1,799 | $56,743 |
| 2016 | $1,799 | $56,743 -0.8% |
| 2015 | $1,799 -5.3% | $57,214 |
| 2014 | $1,900 -1.6% | $57,214 |
| 2013 | $1,932 | $57,214 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$2,053/mo
Principal & interest
$1798
Property taxes
$255
More affordability tools
Climate risks
Neighborhood: 30577
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 4/10Toccoa Elementary SchoolGrades: 2-4Distance: 5.3 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 6.2 mi
- 5/10Stephens County High SchoolGrades: 9-12Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Toccoa
- Middle: Stephens
- High: Stephens
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Georgia
- Stephens County
- Toccoa
- 30577
- 97 Estatohe Cir
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