Gracious Oceanfront living awaits you in the heart of Ocean Reef, Key Largo's premier private club. Originally built in 2002, this 4500 square foot home boasts traditional interiors designed for a relaxed yet luxurious living experience. With four bedrooms, four full baths, and one half bath, it offers ample space for families and guests. Light-filled living areas seamlessly flow into a gourmet kitchen, and expansive windows frame tranquil Ocean views. An expansive garage can accommodate up to six vehicles, multiple golf carts, and water toys. Enjoy all the Ocean Reef traditions from the privacy of your own home! Outside, a generous Infinity pool and spa with a large deck invites entertaining, and steps leading to the Ocean are perfect for keeping paddle boards and other water toys at the ready. Ideally located within Ocean Reef's amenity-rich environment, this home blends privacy, convenience, and timeless elegance for an unparalleled island lifestyle.
For sale
$23,950,000
106 Andros Rd, Key Largo, FL 33037
4beds
4,443sqft
Est.:
Single Family Residence
Built in 2002
0.33 Acres Lot
$22,711,500 Zestimate®
$5,391/sqft
$-- HOA
What's special
Four bedroomsGourmet kitchen
- 14 days |
- 1,159 |
- 26 |
Zillow last checked: 8 hours ago
Listing updated: January 26, 2026 at 10:13am
Listed by:
Mary Lee,
Ocean Reef Club Sotheby's International Realty
Source: CLS at Ocean Reef,MLS#: 3965
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Appliances
- Included: Washer, Dryer, Dishwasher, Freezer, Refrigerator, Microwave
- Laundry: Laundry Closet, Laundry Room
Features
- Private Elevator
- Windows: Impact Glass
- Number of fireplaces: 1
Interior area
- Total structure area: 4,443
- Total interior livable area: 4,443 sqft
Video & virtual tour
Property
Features
- Stories: 3
- Patio & porch: Terrace, Deck/Patio
- Has spa: Yes
- Spa features: Spa/Hot Tub
Lot
- Size: 0.33 Acres
- Features: Sprinkler System
Details
- Parcel number: 00570400000000
- Special conditions: Traditional
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 2002
Community & HOA
Community
- Subdivision: Not Condo or Condo Outside MLS Area
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $5,391/sqft
- Tax assessed value: $18,992,223
- Annual tax amount: $93,037
- Date on market: 1/26/2026
Estimated market value
$22,711,500
$21.58M - $23.85M
$7,053/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/26/2026 | Listed for sale | $23,950,000+197.5%$5,391/sqft |
Source: | ||
| 6/19/2006 | Sold | $8,050,000$1,812/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $95,915 +6.8% | $10,394,308 +10% |
| 2024 | $89,837 +5.3% | $9,449,371 +10% |
| 2023 | $85,287 +22.1% | $8,590,337 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$143,294/mo
Principal & interest
$118545
Property taxes
$16366
Home insurance
$8383
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 13.1 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 27.5 mi
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