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For sale
  • $23,950,000

    106 Andros Rd, Key Largo, FL 33037

    4beds
    4,443sqft
    : 
    Single Family Residence
    Built in 2002
    0.33 Acres Lot
    $22,711,500 Zestimate®
    $5,391/sqft
    $-- HOA

    What's special

    Four bedroomsGourmet kitchen
    Gracious Oceanfront living awaits you in the heart of Ocean Reef, Key Largo's premier private club. Originally built in 2002, this 4500 square foot home boasts traditional interiors designed for a relaxed yet luxurious living experience. With four bedrooms, four full baths, and one half bath, it offers ample space for families and guests. Light-filled living areas seamlessly flow into a gourmet kitchen, and expansive windows frame tranquil Ocean views. An expansive garage can accommodate up to six vehicles, multiple golf carts, and water toys. Enjoy all the Ocean Reef traditions from the privacy of your own home! Outside, a generous Infinity pool and spa with a large deck invites entertaining, and steps leading to the Ocean are perfect for keeping paddle boards and other water toys at the ready. Ideally located within Ocean Reef's amenity-rich environment, this home blends privacy, convenience, and timeless elegance for an unparalleled island lifestyle.
    14 days
    |
    1,159
    |
    26
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 26, 2026 at 10:13am

    Listed by:

    Mary Lee,

    Ocean Reef Club Sotheby's International Realty

    Source: CLS at Ocean Reef,MLS#: 3965MLS Logo

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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    Appliances
    • Included: Washer, Dryer, Dishwasher, Freezer, Refrigerator, Microwave
    • Laundry: Laundry Closet, Laundry Room
    Features
    • Private Elevator
    • Windows: Impact Glass
    • Number of fireplaces: 1
    Interior area
    • Total structure area: 4,443
    • Total interior livable area: 4,443 sqft
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    Property

    Features
    • Stories: 3
    • Patio & porch: Terrace, Deck/Patio
    • Has spa: Yes
    • Spa features: Spa/Hot Tub
    Lot
    • Size: 0.33 Acres
    • Features: Sprinkler System
    Details
    • Parcel number: 00570400000000
    • Special conditions: Traditional

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Condition
    • New construction: No
    • Year built: 2002

    Community & HOA

    Community
    • Subdivision: Not Condo or Condo Outside MLS Area
    Location
    • Region: Key Largo

    Financial & listing details

    • Price per square foot: $5,391/sqft
    • Tax assessed value: $18,992,223
    • Annual tax amount: $93,037
    • Date on market: 1/26/2026
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    Estimated market value

    $22,711,500

    $21.58M - $23.85M

    $7,053/mo

    Price history

    Price history
    DateEventPrice
    1/26/2026Listed for sale$23,950,000+197.5%$5,391/sqft
    Source: CLS at Ocean Reef #3965 Report a problem
    6/19/2006Sold$8,050,000$1,812/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$95,915 +6.8%$10,394,308 +10%
    2024$89,837 +5.3%$9,449,371 +10%
    2023$85,287 +22.1%$8,590,337 +10%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $143,294/mo
    Principal & interest
    $118545
    Property taxes
    $16366
    Home insurance
    $8383

      Climate risks

      Neighborhood: 33037

      Nearby schools

      GreatSchools rating

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