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    • Listed by: Black & Associates, LLC • Dale L Black
    Price cut: $10K (7/8)
    $779,000

    106 Charlie Rd, Troy, MO 63379

    4beds
    2,867sqft
    : 
    $4,964/mo
    Get pre-qualified
    Single Family Residence
    Built in 2020
    3.87 Acres Lot
    $-- Zestimate®
    $272/sqft
    $25/mo HOA

    What's special

    Welcome to this pristine 4-bedroom, 3-bath ranch nestled on 4 private acres, offering the perfect blend of comfort, space, and country charm. From the moment you arrive, you’ll appreciate the thoughtful design and exceptional features throughout. The property boasts a stunning private stocked pond complete with its own dock and sanded swimming area—ideal for relaxing evenings or peaceful mornings by the water. Inside, the home features a spacious, open layout highlighted by a chef’s dream kitchen with ample cabinetry, quality finishes, and plenty of room for entertaining. The main living areas flow seamlessly to a covered composite deck, which overlooks the scenic backyard—perfect for indoor-outdoor living. The partially finished lower level provides additional living space with endless possibilities, whether for recreation, guests, or a home office. Car enthusiasts and hobbyists will love the side-entry 2-car garage along with the impressive 30x48 outbuilding, offering abundent storage and workspace and a half bath! If you’re looking for peaceful country living without sacrificing modern conveniences, this property truly has it all. Schedule your private showing today!
    59 days
    |
    591
    |
    37
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dale L Black 636-462-4321,

    Black & Associates, LLC

    Source: MARIS,MLS#: 26024139MLS LogoOriginating MLS: East Central Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Oven, Range, Range Hood, Washer
      • Laundry: Laundry Room, Main Level
      Features
      • Basement: Partially Finished,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 2,867
      • Total interior livable area: 2,867 sqft
      • Finished area above ground: 1,811
      • Finished area below ground: 1,056

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Detached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Patio & porch: Composite, Covered, Deck
      • Has view: Yes
      • View description: Pond
      • Water view: Pond
      Lot
      • Size: 3.87 Acres
      • Features: Gentle Sloping, Landscaped, Some Trees
      Details
      • Additional structures: Outbuilding
      • Parcel number: 196024000000003030
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl Siding
      • Roof: Architectural Shingle
      Condition
      • Year built: 2020

      Utilities & green energy

      • Electric: Other
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Isabelle Estates
      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • Services included: Utilities, Insurance
      • HOA fee: $300 annually
      • HOA name: Isabelle Estates Homeowners Association
      Location
      • Region: Troy

      Financial & listing details

      • Price per square foot: $272/sqft
      • Tax assessed value: $309,050
      • Annual tax amount: $3,589
      • Date on market: 5/26/2026
      • Cumulative days on market: 59 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/8/2026Price change$779,000-1.3%$272/sqft
        Source: MARIS #26024139 Report a problem
        6/15/2026Price change$789,000-1.3%$275/sqft
        Source: MARIS #26024139 Report a problem
        5/26/2026Price change$799,000-0.1%$279/sqft
        Source: MARIS #26024139 Report a problem
        3/17/2026Listed for sale$799,999$279/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,589 +9.8%$58,720 +11.9%
        2024$3,269 +10%$52,459 +9.4%
        2023$2,972 +5.5%$47,960
        2022$2,818 $47,960 +6%
        2021-- $45,253 +755%
        2020$332 -0.1%$5,293
        2019$332 $5,293
        2018$332 -30.9%$5,293
        2017$480 $5,293 -28%
        2016$480 $7,353
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 63379

        Getting around

        0 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Troy South Elementary
        • Middle: Troy South Middle School
        • High: Troy Buchanan High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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