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    • $499,900

    828 N Horseshoe Lake Dr, Gwinn, MI 49841

    3beds
    1,852sqft
    : 
    Single Family Residence
    Built in 1978
    0.8 Acres Lot
    $490,200 Zestimate®
    $270/sqft
    $-- HOA

    What's special

    Heated saltwater poolWalkout basementPrivate waterfront settingWelcoming front porchLarge deck with awningVaulted ceilingsGranite countertops
    Tucked along the shore of Horseshoe Lake, this beautifully maintained home offers a private waterfront setting just minutes from town. Set on just under an acre, the property combines comfort, style, and year-round recreation. The welcoming front porch leads into a spacious foyer with room for coats and shoes, adjoining a convenient main-floor laundry area. The custom kitchen showcases granite countertops, black stainless appliances, and an open layout to the dining and living room, where vaulted ceilings, a fireplace, and expansive windows frame peaceful lake views. The primary suite feels like a retreat, featuring a generous layout, large closet, and a custom bath with tub and tiled shower. A second main-floor bedroom and an upstairs bedroom or sitting area offer flexible living options. The walkout basement houses utilities and provides additional storage. Outdoor living shines with a heated saltwater pool (gentler on skin and lower maintenance costs), large deck with awning, stone landscaping with planter boxes, and a paver path leading to the lakefront and fire pit. A 3+ car garage, sauna, and whole-house generator round out the features. Whether it’s sunrise views, boating, fishing, ATVing, or snowmobiling, outdoor adventure awaits right from your own backyard.
    15 days
    |
    1,687
    |
    74
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 16, 2026 at 07:51am

    Listed by:

    ADAM KARKI 906-360-5420,

    KELLER WILLIAMS FIRST UP 906-273-1183

    Source: Upper Peninsula AOR,MLS#: 50201665MLS LogoOriginating MLS: Upper Peninsula Assoc of Realtors

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      • Area: 195
      • Dimensions: 15 x 13
      Bedroom 2
      • Level: Main
      • Area: 132
      • Dimensions: 11 x 12
      Bedroom 3
      • Level: Second
      • Area: 266
      • Dimensions: 14 x 19
      Bathroom 1
      • Level: Main
      • Area: 48
      • Dimensions: 8 x 6
      Bathroom 2
      • Level: Main
      • Area: 121
      • Dimensions: 11 x 11
      Dining room
      • Level: Main
      • Area: 135
      • Dimensions: 9 x 15
      Kitchen
      • Level: Main
      • Area: 162
      • Dimensions: 9 x 18
      Living room
      • Level: Main
      • Area: 529
      • Dimensions: 23 x 23
      Heating
      • Forced Air, Oil, Wood
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Dryer, Range/Oven, Refrigerator, Washer, Electric Water Heater
      • Laundry: Main Level
      Features
      • Walk-In Closet(s)
      • Basement: Walk-Out Access,Partial
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,582
      • Total interior livable area: 1,852 sqft
      • Finished area above ground: 1,852
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: 3 or More Spaces, Detached
      • Garage spaces: 2
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Deck
      • Has private pool: Yes
      • Pool features: Outdoor Pool
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Waterfront, Interior Lake
      • Body of water: Horseshoe Lake
      • Frontage type: Waterfront
      • Frontage length: 122
      Lot
      • Size: 0.8 Acres
      • Dimensions: 122 x 200 x 96 x 202 x 185
      • Features: Sloped
      Details
      • Additional structures: Shed(s)
      • Parcel number: 520521002700
      • Zoning: LR - Lakeshore Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Conventional Frame
      • Property subtype: Single Family Residence
      Materials
      • Masonite
      Condition
      • New construction: No
      • Year built: 1978

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, Phone Available, Propane, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: N/A
      HOA
      • Has HOA: No
      Location
      • Region: Gwinn

      Financial & listing details

      • Price per square foot: $270/sqft
      • Tax assessed value: $387,400
      • Annual tax amount: $4,445
      • Date on market: 3/16/2026
      • Cumulative days on market: 166 days
      • Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
      • Ownership: Private
      • Electric utility on property: Yes
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        Estimated market value

        $490,200

        $466,000 - $515,000

        $1,616/mo

        Price history

        Price history
        DateEventPrice
        3/16/2026Listed for sale$499,900$270/sqft
        Source: Upper Peninsula AOR #50201665 Report a problem
        3/12/2026Listing removed$499,900$270/sqft
        Source: Upper Peninsula AOR #50191352 Report a problem
        10/13/2025Listed for sale$499,900+92.3%$270/sqft
        Source: Upper Peninsula AOR #50191352 Report a problem
        7/17/2020Sold$259,900$140/sqft
        Source: Upper Peninsula AOR #10039656 Report a problem
        6/4/2020Pending sale$259,900$140/sqft
        Source: KELLER WILLIAMS FIRST #1119750 Report a problem
        5/26/2020Price change$259,900-13.3%$140/sqft
        Source: KELLER WILLIAMS FIRST #1119750 Report a problem
        3/10/2020Listed for sale$299,900-3.2%$162/sqft
        Source: KELLER WILLIAMS FIRST #1119750 Report a problem
        10/23/2019Listing removed$309,900$167/sqft
        Source: RE/MAX 1ST REALTY #1116900 Report a problem
        10/16/2019Price change$309,900-3.1%$167/sqft
        Source: RE/MAX 1ST REALTY #1116900 Report a problem
        8/28/2019Price change$319,900-3%$173/sqft
        Source: RE/MAX 1ST REALTY #1116900 Report a problem
        8/11/2019Listed for sale$329,900+68.3%$178/sqft
        Source: RE/MAX 1ST REALTY #1116900 Report a problem
        8/17/2015Sold$196,000-2%$106/sqft
        Source: Upper Peninsula AOR #10017881 Report a problem
        5/28/2015Pending sale$199,900$108/sqft
        Source: RE/MAX 1st Realty #1086785 Report a problem
        5/11/2015Listed for sale$199,900-11.1%$108/sqft
        Source: RE/MAX 1st Realty #1086785 Report a problem
        12/3/2014Listing removed$224,900$121/sqft
        Source: RE/MAX 1st Realty #1080815 Report a problem
        6/21/2014Listed for sale$224,900-2%$121/sqft
        Source: RE/MAX 1st Realty #1080815 Report a problem
        1/1/2014Listing removed$229,500$124/sqft
        Source: RE/MAX 1st Realty #1064693 Report a problem
        3/8/2012Listed for sale$229,500-2.3%$124/sqft
        Source: TERRY HUFFMAN #244004484 Report a problem
        1/2/2012Listing removed$235,000$127/sqft
        Source: NORTHERN MICHIGAN LAND BROKERS #1054027 Report a problem
        5/15/2011Listed for sale$235,000+9.3%$127/sqft
        Source: Northern Michigan Land Brokers #1054027 Report a problem
        4/30/2007Sold$215,000$116/sqft
        Source: Agent Provided Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$4,445 +0.2%$193,700 +9.4%
        2024$4,437 +10.2%$177,100 -7.1%
        2023$4,028 +4.2%$190,700 +47%
        2022$3,867 +33%$129,700 +4%
        2021$2,908 $124,700 +32.8%
        2019-- $93,900 -11.5%
        2018-- $106,050 -4%
        2017-- $110,500 -5.4%
        2016-- $116,800
        2015-- $116,800 -1.5%
        2014-- $118,600 -4.9%
        2012-- $124,750
        2011-- $124,750
        2010-- $124,750

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,941/mo
        Principal & interest
        $2499
        Property taxes
        $442
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          Climate risks

          Neighborhood: 49841

          Getting around

          0 / 100
          Car-Dependent
          33 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Gwinn Area Community Schools

          Source: Upper Peninsula AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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